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Place dossier plate
SheetMD-NORTH-BEACH-MD · North Beach, MD 2,769 pop · income 63rd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around North Beach
Lowest/highest poles plus peers nearest North Beach on median household income. Full ladder: /browse and /rankings.
median HH income
Federalsburg · lowest
35,432
Federalsburg · lowest
35,432 median HH income
20.8% of the leader · rank #1
Heritage Lake · near
81,495
Heritage Lake · near
81,495 median HH income
47.9% of the leader · rank #2
North Beach · this city
81,500
North Beach · this city
81,500 median HH income
47.9% of the leader · rank #3
New Era · near
81,500
New Era · near
81,500 median HH income
47.9% of the leader · rank #4
Centerville · near
81,500
Centerville · near
81,500 median HH income
47.9% of the leader · rank #5
Everett · near
81,502
Everett · near
81,502 median HH income
47.9% of the leader · rank #6
Shrub Oak · highest
170,225
Shrub Oak · highest
170,225 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for North Beach on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,769.
Nationally, North Beach sits in the 63rd percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
63rd
percentile, household income
74th
percentile, home value
84th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: North Beach, MD
Census ACS 2023 estimates count 2,769 residents in North Beach, a small town within Maryland. Median household income here is $81,500 per year, above the median for U.S. cities on this measure, with a poverty rate of 2.9%. North Beach's housing stock carries a median value of $368,800, and the median resident age is 30.7 years. Educational attainment runs 39.4% of adults with a bachelor's degree or higher. Separately, 57.7% of working-age residents are in the labor force.
Maryland carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Maryland at 105.0 on a 100-equals-national-average scale (Above Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,657 per month statewide. EIA 2023 residential energy data puts Maryland's average monthly utility costs around $255 (state average). On FEMA's National Risk Index, this area rates 60.2 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of North Beach's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility to population change to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For North Beach, city-specific coverage includes commute-mode shares, annual population history.
No matched row is reported here for FBI reported-crime rates, local building permits, matched public-school count, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for North Beach?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Maryland, the closest population matches are Bartonsville (2,760 residents, $146,641 income); Rising Sun (2,756 residents, $85,750 income); Federalsburg (2,818 residents, $35,432 income). Outside the state, the closest population matches in this dataset are Agua Dulce, CA (2,768 residents); Lagrange, IN (2,770 residents); Shrub Oak, NY (2,770 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What does the journey to work look like in North Beach?
Driving alone is the largest reported mode at 73.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Is North Beach growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +33 residents from 2020 to 2025, a +1.5% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
How far does income reach against housing in North Beach?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.5 times median household income. The ACS poverty estimate is 2.9%, which keeps the citywide median from describing every household.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate B+
2.9%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share B
39.4%
Adults with a bachelor's degree or higher; ACS.
Household income C+
$81,500
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
105.0 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
North Beach profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 79/100 (B+) · 2.9%
Bachelor's+ share: 74/100 (B) · 39.4%
Household income: 61/100 (C+) · $81,500
Cost of living: 21/100 (F) · 105.0 index
How does North Beach compare to other US cities?
Here's how North Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income63% higher than other cities
Home value74% pricier than other cities
Median rent84% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares North Beach against every qualifying US city; each in-state rank narrows that to Maryland only. Full formula and direction notes: methodology.
Maryland-relative analysis
Median Gross Rent places North Beach near the bottom of Maryland's cities
Among the 479 Maryland cities PlainCities tracks with reported median gross rent data, North Beach ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares North Beach only against its own state's cities, not the full US field.
Median Household Income
#304 of 445
32nd percentile in Maryland
Median Gross Rent
#1 of 479
0th percentile in Maryland
Median Home Value
#215 of 450
52nd percentile in Maryland
Poverty Rate
#274 of 479
43rd percentile in Maryland
Bachelor's Degree or Higher
#197 of 479
58th percentile in Maryland
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Maryland only, not a livability score. See the methodology for the source and calculation.
Gauge source note
63rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How North Beach's home value compares nationally
Median home value vs. every US city (population 1,000+)
$368,80026th percentilemore affordable than 26% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
North Beach's home-value-to-income ratio: 4.5×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,028 of 15,516
More affordable than 22% of tracked cities (pop. 1,000+)
Size class
#9,208 of 11,323
Micro cities (under 10,000)
At 4.5×, North Beach sits in the moderate band:
national rank #12,028 of 15,516 and #9,208 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$81,500North Beach, MD median household income (Census ACS)
Show U.S. national quintile / Lorenz context North Beach, MD median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for North Beach, MD.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)39.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)57.7%
Census ACS S2301, share of working-age residents in the labor force
Population
2,769
Median Income
$81,500
Median Home Value
$368,800
Median Age
30.7
Poverty Rate
2.9%
Labor force participation
57.7%
Bachelor's Degree+
39.4%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
North Beach's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,146 residents
2021
2,178 residents
2022
2,184 residents
2023
2,187 residents
2024
2,183 residents
2025
2,179 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
73.8%
Carpool
5.1%
Public Transit
3.0%
Walk
6.1%
Work from Home
9.4%
Other
2.6%
Based on 1,166 workers 16 and over.
Monthly Utility Costs
Maryland statewide monthly utility average (EIA 2023): $255
EIA 2023 residential energy data puts average monthly utilities across Maryland at $255 (electricity about $120 , water and sewer about $55 ).
These are Maryland statewide averages, not a meter reading for North Beach. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Maryland's BEA cost-of-living index is 105.0 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around North Beach is $1,657/mo. FEMA's National Risk Index, averaged to Maryland statewide on PlainCities, rates natural-hazard exposure at 60.2 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Maryland statewide BEA average; rent is a county-level HUD Fair Market Rent for the county North Beach sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How North Beach compares to similar-size Maryland cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.