City profile · Minnesota · Census ACS 2023

Ramsey, MN

Population, income, housing, safety, climate and schools for Ramsey - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

28,070
Residents
$112,060
Median income
$345,000
Median home
$1,709
Median rent (state)

Ramsey - the verdict

Out of every US city with 1,000+ residents, Ramsey places in the 84th percentile for household income and the 82nd percentile for safety. Source: Census ACS + FBI UCR.

84th
percentile, household income
71st
percentile, home value
68th
percentile, median rent
82nd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Ramsey, MN

Census ACS 2023 estimates count 28,070 residents in Ramsey, a small city within Minnesota. Ramsey households earn a median of $112,060 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.4%. Home values in Ramsey run a median of $345,000, and the median resident age is 36.9 years. Educational attainment runs 32.9% of adults with a bachelor's degree or higher. Separately, 69.3% of working-age residents are in the labor force.

In 2024, 175 residential building permits were authorized in Ramsey (Construction Slowdown), down 40% from five years earlier, per Census BPS data. Ramsey reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 579.6 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

Minnesota tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Minnesota scores 98.6 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,709 monthly. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). Workers in Ramsey report an average commute of 23.5 minutes, with 78.5% driving alone and 14.8% working from home. On FEMA's National Risk Index, this area rates 88.0 out of 100 for natural-hazard exposure (Very High).

Population

28,070 residents

Census ACS 2023 - Minnesota

Median Household Income

$112,060 /yr

Poverty 1.4%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Ramsey compare to other US cities?

Where Ramsey sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 84% higher than other cities
Home value 71% pricier than other cities
Median rent 68% pricier than other cities
Safety 82% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Minnesota and the picture shifts: Ramsey ranks #82 of 229 Minnesota cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Ramsey's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Minnesota, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

84thIncome percentile
82ndSafety percentile

84th percentile nationally for median household income · 82nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Ramsey's profile vs. every US city

Income, affordability, and safety percentile

Ramsey's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 66 Avg. percentile National median
Ramsey's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Ramsey's home value compares nationally

Median home value vs. every US city (population 1,000+)

$345,000 29th percentile more affordable than 29% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). This entry sits in this band. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Ramsey $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Ramsey, MN Ramsey, MN's reported median household income shown against the U.S. national quintile-share pattern (not Ramsey, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Ramsey, MN median $112,060/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Ramsey, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Ramsey, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 32.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 69.3%

Census ACS S2301, share of working-age residents in the labor force

Population
28,070
Median Income
$112,060
Median Home Value
$345,000
Median Age
36.9
Poverty Rate
1.4%
Labor force participation
69.3%
Bachelor's Degree+
32.9%

Safety & Crime

Total Crime Rate
579.6
per 100,000 residents
Violent Crime
62.5
per 100,000 residents
Property Crime
517.1
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
4
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
27,000 residents28,000 residents29,000 residents30,000 residents 202020212022202320242025 27,811 residents 29,624 residents ▲ +6.5%
Ramsey's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
175
housing units authorized
Single-Family
175
detached homes
Multifamily
0
apartments & condos
Supply Intensity
6.2
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 290
2020 175
2021 183
2022 126
2023 114
2024 175

Permit volume decreased 40% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
23.5 minutes
Drive Alone
78.5%
Carpool
4.2%
Public Transit
1.3%
Walk
0.9%
Work from Home
14.8%

Based on 14,455 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Ramsey sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,709/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
88.0 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Minnesota

Oakdale
28,109 people
Chaska
28,146 people
Prior Lake
27,832 people
Shoreview
26,724 people
Rosemount
26,509 people
Owatonna
26,462 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Ramsey's 28,070 residents (Census ACS 5-Year 2023).

Crestview, FL
28,046 people
Clayton, NC
28,043 people
Glen Cove, NY
28,101 people
Tysons, VA
28,022 people
Maple Valley, WA
28,121 people
Old Bridge, NJ
28,015 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Ramsey's $112,060 (Census ACS 5-Year 2023, table B19013).

Gardnertown, NY
$112,043 median income
Goose Creek, KY
$112,083 median income
Portal, ND
$112,031 median income
Sussex, WI
$112,031 median income
Pewaukee, WI
$112,093 median income
Goshen, NJ
$112,019 median income

Race & Ethnicity Composition

Race and ethnicity - Ramsey, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Ramsey, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 83.1% 7.6% ETHNICITY, Hispanic or Latino (any race) 1.5% White 83.1% Black or African American 7.6% Asian 2.9% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.8% Two or more races 5.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Ramsey compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Ramsey (this city) 28,070 $112,060
Oakdale 28,109 $90,379
Chaska 28,146 $110,000
Prior Lake 27,832 $130,278
Census ACS 5-year FIPS MN FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Ramsey, MN?

What is the population of Ramsey, MN? +

Ramsey, MN has a population of 28,070 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Ramsey, MN? +

Ramsey households earn a median of $112,060 annually, based on Census ACS 2023 data.

What is the cost of living in Ramsey? +

BEA does not publish a city-level cost-of-living figure for Ramsey; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

Is Ramsey, MN safe? +

Ramsey has a total crime rate of 579.6 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Ramsey, MN? +

Homes in Ramsey carry a median value of $345,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.