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Place dossier plate
SheetMN-RAMSEY-MN · Ramsey, MN 28,070 pop · income 84th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Ramsey
Lowest/highest poles plus peers nearest Ramsey on median household income. Full ladder: /browse and /rankings.
median HH income
Crestview · lowest
69,279
Crestview · lowest
69,279 median HH income
47.0% of the leader · rank #1
Portal · near
112,031
Portal · near
112,031 median HH income
75.9% of the leader · rank #2
Sussex · near
112,031
Sussex · near
112,031 median HH income
75.9% of the leader · rank #3
Gardnertown · near
112,043
Gardnertown · near
112,043 median HH income
75.9% of the leader · rank #4
Ramsey · this city
112,060
Ramsey · this city
112,060 median HH income
75.9% of the leader · rank #5
Goose Creek · near
112,083
Goose Creek · near
112,083 median HH income
76.0% of the leader · rank #6
Maple Valley · highest
147,546
Maple Valley · highest
147,546 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Ramsey on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 28,070.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Ramsey - the verdict
Out of every US city with 1,000+ residents, Ramsey places in the 84th percentile for household income and the 82nd percentile for safety. Source: Census ACS + FBI UCR.
84th
percentile, household income
71st
percentile, home value
36th
percentile, median rent
82nd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Ramsey, MN
Census ACS 2023 estimates count 28,070 residents in Ramsey, a small city within Minnesota. Ramsey households earn a median of $112,060 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.4%. Home values in Ramsey run a median of $345,000, and the median resident age is 36.9 years. Educational attainment runs 32.9% of adults with a bachelor's degree or higher. Separately, 69.3% of working-age residents are in the labor force.
In 2024, 175 residential building permits were authorized in Ramsey (Construction Slowdown), down 40% from five years earlier, per Census BPS data. Ramsey reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 579.6 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Minnesota tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Minnesota scores 98.6 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,125 monthly. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). Workers in Ramsey report an average commute of 23.5 minutes, with 78.5% driving alone and 14.8% working from home. On FEMA's National Risk Index, this area rates 42.4 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Ramsey's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to reported crime to population change to work and mobility to schools and households to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Ramsey, city-specific coverage includes commute-mode shares, annual population history, local building permits, FBI reported-crime rates, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Ramsey?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.1 times median household income. The ACS poverty estimate is 1.4%, which keeps the citywide median from describing every household.
What can the FBI record say about safety in Ramsey?
The joined FBI UCR record reports 579.6 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 75% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Census PEP estimates show the population grew by +1,813 residents from 2020 to 2025, a +6.5% change. Separately, Census BPS recorded 175 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Which cities make useful reference points for Ramsey?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Minnesota, the closest population matches are Oakdale (28,109 residents, $90,379 income); Chaska (28,146 residents, $110,000 income); Prior Lake (27,832 residents, $130,278 income). Outside the state, the closest population matches in this dataset are Crestview, FL (28,046 residents); Clayton, NC (28,043 residents); Glen Cove, NY (28,101 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Ramsey?
Driving alone is the largest reported mode at 78.5%. The reported mean trip to work is 23.5 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Drive alone
78.5%
Work from home
14.8%
Public transit
1.3%
City-level Census ACS commuting estimates covering 14,455 workers age 16+.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 4 public schools within the city match. 32.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
1.4%
Bachelor's degree+
32.9%
Matched public schools
4
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Above-average cost · BEA RPP 2024, Minnesota average
B
City profile score · Ramsey, MN
73/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
1.4%
Share of residents below the poverty line; lower scores better on this axis.
Household income A-
$112,060
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime A-
63 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share C+
32.9%
Adults with a bachelor's degree or higher; ACS.
Cost of living D
98.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Ramsey profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 90/100 (A+) · 1.4%
Household income: 82/100 (A-) · $112,060
Violent crime: 80/100 (A-) · 63 /100k
Bachelor's+ share: 63/100 (C+) · 32.9%
Cost of living: 46/100 (D) · 98.6 index
Where Ramsey sits on home value vs crime among peer cities
Ramsey's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Ramsey highlighted among 10 peers.Read the chart values
Ramsey, MN (this city): home $345,000, crime 580/100k
Crestview, FL : home $266,500, crime 1,622/100k
Clayton, NC : home $292,400, crime 1,451/100k
Glen Cove, NY : home $654,500, crime 580/100k
Maple Valley, WA : home $672,000, crime 1,580/100k
Oakdale, MN : home $305,900, crime 1,942/100k
Chaska, MN : home $379,400, crime 720/100k
Prior Lake, MN : home $429,900, crime 1,179/100k
Rosemount, MN : home $406,100, crime 556/100k
Owatonna, MN : home $234,600, crime 971/100k
How does Ramsey compare to other US cities?
Where Ramsey sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income84% higher than other cities
Home value71% pricier than other cities
Median rent36% pricier than other cities
Safety82% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Minnesota and the picture shifts: Ramsey ranks #82 of 229 Minnesota cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Ramsey against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.
Minnesota-relative analysis
Median Gross Rent places Ramsey near the bottom of Minnesota's cities
Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Ramsey ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Ramsey only against its own state's cities, not the full US field.
Median Household Income
#86 of 775
89th percentile in Minnesota
Median Gross Rent
#1 of 785
0th percentile in Minnesota
Median Home Value
#103 of 774
87th percentile in Minnesota
Poverty Rate
#645 of 785
17th percentile in Minnesota
Bachelor's Degree or Higher
#172 of 784
78th percentile in Minnesota
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.
Gauge source note
84th percentile nationally for median household income · 82nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Ramsey's profile vs. every US city
Income, affordability, and safety percentile
Ramsey's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Ramsey's home value compares nationally
Median home value vs. every US city (population 1,000+)
$345,00029th percentilemore affordable than 29% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Ramsey's home-value-to-income ratio: 3.1×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#7,092 of 15,516
More affordable than 54% of tracked cities (pop. 1,000+)
Size class
#1,016 of 3,317
Small cities (10,000–49,999)
At 3.1×, Ramsey sits in the moderate band:
national rank #7,092 of 15,516 and #1,016 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$112,060Ramsey, MN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Ramsey, MN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Ramsey, MN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)32.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)1.4%
Census ACS S1701, poverty status
Labor force participation (adults 16+)69.3%
Census ACS S2301, share of working-age residents in the labor force
Population
28,070
Median Income
$112,060
Median Home Value
$345,000
Median Age
36.9
Poverty Rate
1.4%
Labor force participation
69.3%
Bachelor's Degree+
32.9%
Safety & Crime
Total Crime Rate
579.6
per 100,000 residents
Violent Crime
62.5
per 100,000 residents
Property Crime
517.1
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
4
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Ramsey's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
27,811 residents
2021
28,216 residents
2022
28,374 residents
2023
28,621 residents
2024
29,076 residents
2025
29,624 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
175
housing units authorized
Single-Family
175
detached homes
Multifamily
0
apartments & condos
Supply Intensity
6.2
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
290
140
150
$49.5M
2020
175
170
5
$41.1M
2021
183
173
10
$44.8M
2022
126
110
16
$36.0M
2023
114
114
0
$35.5M
2024
175
175
0
$58.4M
Permit volume decreased 40% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
23.5 minutes
Drive Alone
78.5%
Carpool
4.2%
Public Transit
1.3%
Walk
0.9%
Work from Home
14.8%
Based on 14,455 workers 16 and over.
Monthly Utility Costs
Minnesota statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Minnesota at $225 (electricity about $95 , water and sewer about $45 ).
These are Minnesota statewide averages, not a meter reading for Ramsey. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Minnesota's BEA cost-of-living index is 98.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Ramsey is $1,125/mo. FEMA's National Risk Index, averaged to Minnesota statewide on PlainCities, rates natural-hazard exposure at 42.4 / 100 (Low).
Cost/risk geography note
Cost of living is a Minnesota statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Ramsey sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Ramsey compares to similar-size Minnesota cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.