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Place dossier plate
SheetMN-PINE-ISLAND-MN · Pine Island, MN 3,693 pop · income 72nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Pine Island
Lowest/highest poles plus peers nearest Pine Island on median household income. Full ladder: /browse and /rankings.
median HH income
Tabor City · lowest
37,014
Tabor City · lowest
37,014 median HH income
19.1% of the leader · rank #1
Turin · near
91,602
Turin · near
91,602 median HH income
47.2% of the leader · rank #2
Merchantville · near
91,607
Merchantville · near
91,607 median HH income
47.2% of the leader · rank #3
Gibraltar · near
91,611
Gibraltar · near
91,611 median HH income
47.2% of the leader · rank #4
Pine Island · this city
91,612
Pine Island · this city
91,612 median HH income
47.2% of the leader · rank #5
Lake Lorraine · near
91,619
Lake Lorraine · near
91,619 median HH income
47.2% of the leader · rank #6
Independence · highest
194,205
Independence · highest
194,205 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Pine Island on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 3,693.
Nationally, Pine Island sits in the 72nd percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
72nd
percentile, household income
68th
percentile, home value
36th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Pine Island, MN
Minnesota's Pine Island is a small town, with 3,693 residents per the latest Census Bureau ACS figures. Households in Pine Island report a median income of $91,612 per year, above the median for U.S. cities on this measure, with a poverty rate of 3.3%. Typical homes in Pine Island are valued around $324,700, and the median resident age is 37.1 years. 38.3% of adults here have a bachelor's degree or higher; 72.0% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 20 residential units authorized here in 2024 (Rapid Growth), up 33% from five years earlier.
Minnesota tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Minnesota scores 98.6 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,125 per month statewide. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). Workers in Pine Island report an average commute of 23.0 minutes, with 80.0% driving alone and 13.6% working from home. Natural-hazard exposure scores 42.4 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Pine Island's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to comparison shortlist to work and mobility to population change to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Pine Island, city-specific coverage includes matched public-school count, local building permits, commute-mode shares, annual population history.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Pine Island?
The NCES join finds 4 public schools within the city match. 38.3% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Which cities make useful reference points for Pine Island?
Within Minnesota, the closest population matches are Independence (3,695 residents, $194,205 income); Long Prairie (3,683 residents, $57,139 income); Mora (3,708 residents, $53,704 income). Outside the state, the closest population matches in this dataset are Greenhills, OH (3,693 residents); Haviland, NY (3,694 residents); Maple Heights-Lake Desire, WA (3,694 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Pine Island?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 80.0%. The reported mean trip to work is 23.0 minutes.
Is Pine Island growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +130 residents from 2020 to 2025, a +3.4% change. Separately, Census BPS recorded 20 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Housing and income
How far does income reach against housing in Pine Island?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.5 times median household income. The ACS poverty estimate is 3.3%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Household income
$91,612
Home value
$324,700
Value / income
3.5×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above-average cost · BEA RPP 2024, Minnesota average
B-
City profile score · Pine Island, MN
66/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate B+
3.3%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share B
38.3%
Adults with a bachelor's degree or higher; ACS.
Household income B
$91,612
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living D
98.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Pine Island profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 76/100 (B+) · 3.3%
Bachelor's+ share: 72/100 (B) · 38.3%
Household income: 71/100 (B) · $91,612
Cost of living: 46/100 (D) · 98.6 index
How does Pine Island compare to other US cities?
Pine Island measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income72% higher than other cities
Home value68% pricier than other cities
Median rent36% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Pine Island against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.
Minnesota-relative analysis
Median Gross Rent places Pine Island near the bottom of Minnesota's cities
Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Pine Island ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Pine Island only against its own state's cities, not the full US field.
Median Household Income
#173 of 775
78th percentile in Minnesota
Median Gross Rent
#1 of 785
0th percentile in Minnesota
Median Home Value
#126 of 774
84th percentile in Minnesota
Poverty Rate
#517 of 785
34th percentile in Minnesota
Bachelor's Degree or Higher
#123 of 784
84th percentile in Minnesota
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.
Gauge source note
72nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Pine Island's home value compares nationally
Median home value vs. every US city (population 1,000+)
$324,70032nd percentilemore affordable than 32% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Pine Island's home-value-to-income ratio: 3.5×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,160 of 15,516
More affordable than 41% of tracked cities (pop. 1,000+)
Size class
#7,377 of 11,323
Micro cities (under 10,000)
At 3.5×, Pine Island sits in the moderate band:
national rank #9,160 of 15,516 and #7,377 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$91,612Pine Island, MN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Pine Island, MN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Pine Island, MN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)38.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)72.0%
Census ACS S2301, share of working-age residents in the labor force
Population
3,693
Median Income
$91,612
Median Home Value
$324,700
Median Age
37.1
Poverty Rate
3.3%
Labor force participation
72.0%
Bachelor's Degree+
38.3%
Schools
Total Schools
4
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Pine Island's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
3,781 residents
2021
3,855 residents
2022
3,884 residents
2023
3,890 residents
2024
3,884 residents
2025
3,911 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Rapid Growth
Total Permits (2024)
20
housing units authorized
Single-Family
20
detached homes
Multifamily
0
apartments & condos
Supply Intensity
5.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
15
15
0
$2.6M
2020
30
28
2
$7.2M
2021
25
25
0
$6.8M
2022
15
15
0
$4.4M
2023
4
4
0
$1.5M
2024
20
20
0
$7.7M
Permit volume increased 33% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
23.0 minutes
Drive Alone
80.0%
Carpool
6.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
13.6%
Based on 2,024 workers 16 and over.
Monthly Utility Costs
Minnesota statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Minnesota at $225 (electricity about $95 , water and sewer about $45 ).
These are Minnesota statewide averages, not a meter reading for Pine Island. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Minnesota's BEA cost-of-living index is 98.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Pine Island is $1,125/mo. FEMA's National Risk Index, averaged to Minnesota statewide on PlainCities, rates natural-hazard exposure at 42.4 / 100 (Low).
Cost/risk geography note
Cost of living is a Minnesota statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Pine Island sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Pine Island compares to similar-size Minnesota cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.