City profile · Michigan · Census ACS 2023

Oxford, MI

Population, income, housing, safety, climate and schools for Oxford - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,478
Residents
$88,214
Median income
$351,300
Median home
$1,411
Median rent (state)

Oxford - the verdict

Nationally, Oxford sits in the 69th percentile for household income and the 92nd percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

69th
percentile, household income
72nd
percentile, home value
55th
percentile, median rent
92nd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oxford, MI

Michigan's Oxford is a small town, with 3,478 residents per the latest Census Bureau ACS figures. Median household income here is $88,214 per year, above the median for U.S. cities on this measure, with a poverty rate of 4.8%. Typical homes in Oxford are valued around $351,300, and the median resident age is 43.1 years. Educational attainment runs 48.6% of adults with a bachelor's degree or higher. Separately, 66.5% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 1 residential units were authorized in 2024 (Construction Slowdown), down 87% from five years earlier. Oxford reports a comparatively low crime rate: FBI UCR reporting places total crime at 320.1 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Living costs in Michigan run below the national norm: on BEA's 100-equals-national-average cost index, Michigan scores 96.2 (Below Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,411 per month statewide. EIA 2023 residential energy data puts Michigan's average monthly utility costs around $238 (state average). Natural-hazard exposure scores 97.5 out of 100 on FEMA's National Risk Index (Very High).

Population

3,478 residents

Census ACS 2023 - Michigan

Median Household Income

$88,214 /yr

Poverty 4.8%

Cost of Living Index (state)

96.2 (US=100)

Below Average - BEA RPP 2024, Michigan average

How does Oxford compare to other US cities?

Where Oxford sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 69% higher than other cities
Home value 72% pricier than other cities
Median rent 55% pricier than other cities
Safety 92% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Michigan and the picture shifts: Oxford ranks #12 of 254 Michigan cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Oxford against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.

Michigan-relative analysis

Median Home Value is Oxford's strongest outlier among Michigan cities

Among the 721 Michigan cities PlainCities tracks with reported median home value data, Oxford ranks #51 - the 93rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oxford only against its own state's cities, not the full US field.

Median Household Income
#94 of 718
87th percentile in Michigan
Median Gross Rent
#61 of 727
76th percentile in Michigan
Median Home Value
#51 of 721
93rd percentile in Michigan
Poverty Rate
#484 of 727
33rd percentile in Michigan
Bachelor's Degree or Higher
#71 of 727
90th percentile in Michigan

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.

69thIncome percentile
92ndSafety percentile

69th percentile nationally for median household income · 92nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Oxford's profile vs. every US city

Income, affordability, and safety percentile

Oxford's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 66 Avg. percentile National median
Oxford's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Oxford's home value compares nationally

Median home value vs. every US city (population 1,000+)

$351,300 28th percentile more affordable than 28% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Oxford $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Oxford, MI Oxford, MI's reported median household income shown against the U.S. national quintile-share pattern (not Oxford, MI-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Oxford, MI median $88,214/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oxford, MI's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Oxford, MI. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 48.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 66.5%

Census ACS S2301, share of working-age residents in the labor force

Population
3,478
Median Income
$88,214
Median Home Value
$351,300
Median Age
43.1
Poverty Rate
4.8%
Labor force participation
66.5%
Bachelor's Degree+
48.6%

Safety & Crime

Total Crime Rate
320.1
per 100,000 residents
Violent Crime
58.2
per 100,000 residents
Property Crime
261.9
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
10
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
3,440 residents3,450 residents3,460 residents3,470 residents3,480 residents3,490 residents 202020212022202320242025 3,480 residents 3,451 residents ▼ -0.8%
Oxford's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 8
2020 2
2021 9
2022 0
2023 0
2024 1

Permit volume decreased 87% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
78.4%
Carpool
7.3%
Public Transit
1.0%
Walk
0.0%
Work from Home
13.2%

Based on 1,736 workers 16 and over.

Monthly Utility Costs

State-average estimates for Michigan - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$238
estimated/month

Estimates reflect Michigan state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Michigan state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Oxford sits in

Cost of Living Index
96.2
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,411/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
97.5 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Michigan

Durand
3,485 people
Benton Heights
3,572 people
Level Park-Oak Park
3,367 people
Essexville
3,344 people
Clare
3,341 people
Romeo
3,654 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Oxford's 3,478 residents (Census ACS 5-Year 2023).

Reno city (Lamar County), TX
3,478 people
San Antonio Heights, CA
3,479 people
Coleytown, CT
3,479 people
Wrightsville, GA
3,479 people
Union City, IN
3,477 people
West Point, NE
3,479 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Oxford's $88,214 (Census ACS 5-Year 2023, table B19013).

Lowell, KS
$88,214 median income
Wyomissing, PA
$88,214 median income
Silver Lake CDP (Cumberland County), NJ
$88,217 median income
Ridgway, CO
$88,218 median income
Lake Caroline, VA
$88,222 median income
Mineral Springs, NC
$88,203 median income

Race & Ethnicity Composition

Race and ethnicity - Oxford, MI Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Oxford, MI - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 90.7% ETHNICITY, Hispanic or Latino (any race) 4.3% White 90.7% Black or African American 4.2% Asian 0.7% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.1% Two or more races 4.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Oxford compares to nearby Michigan cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Oxford (this city) 3,478 $88,214
Durand 3,485 $60,032
Benton Heights 3,572 $33,871
Level Park-Oak Park 3,367 $70,051
Census ACS 5-year FIPS MI FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Oxford, MI?

What is the population of Oxford, MI? +

Oxford, MI has a population of 3,478 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Oxford, MI? +

Oxford households earn a median of $88,214 annually, based on Census ACS 2023 data.

What is the cost of living in Oxford? +

BEA does not publish a city-level cost-of-living figure for Oxford; the closest available measure is the Michigan state average, a cost of living index of 96.2 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Michigan vary by metro area.

Is Oxford, MI safe? +

Oxford has a total crime rate of 320.1 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Oxford, MI? +

The median home value in Oxford is $351,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.