City profile · Minnesota · Census ACS 2023

Crosslake, MN

Population, income, housing, safety, climate and schools for Crosslake - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,648
Residents
$85,000
Median income
$540,200
Median home
$1,120
Median rent (state)

Crosslake - the verdict

Crosslake ranks in the 66th percentile for household income and the 80th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.

66th
percentile, household income
86th
percentile, home value
30th
percentile, median rent
80th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Crosslake, MN

Minnesota's Crosslake is a small town, with 2,648 residents per the latest Census Bureau ACS figures. Crosslake households earn a median of $85,000 annually, above the median for U.S. cities on this measure, with a poverty rate of 4.0%. Typical homes in Crosslake are valued around $540,200, and the median resident age is 60.2 years. About 33.9% of adults hold a bachelor's degree or higher, while 43.3% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 15 residential units were authorized in 2024 (Construction Slowdown), down 63% from five years earlier. Crosslake reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 614.3 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,120 per month statewide. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 77.5 out of 100 on FEMA's National Risk Index (High).

Population

2,648 residents

Census ACS 2023 - Minnesota

Median Household Income

$85,000 /yr

Poverty 4.0%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Crosslake compare to other US cities?

Where Crosslake sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 66% higher than other cities
Home value 86% pricier than other cities
Median rent 30% pricier than other cities
Safety 80% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Minnesota alone, Crosslake ranks #88 of 229 Minnesota cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

Each percentile compares Crosslake against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.

Minnesota-relative analysis

Median Home Value is Crosslake's strongest outlier among Minnesota cities

Among the 774 Minnesota cities PlainCities tracks with reported median home value data, Crosslake ranks #25 - the 97th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Crosslake only against its own state's cities, not the full US field.

Median Household Income
#220 of 775
71st percentile in Minnesota
Median Gross Rent
#317 of 785
57th percentile in Minnesota
Median Home Value
#25 of 774
97th percentile in Minnesota
Poverty Rate
#486 of 785
38th percentile in Minnesota
Bachelor's Degree or Higher
#163 of 784
79th percentile in Minnesota

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.

66thIncome percentile
80thSafety percentile

66th percentile nationally for median household income · 80th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Crosslake's profile vs. every US city

Income, affordability, and safety percentile

Crosslake's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 63 Avg. percentile National median
Crosslake's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Crosslake's home value compares nationally

Median home value vs. every US city (population 1,000+)

$540,200 14th percentile more affordable than 14% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). This entry sits in this band. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Crosslake $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Crosslake, MN Crosslake, MN's reported median household income shown against the U.S. national quintile-share pattern (not Crosslake, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Crosslake, MN median $85,000/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Crosslake, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Crosslake, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 33.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 43.3%

Census ACS S2301, share of working-age residents in the labor force

Population
2,648
Median Income
$85,000
Median Home Value
$540,200
Median Age
60.2
Poverty Rate
4.0%
Labor force participation
43.3%
Bachelor's Degree+
33.9%

Safety & Crime

Total Crime Rate
614.3
per 100,000 residents
Violent Crime
41.0
per 100,000 residents
Property Crime
573.3
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
3
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,380 residents2,400 residents2,420 residents2,440 residents2,460 residents 202020212022202320242025 2,390 residents 2,412 residents ▲ +0.9%
Crosslake's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
15
housing units authorized
Single-Family
15
detached homes
Multifamily
0
apartments & condos
Supply Intensity
5.7
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 41
2020 48
2021 0
2022 8
2023 11
2024 15

Permit volume decreased 63% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
76.9%
Carpool
1.4%
Public Transit
0.2%
Walk
0.0%
Work from Home
15.9%
Other
5.6%

Based on 943 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Crosslake sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,120/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
77.5 / 100
High
FEMA NRI composite score (county)

Similar Cities in Minnesota

Glenwood
2,648 people
Breezy Point
2,647 people
Lexington
2,616 people
Granite Falls
2,612 people
Foley
2,685 people
Chatfield
2,693 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Crosslake's 2,648 residents (Census ACS 5-Year 2023).

Mountain View, MO
2,648 people
Big Lake, WA
2,648 people
Belgium, WI
2,648 people
Cadiz, KY
2,649 people
Hyde Park, PA
2,649 people
Shadybrook, TX
2,649 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Crosslake's $85,000 (Census ACS 5-Year 2023, table B19013).

Dell, AR
$85,000 median income
Lake Nacimiento, CA
$85,000 median income
Athens, IL
$85,000 median income
Hartwick, IA
$85,000 median income
Oakwood Park, MO
$85,000 median income
Hancocks Bridge, NJ
$85,000 median income

Race & Ethnicity Composition

Race and ethnicity - Crosslake, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Crosslake, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 97.2% ETHNICITY, Hispanic or Latino (any race) 0.0% White 97.2% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 2.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Crosslake compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Crosslake (this city) 2,648 $85,000
Glenwood 2,648 $45,735
Breezy Point 2,647 $85,913
Lexington 2,616 $72,955
Census ACS 5-year FIPS MN FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Crosslake, MN?

What is the population of Crosslake, MN? +

The population of Crosslake, MN stands at 2,648 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Crosslake, MN? +

In Crosslake, the typical household earns $85,000 per year, based on Census ACS 2023 data.

What is the cost of living in Crosslake? +

BEA does not publish a city-level cost-of-living figure for Crosslake; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

Is Crosslake, MN safe? +

Crosslake has a total crime rate of 614.3 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Crosslake, MN? +

A typical home in Crosslake is worth $540,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.