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Place dossier plate
SheetMI-TROY-MI · Troy, MI 87,307 pop · income 87th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Troy
Lowest/highest poles plus peers nearest Troy on median household income. Full ladder: /browse and /rankings.
median HH income
Flint · lowest
36,194
Flint · lowest
36,194 median HH income
30.3% of the leader · rank #1
Asbury · near
119,250
Asbury · near
119,250 median HH income
99.9% of the leader · rank #2
Troy · this city
119,299
Troy · this city
119,299 median HH income
99.9% of the leader · rank #3
Maywood · near
119,306
Maywood · near
119,306 median HH income
99.9% of the leader · rank #4
Hudson · near
119,327
Hudson · near
119,327 median HH income
100.0% of the leader · rank #5
Centerville · near
119,361
Centerville · near
119,361 median HH income
100.0% of the leader · rank #6
Blue River · highest
119,375
Blue River · highest
119,375 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Troy on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 87,307.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Troy - the verdict
Measured against every US city with at least 1,000 residents, Troy lands in the 87th percentile for household income and the 49th percentile for safety. Source: Census ACS + FBI UCR.
87th
percentile, household income
77th
percentile, home value
32nd
percentile, median rent
49th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Troy, MI
87,307 people live in Troy, Michigan - a small city by U.S. Census Bureau ACS 2023 estimates. The typical household in Troy brings in $119,299 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.3%. Troy's housing stock carries a median value of $396,800, and the median resident age is 42.2 years. 64.1% of adults here have a bachelor's degree or higher; 63.2% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 241 residential units were authorized in 2024 (Building Boom), up 162% from five years earlier. Troy reports a comparatively low crime rate: FBI UCR reporting places total crime at 1392.1 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Living costs in Michigan run below the national norm: on BEA's 100-equals-national-average cost index, Michigan scores 96.2 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,113 per month. Statewide, average monthly utility bills in Michigan run around $238, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 49.6 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Troy's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to population change to reported crime to work and mobility to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Troy, city-specific coverage includes FBI reported-crime rates, annual population history, commute-mode shares, local building permits, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for Troy?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Michigan, the closest population matches are Westland (84,155 residents, $62,216 income); Farmington Hills (83,316 residents, $101,863 income); Flint (80,835 residents, $36,194 income). Outside the state, the closest population matches in this dataset are Springdale, AR (87,388 residents); Citrus Heights, CA (87,036 residents); Ogden, UT (86,973 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Troy?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.3 times median household income. The ACS poverty estimate is 3.3%, which keeps the citywide median from describing every household.
Census PEP estimates show the population grew by +1,615 residents from 2020 to 2025, a +1.9% change. Separately, Census BPS recorded 241 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
The joined FBI UCR record reports 1392.1 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 39% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Troy?
Driving alone is the largest reported mode at 71.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Drive alone
71.8%
Work from home
20.2%
Public transit
0.2%
City-level Census ACS commuting estimates covering 44,623 workers age 16+.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 12 public schools within the city match. 64.1% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
3.3%
Bachelor's degree+
64.1%
Matched public schools
12
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Near national cost · BEA RPP 2024, Michigan average
B+
City profile score · Troy, MI
75/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
64.1%
Adults with a bachelor's degree or higher; ACS.
Household income A
$119,299
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B+
3.3%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime B-
116 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living C
96.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Troy profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 94/100 (A+) · 64.1%
Household income: 85/100 (A) · $119,299
Poverty rate: 76/100 (B+) · 3.3%
Violent crime: 67/100 (B-) · 116 /100k
Cost of living: 57/100 (C) · 96.2 index
Where Troy sits on home value vs crime among peer cities
Troy's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Troy highlighted among 12 peers.Read the chart values
Troy, MI (this city): home $396,800, crime 1,392/100k
Springdale, AR : home $237,200, crime 2,412/100k
Citrus Heights, CA : home $432,100, crime 2,566/100k
Ogden, UT : home $311,300, crime 2,431/100k
Duluth, MN : home $225,700, crime 3,174/100k
Santa Barbara, CA : home $1,466,400, crime 2,458/100k
Westland, MI : home $176,500, crime 1,805/100k
Farmington Hills, MI : home $333,200, crime 879/100k
Flint, MI : home $47,600, crime 2,570/100k
Livonia, MI : home $265,300, crime 1,490/100k
Wyoming, MI : home $203,900, crime 2,616/100k
Rochester Hills, MI : home $377,400, crime 624/100k
How does Troy compare to other US cities?
Troy measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income87% higher than other cities
Home value77% pricier than other cities
Median rent32% pricier than other cities
Safety49% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Michigan and the picture shifts: Troy ranks #142 of 254 Michigan cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Troy against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.
Michigan-relative analysis
Median Gross Rent places Troy near the bottom of Michigan's cities
Among the 727 Michigan cities PlainCities tracks with reported median gross rent data, Troy ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Troy only against its own state's cities, not the full US field.
Median Household Income
#30 of 718
96th percentile in Michigan
Median Gross Rent
#1 of 727
0th percentile in Michigan
Median Home Value
#40 of 721
94th percentile in Michigan
Poverty Rate
#560 of 727
22nd percentile in Michigan
Bachelor's Degree or Higher
#34 of 727
95th percentile in Michigan
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.
Gauge source note
87th percentile nationally for median household income · 49th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Troy's profile vs. every US city
Income, affordability, and safety percentile
Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Troy's home value compares nationally
Median home value vs. every US city (population 1,000+)
$396,80023rd percentilemore affordable than 23% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Troy's home-value-to-income ratio: 3.3×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#8,239 of 15,516
More affordable than 47% of tracked cities (pop. 1,000+)
Size class
#172 of 750
Mid-size cities (50,000–199,999)
At 3.3×, Troy sits in the moderate band:
national rank #8,239 of 15,516 and #172 of 750mid-size cities (50,000–199,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$119,299Troy, MI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Troy, MI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Troy, MI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)64.1%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.2%
Census ACS S2301, share of working-age residents in the labor force
Population
87,307
Median Income
$119,299
Median Home Value
$396,800
Median Age
42.2
Poverty Rate
3.3%
Labor force participation
63.2%
Bachelor's Degree+
64.1%
Safety & Crime
Total Crime Rate
1392.1
per 100,000 residents
Violent Crime
115.5
per 100,000 residents
Property Crime
1276.6
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
12
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Troy's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
87,118 residents
2021
87,655 residents
2022
87,341 residents
2023
87,452 residents
2024
88,220 residents
2025
88,733 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
241
housing units authorized
Single-Family
117
detached homes
Multifamily
124
apartments & condos
Supply Intensity
2.8
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
92
92
0
$25.0M
2020
113
108
5
$29.6M
2021
125
120
5
$32.9M
2022
91
82
9
$28.6M
2023
198
71
127
$52.2M
2024
241
117
124
$80.3M
Permit volume increased 162% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
71.8%
Carpool
5.7%
Public Transit
0.2%
Walk
1.0%
Work from Home
20.2%
Other
1.1%
Based on 44,623 workers 16 and over.
Monthly Utility Costs
Michigan statewide monthly utility average (EIA 2023): $238
EIA 2023 residential energy data puts average monthly utilities across Michigan at $238 (electricity about $105 , water and sewer about $48 ).
These are Michigan statewide averages, not a meter reading for Troy. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Michigan's BEA cost-of-living index is 96.2 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Troy is $1,113/mo. FEMA's National Risk Index, averaged to Michigan statewide on PlainCities, rates natural-hazard exposure at 49.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Michigan statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Troy sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Troy compares to similar-size Michigan cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.