Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetMN-CROSSLAKE-MN · Crosslake, MN 2,648 pop · income 66th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Crosslake
Lowest/highest poles plus peers nearest Crosslake on median household income. Full ladder: /browse and /rankings.
median HH income
Cadiz · lowest
40,186
Cadiz · lowest
40,186 median HH income
33.8% of the leader · rank #1
Crosslake · this city
85,000
Crosslake · this city
85,000 median HH income
71.4% of the leader · rank #2
Dell · near
85,000
Dell · near
85,000 median HH income
71.4% of the leader · rank #3
Lake Nacimien… · near
85,000
Lake Nacimien… · near
85,000 median HH income
71.4% of the leader · rank #4
Athens · near
85,000
Athens · near
85,000 median HH income
71.4% of the leader · rank #5
Hartwick · near
85,000
Hartwick · near
85,000 median HH income
71.4% of the leader · rank #6
Big Lake · highest
119,000
Big Lake · highest
119,000 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Crosslake on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,648.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Crosslake - the verdict
Crosslake ranks in the 66th percentile for household income and the 81st percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
66th
percentile, household income
86th
percentile, home value
36th
percentile, median rent
81st
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Crosslake, MN
Minnesota's Crosslake is a small town, with 2,648 residents per the latest Census Bureau ACS figures. Median household income here is $85,000 per year, above the median for U.S. cities on this measure, with a poverty rate of 4.0%. Typical homes in Crosslake are valued around $540,200, and the median resident age is 60.2 years. About 33.9% of adults hold a bachelor's degree or higher, while 43.3% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 15 residential units were authorized in 2024 (Construction Slowdown), down 63% from five years earlier. Crosslake reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 614.3 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,125 per month statewide. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 42.4 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Crosslake's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist to population change to reported crime to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Crosslake, city-specific coverage includes annual population history, local building permits, commute-mode shares, matched public-school count, FBI reported-crime rates.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Crosslake?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 6.4 times median household income. The ACS poverty estimate is 4.0%, which keeps the citywide median from describing every household.
What does the journey to work look like in Crosslake?
Driving alone is the largest reported mode at 76.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Which cities make useful reference points for Crosslake?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Minnesota, the closest population matches are Glenwood (2,648 residents, $45,735 income); Breezy Point (2,647 residents, $85,913 income); Lexington (2,616 residents, $72,955 income). Outside the state, the closest population matches in this dataset are Mountain View, MO (2,648 residents); Big Lake, WA (2,648 residents); Belgium, WI (2,648 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Is Crosslake growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +22 residents from 2020 to 2025, a +0.9% change. Separately, Census BPS recorded 15 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Crosslake?
The joined FBI UCR record reports 614.3 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 73% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
614.3
Violent rate
41.0
Property rate
573.3
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
What does the education layer cover for Crosslake?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 3 public schools within the city match. 33.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
4.0%
Bachelor's degree+
33.9%
Matched public schools
3
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Above median income · poverty 4.0% (Below-median poverty)
Cost of Living Index (state)
98.6 (US=100)
Above-average cost · BEA RPP 2024, Minnesota average
B-
City profile score · Crosslake, MN
67/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime A
41 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate B
4.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share B-
33.9%
Adults with a bachelor's degree or higher; ACS.
Household income C+
$85,000
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living D
98.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Crosslake profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 86/100 (A) · 41 /100k
Poverty rate: 72/100 (B) · 4.0%
Bachelor's+ share: 65/100 (B-) · 33.9%
Household income: 64/100 (C+) · $85,000
Cost of living: 46/100 (D) · 98.6 index
Where Crosslake sits on home value vs crime among peer cities
Crosslake's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Crosslake highlighted among 26 peers.Read the chart values
Crosslake, MN (this city): home $540,200, crime 614/100k
Cadiz, KY : home $120,800, crime 1,010/100k
Glenwood, MN : home $181,000, crime 761/100k
Breezy Point, MN : home $301,000, crime 142/100k
Granite Falls, MN : home $139,700, crime 861/100k
Foley, MN : home $192,600, crime 1,549/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Crosslake compare to other US cities?
Where Crosslake sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income66% higher than other cities
Home value86% pricier than other cities
Median rent36% pricier than other cities
Safety81% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Minnesota alone, Crosslake ranks #88 of 229 Minnesota cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Crosslake against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.
Minnesota-relative analysis
Median Gross Rent places Crosslake near the bottom of Minnesota's cities
Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Crosslake ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Crosslake only against its own state's cities, not the full US field.
Median Household Income
#220 of 775
71st percentile in Minnesota
Median Gross Rent
#1 of 785
0th percentile in Minnesota
Median Home Value
#25 of 774
97th percentile in Minnesota
Poverty Rate
#486 of 785
38th percentile in Minnesota
Bachelor's Degree or Higher
#163 of 784
79th percentile in Minnesota
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.
Gauge source note
66th percentile nationally for median household income · 81st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Crosslake's profile vs. every US city
Income, affordability, and safety percentile
Crosslake's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Crosslake's home value compares nationally
Median home value vs. every US city (population 1,000+)
$540,20014th percentilemore affordable than 14% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Crosslake's home-value-to-income ratio: 6.4×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,355 of 15,516
More affordable than 7% of tracked cities (pop. 1,000+)
Size class
#10,614 of 11,323
Micro cities (under 10,000)
At 6.4×, Crosslake sits in the pressured band:
national rank #14,355 of 15,516 and #10,614 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$85,000Crosslake, MN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Crosslake, MN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Crosslake, MN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)33.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)43.3%
Census ACS S2301, share of working-age residents in the labor force
Population
2,648
Median Income
$85,000
Median Home Value
$540,200
Median Age
60.2
Poverty Rate
4.0%
Labor force participation
43.3%
Bachelor's Degree+
33.9%
Safety & Crime
Total Crime Rate
614.3
per 100,000 residents
Violent Crime
41.0
per 100,000 residents
Property Crime
573.3
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
3
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Crosslake's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,390 residents
2021
2,440 residents
2022
2,430 residents
2023
2,425 residents
2024
2,406 residents
2025
2,412 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
15
housing units authorized
Single-Family
15
detached homes
Multifamily
0
apartments & condos
Supply Intensity
5.7
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
41
41
0
$9.3M
2020
48
44
4
$10.9M
2021
0
0
0
-
2022
8
8
0
$1.9M
2023
11
11
0
$2.8M
2024
15
15
0
$6.0M
Permit volume decreased 63% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
76.9%
Carpool
1.4%
Public Transit
0.2%
Walk
0.0%
Work from Home
15.9%
Other
5.6%
Based on 943 workers 16 and over.
Monthly Utility Costs
Minnesota statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Minnesota at $225 (electricity about $95 , water and sewer about $45 ).
These are Minnesota statewide averages, not a meter reading for Crosslake. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Minnesota's BEA cost-of-living index is 98.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Crosslake is $1,125/mo. FEMA's National Risk Index, averaged to Minnesota statewide on PlainCities, rates natural-hazard exposure at 42.4 / 100 (Low).
Cost/risk geography note
Cost of living is a Minnesota statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Crosslake sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Crosslake compares to similar-size Minnesota cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.