City profile · Minnesota · Census ACS 2023

Clearwater, MN

Population, income, housing, safety, climate and schools for Clearwater - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,904
Residents
$89,219
Median income
$248,100
Median home
$1,709
Median rent (state)

Clearwater - the verdict

Out of every US city with 1,000+ residents, Clearwater places in the 70th percentile for household income. Source: Census ACS.

70th
percentile, household income
55th
percentile, home value
68th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Clearwater, MN

Minnesota's Clearwater is a small town, with 1,904 residents per the latest Census Bureau ACS figures. Clearwater households earn a median of $89,219 annually, above the median for U.S. cities on this measure, with a poverty rate of 9.8%. Clearwater's housing stock carries a median value of $248,100, and the median resident age is 30.9 years. About 26.0% of adults hold a bachelor's degree or higher, while 78.3% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 6 residential units authorized here in 2024 (Construction Slowdown), down 60% from five years earlier.

Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,709 per month. Monthly utility costs average around $225 across Minnesota, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 68.4 out of 100 on FEMA's National Risk Index (Moderate).

Population

1,904 residents

Census ACS 2023 - Minnesota

Median Household Income

$89,219 /yr

Poverty 9.8%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Clearwater compare to other US cities?

Here's how Clearwater stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 70% higher than other cities
Home value 55% pricier than other cities
Median rent 68% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Clearwater against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.

Minnesota-relative analysis

Median Gross Rent places Clearwater toward the top of Minnesota's cities

Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Clearwater ranks #1 - the 77th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Clearwater only against its own state's cities, not the full US field.

Median Household Income
#189 of 775
76th percentile in Minnesota
Median Gross Rent
#1 of 785
77th percentile in Minnesota
Median Home Value
#217 of 774
72nd percentile in Minnesota
Poverty Rate
#205 of 785
73rd percentile in Minnesota
Bachelor's Degree or Higher
#270 of 784
65th percentile in Minnesota

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.

70thIncome percentile

70th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Clearwater's home value compares nationally

Median home value vs. every US city (population 1,000+)

$248,100 45th percentile more affordable than 45% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Clearwater $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Clearwater, MN Clearwater, MN's reported median household income shown against the U.S. national quintile-share pattern (not Clearwater, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Clearwater, MN median $89,219/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Clearwater, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Clearwater, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 26.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 78.3%

Census ACS S2301, share of working-age residents in the labor force

Population
1,904
Median Income
$89,219
Median Home Value
$248,100
Median Age
30.9
Poverty Rate
9.8%
Labor force participation
78.3%
Bachelor's Degree+
26.0%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,800 residents1,900 residents2,000 residents2,100 residents2,200 residents2,300 residents 202020212022202320242025 1,926 residents 2,225 residents ▲ +15.5%
Clearwater's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
6
housing units authorized
Single-Family
6
detached homes
Multifamily
0
apartments & condos
Supply Intensity
3.2
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 15
2020 70
2021 9
2022 9
2023 49
2024 6

Permit volume decreased 60% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
89.1%
Carpool
2.9%
Public Transit
0.0%
Walk
2.4%
Work from Home
5.5%

Based on 1,081 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Clearwater sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,709/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
68.4 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Minnesota

Aurora
1,897 people
Maple Plain
1,889 people
Coleraine
1,888 people
Dundas
1,882 people
Spring Park
1,869 people
Tracy
1,869 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Clearwater's 1,904 residents (Census ACS 5-Year 2023).

Wewahitchka, FL
1,904 people
Durant, IA
1,904 people
Ida Grove, IA
1,904 people
Durant, MS
1,904 people
Navesink, NJ
1,904 people
Home Garden, CA
1,903 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Clearwater's $89,219 (Census ACS 5-Year 2023, table B19013).

Solomons, MD
$89,205 median income
Mentor, OH
$89,202 median income
Oakland, TN
$89,240 median income
New Whiteland, IN
$89,196 median income
Coburg, OR
$89,250 median income
Delano, TN
$89,250 median income

Race & Ethnicity Composition

Race and ethnicity - Clearwater, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Clearwater, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 93.5% ETHNICITY, Hispanic or Latino (any race) 0.3% White 93.5% Black or African American 0.0% Asian 1.0% American Indian 0.2% Native Hawaiian 0.0% Some other race 0.4% Two or more races 4.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Clearwater compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Clearwater (this city) 1,904 $89,219
Aurora 1,897 $42,406
Maple Plain 1,889 $93,000
Coleraine 1,888 $67,083
Census ACS 5-year FIPS MN Census BPS 2024 OMB Bulletin 23-01

What do people ask about Clearwater, MN?

What is the population of Clearwater, MN? +

Clearwater, MN has a population of 1,904 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Clearwater, MN? +

Clearwater households earn a median of $89,219 annually, based on Census ACS 2023 data.

What is the cost of living in Clearwater? +

BEA does not publish a city-level cost-of-living figure for Clearwater; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

What is the median home value in Clearwater, MN? +

The median home value in Clearwater is $248,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.