City profile · Minnesota · Census ACS 2023

Lake St. Croix Beach, MN

Population, income, housing, safety, climate and schools for Lake St. Croix Beach - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,106
Residents
$100,134
Median income
$334,600
Median home
$1,709
Median rent (state)

Lake St. Croix Beach - the verdict

Measured against every US city with at least 1,000 residents, Lake St. Croix Beach lands in the 78th percentile for household income. Source: Census ACS.

78th
percentile, household income
70th
percentile, home value
68th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Lake St. Croix Beach, MN

Census ACS 2023 estimates count 1,106 residents in Lake St. Croix Beach, a small town within Minnesota. The typical household in Lake St. Croix Beach brings in $100,134 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 7.3%. Lake St. Croix Beach's housing stock carries a median value of $334,600, and the median resident age is 54.1 years. About 43.6% of adults hold a bachelor's degree or higher, while 66.3% of working-age residents are in the labor force.

In 2024, 0 residential building permits were authorized in Lake St. Croix Beach (No Permits), per Census BPS data.

Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,709 per month statewide. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 83.9 out of 100 on FEMA's National Risk Index (High).

Population

1,106 residents

Census ACS 2023 - Minnesota

Median Household Income

$100,134 /yr

Poverty 7.3%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Lake St. Croix Beach compare to other US cities?

Lake St. Croix Beach measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 78% higher than other cities
Home value 70% pricier than other cities
Median rent 68% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Lake St. Croix Beach's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Minnesota, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

78thIncome percentile

78th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Lake St. Croix Beach's home value compares nationally

Median home value vs. every US city (population 1,000+)

$334,600 30th percentile more affordable than 30% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). This entry sits in this band. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Lake St. Croix Beach $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Lake St. Croix Beach, MN Lake St. Croix Beach, MN's reported median household income shown against the U.S. national quintile-share pattern (not Lake St. Croix Beach, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Lake St. Croix Beach, MN median $100,134/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Lake St. Croix Beach, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Lake St. Croix Beach, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 43.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 66.3%

Census ACS S2301, share of working-age residents in the labor force

Population
1,106
Median Income
$100,134
Median Home Value
$334,600
Median Age
54.1
Poverty Rate
7.3%
Labor force participation
66.3%
Bachelor's Degree+
43.6%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
980 residents1,000 residents1,020 residents1,040 residents1,060 residents 202020212022202320242025 1,042 residents 1,005 residents ▼ -3.6%
Lake St. Croix Beach's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 1
2021 0
2022 0
2023 0
2024 0

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
81.7%
Carpool
1.9%
Public Transit
0.0%
Walk
0.8%
Work from Home
7.6%
Other
8.0%

Based on 644 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Lake St. Croix Beach sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,709/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
83.9 / 100
High
FEMA NRI composite score (county)

Similar Cities in Minnesota

Hector
1,111 people
Mahnomen
1,116 people
Baudette
1,117 people
Lake Shore
1,117 people
Cottonwood
1,120 people
Royalton
1,092 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Lake St. Croix Beach's 1,106 residents (Census ACS 5-Year 2023).

Stronghurst, IL
1,106 people
Maysville, MO
1,106 people
Yoncalla, OR
1,106 people
Harlem Heights, FL
1,105 people
Fruitland, IA
1,107 people
Memphis, MI
1,107 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Lake St. Croix Beach's $100,134 (Census ACS 5-Year 2023, table B19013).

Brighton, CO
$100,134 median income
Lambertville, MI
$100,134 median income
Mackinac Island, MI
$100,125 median income
Belle Fontaine, AL
$100,144 median income
Camano, WA
$100,124 median income
Pacheco, CA
$100,152 median income

Race & Ethnicity Composition

Race and ethnicity - Lake St. Croix Beach, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Lake St. Croix Beach, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 88.1% 8.0% ETHNICITY, Hispanic or Latino (any race) 0.7% White 88.1% Black or African American 0.0% Asian 4.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 8.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Lake St. Croix Beach compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Lake St. Croix Beach (this city) 1,106 $100,134
Hector 1,111 $59,762
Mahnomen 1,116 $43,854
Baudette 1,117 $71,042
Census ACS 5-year FIPS MN Census BPS 2024 OMB Bulletin 23-01

What do people ask about Lake St. Croix Beach, MN?

What is the population of Lake St. Croix Beach, MN? +

Lake St. Croix Beach, MN counts 1,106 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Lake St. Croix Beach, MN? +

The median household income in Lake St. Croix Beach is $100,134 per year, based on Census ACS 2023 data.

What is the cost of living in Lake St. Croix Beach? +

BEA does not publish a city-level cost-of-living figure for Lake St. Croix Beach; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

What is the median home value in Lake St. Croix Beach, MN? +

Homes in Lake St. Croix Beach carry a median value of $334,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.