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Place dossier plate
SheetMN-ZUMBROTA-MN · Zumbrota, MN 3,843 pop · income 76th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Zumbrota
Lowest/highest poles plus peers nearest Zumbrota on median household income. Full ladder: /browse and /rankings.
median HH income
Manning · lowest
27,597
Manning · lowest
27,597 median HH income
15.7% of the leader · rank #1
Newtonville · near
96,806
Newtonville · near
96,806 median HH income
55.2% of the leader · rank #2
Rollingwood · near
96,808
Rollingwood · near
96,808 median HH income
55.2% of the leader · rank #3
Zumbrota · this city
96,818
Zumbrota · this city
96,818 median HH income
55.2% of the leader · rank #4
Plano · near
96,818
Plano · near
96,818 median HH income
55.2% of the leader · rank #5
Mount Cobb · near
96,818
Mount Cobb · near
96,818 median HH income
55.2% of the leader · rank #6
Deephaven · highest
175,441
Deephaven · highest
175,441 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Zumbrota on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 3,843.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Zumbrota - the verdict
Measured against every US city with at least 1,000 residents, Zumbrota lands in the 76th percentile for household income and the 88th percentile for safety. Source: Census ACS + FBI UCR.
76th
percentile, household income
52nd
percentile, home value
36th
percentile, median rent
88th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Zumbrota, MN
3,843 people live in Zumbrota, Minnesota - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Zumbrota brings in $96,818 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 6.6%. Typical homes in Zumbrota are valued around $235,800, and the median resident age is 41.5 years. Educational attainment runs 34.0% of adults with a bachelor's degree or higher. Separately, 66.5% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 22 residential units authorized here in 2024 (Slowing), down 24% from five years earlier. Zumbrota reports a comparatively low crime rate: FBI UCR reporting places total crime at 438.9 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score). The annual average temperature per NOAA climate normals runs 44.0°F with 35.2 inches of precipitation per year and 43.5 inches of snowfall.
Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,125 per month. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 42.4 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Zumbrota's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to reported crime to population change to comparison shortlist to work and mobility to climate and hazard context to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Zumbrota, city-specific coverage includes annual population history, FBI reported-crime rates, matched public-school count, commute-mode shares, local building permits.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Zumbrota?
The NCES join finds 3 public schools within the city match. 34.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
What can the FBI record say about safety in Zumbrota?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 438.9 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 81% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Is Zumbrota growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +337 residents from 2020 to 2025, a +9.0% change. Separately, Census BPS recorded 22 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Which cities make useful reference points for Zumbrota?
Within Minnesota, the closest population matches are Montrose (3,840 residents, $98,832 income); Deephaven (3,835 residents, $175,441 income); Norwood Young America (3,866 residents, $67,857 income). Outside the state, the closest population matches in this dataset are Bella Vista, CA (3,843 residents); Rocky Ford, CO (3,843 residents); Knox, IN (3,843 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Zumbrota?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 75.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
3.0%
Work from home
9.9%
Drive alone
75.8%
City-level Census ACS commuting estimates covering 2,037 workers age 16+.
NOAA normals put the annual mean temperature at 44.0°F, with 35.2 inches of precipitation and 43.5 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Minnesota is 42.4 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
Mean temperature
44.0°F
Annual precipitation
35.2 in
FEMA risk index (state avg)
42.4
NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.
How far does income reach against housing in Zumbrota?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.4 times median household income. The ACS poverty estimate is 6.6%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Household income
$96,818
Home value
$235,800
Value / income
2.4×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above-average cost · BEA RPP 2024, Minnesota average
B-
City profile score · Zumbrota, MN
66/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime A-
49 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income B+
$96,818
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share B-
34.0%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C
6.6%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living D
98.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Zumbrota profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 84/100 (A-) · 49 /100k
Household income: 75/100 (B+) · $96,818
Bachelor's+ share: 65/100 (B-) · 34.0%
Poverty rate: 55/100 (C) · 6.6%
Cost of living: 46/100 (D) · 98.6 index
Where Zumbrota sits on home value vs crime among peer cities
Zumbrota's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Zumbrota highlighted among 26 peers.Read the chart values
Zumbrota, MN (this city): home $235,800, crime 439/100k
Rocky Ford, CO : home $126,100, crime 894/100k
Knox, IN : home $125,300, crime 1,034/100k
Manning, SC : home $152,700, crime 8,990/100k
Deephaven, MN : home $854,000, crime 352/100k
Bayport, MN : home $363,200, crime 431/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Zumbrota compare to other US cities?
Where Zumbrota sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income76% higher than other cities
Home value52% pricier than other cities
Median rent36% pricier than other cities
Safety88% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Minnesota, Zumbrota ranks #64 of 229 Minnesota cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Zumbrota against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.
Minnesota-relative analysis
Median Gross Rent places Zumbrota near the bottom of Minnesota's cities
Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Zumbrota ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Zumbrota only against its own state's cities, not the full US field.
Median Household Income
#143 of 775
82nd percentile in Minnesota
Median Gross Rent
#1 of 785
0th percentile in Minnesota
Median Home Value
#243 of 774
68th percentile in Minnesota
Poverty Rate
#330 of 785
58th percentile in Minnesota
Bachelor's Degree or Higher
#162 of 784
79th percentile in Minnesota
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.
Gauge source note
76th percentile nationally for median household income · 88th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Zumbrota's profile vs. every US city
Income, affordability, and safety percentile
Zumbrota's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Zumbrota's home value compares nationally
Median home value vs. every US city (population 1,000+)
$235,80048th percentilemore affordable than 48% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Zumbrota's home-value-to-income ratio: 2.4×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,680 of 15,516
More affordable than 76% of tracked cities (pop. 1,000+)
Size class
#3,341 of 11,323
Micro cities (under 10,000)
At 2.4×, Zumbrota sits in the affordable band:
national rank #3,680 of 15,516 and #3,341 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$96,818Zumbrota, MN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Zumbrota, MN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Zumbrota, MN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)34.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.6%
Census ACS S1701, poverty status
Labor force participation (adults 16+)66.5%
Census ACS S2301, share of working-age residents in the labor force
Population
3,843
Median Income
$96,818
Median Home Value
$235,800
Median Age
41.5
Poverty Rate
6.6%
Labor force participation
66.5%
Bachelor's Degree+
34.0%
Safety & Crime
Total Crime Rate
438.9
per 100,000 residents
Violent Crime
48.8
per 100,000 residents
Property Crime
390.1
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
44.0°F
Annual Precipitation
35.2"
Annual Snowfall
43.5"
Schools
Total Schools
3
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Zumbrota's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
3,735 residents
2021
3,813 residents
2022
3,997 residents
2023
4,025 residents
2024
4,032 residents
2025
4,072 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Slowing
Total Permits (2024)
22
housing units authorized
Single-Family
16
detached homes
Multifamily
6
apartments & condos
Supply Intensity
5.7
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
29
23
6
$6.8M
2020
29
23
6
$6.4M
2021
94
37
57
$16.7M
2022
23
23
0
$8.9M
2023
7
5
2
$1.7M
2024
22
16
6
$6.4M
Permit volume decreased 24% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
75.8%
Carpool
10.3%
Public Transit
3.0%
Walk
1.0%
Work from Home
9.9%
Based on 2,037 workers 16 and over.
Monthly Utility Costs
Minnesota statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Minnesota at $225 (electricity about $95 , water and sewer about $45 ).
These are Minnesota statewide averages, not a meter reading for Zumbrota. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Minnesota's BEA cost-of-living index is 98.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Zumbrota is $1,125/mo. FEMA's National Risk Index, averaged to Minnesota statewide on PlainCities, rates natural-hazard exposure at 42.4 / 100 (Low).
Cost/risk geography note
Cost of living is a Minnesota statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Zumbrota sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Zumbrota compares to similar-size Minnesota cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.