City profile · Mississippi · Census ACS 2023

Terry, MS

Population, income, housing, safety, climate and schools for Terry - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,809
Residents
$48,354
Median income
$155,800
Median home
$1,288
Median rent (state)

Terry - the verdict

Measured against every US city with at least 1,000 residents, Terry lands in the 17th percentile for household income. Source: Census ACS.

17th
percentile, household income
29th
percentile, home value
45th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Terry, MS

Mississippi's Terry is a small town, with 1,809 residents per the latest Census Bureau ACS figures. The typical household in Terry brings in $48,354 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 10.5%. Typical homes in Terry are valued around $155,800, and the median resident age is 27.9 years. 38.4% of adults here have a bachelor's degree or higher; 57.9% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 2 residential units were authorized in 2024 (Construction Slowdown), down 93% from five years earlier.

Living costs in Mississippi run below the national norm: on BEA's 100-equals-national-average cost index, Mississippi scores 87.0 (Well Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,288 monthly. Statewide, average monthly utility bills in Mississippi run around $223, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 94.3 out of 100 for natural-hazard exposure (Very High).

Population

1,809 residents

Census ACS 2023 - Mississippi

Median Household Income

$48,354 /yr

Poverty 10.5%

Cost of Living Index (state)

87.0 (US=100)

Well Below Average - BEA RPP 2024, Mississippi average

How does Terry compare to other US cities?

Terry measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 17% higher than other cities
Home value 29% pricier than other cities
Median rent 45% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Terry against every qualifying US city; each in-state rank narrows that to Mississippi only. Full formula and direction notes: methodology.

Mississippi-relative analysis

Median Gross Rent is Terry's strongest outlier among Mississippi cities

Among the 395 Mississippi cities PlainCities tracks with reported median gross rent data, Terry ranks #1 - the 94th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Terry only against its own state's cities, not the full US field.

Median Household Income
#147 of 345
57th percentile in Mississippi
Median Gross Rent
#1 of 395
94th percentile in Mississippi
Median Home Value
#92 of 348
74th percentile in Mississippi
Poverty Rate
#256 of 393
35th percentile in Mississippi
Bachelor's Degree or Higher
#31 of 394
92nd percentile in Mississippi

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Mississippi only, not a livability score. See the methodology for the source and calculation.

17thIncome percentile

17th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Terry's home value compares nationally

Median home value vs. every US city (population 1,000+)

$155,800 Among the most affordable more affordable than 71% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Terry $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Terry, MS Terry, MS's reported median household income shown against the U.S. national quintile-share pattern (not Terry, MS-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Terry, MS median $48,354/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Terry, MS's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Terry, MS. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 38.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 10.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 57.9%

Census ACS S2301, share of working-age residents in the labor force

Population
1,809
Median Income
$48,354
Median Home Value
$155,800
Median Age
27.9
Poverty Rate
10.5%
Labor force participation
57.9%
Bachelor's Degree+
38.4%

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,200 residents1,300 residents1,400 residents1,500 residents1,600 residents 202020212022202320242025 1,319 residents 1,557 residents ▲ +18.0%
Terry's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 27
2020 34
2021 39
2022 34
2023 34
2024 2

Permit volume decreased 93% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
93.7%
Carpool
1.3%
Public Transit
0.0%
Walk
2.0%
Work from Home
3.0%

Based on 635 workers 16 and over.

Monthly Utility Costs

State-average estimates for Mississippi - EIA 2023 residential energy data

Electricity
$135
avg/month
Natural Gas
$50
avg/month
Water & Sewer
$38
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Mississippi state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Mississippi state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Terry sits in

Cost of Living Index
87.0
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,288/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
94.3 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Mississippi

Calhoun City
1,804 people
Collinsville
1,849 people
Raymond
1,856 people
Rosedale
1,871 people
Mantachie
1,745 people
Itta Bena
1,735 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Terry's 1,809 residents (Census ACS 5-Year 2023).

Dillsboro, IN
1,809 people
Farley, IA
1,809 people
Lenox, MA
1,809 people
Cleona, PA
1,809 people
Trevorton, PA
1,809 people
Cross Plains, TN
1,809 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Terry's $48,354 (Census ACS 5-Year 2023, table B19013).

Bellefontaine Neighbors, MO
$48,354 median income
Dripping Springs, AZ
$48,355 median income
Johnson, VT
$48,355 median income
Freeport, ME
$48,352 median income
Geneva, OH
$48,357 median income
Clifton, SC
$48,357 median income

Race & Ethnicity Composition

Race and ethnicity - Terry, MS Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Terry, MS - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 17.3% 81.0% ETHNICITY, Hispanic or Latino (any race) 1.0% White 17.3% Black or African American 81.0% Asian 0.3% American Indian 1.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Terry compares to nearby Mississippi cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Terry (this city) 1,809 $48,354
Calhoun City 1,804 $45,439
Collinsville 1,849 $78,750
Raymond 1,856 $46,875
Census ACS 5-year FIPS MS NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Terry, MS?

What is the population of Terry, MS? +

The population of Terry, MS stands at 1,809 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Terry, MS? +

In Terry, the typical household earns $48,354 per year, based on Census ACS 2023 data.

What is the cost of living in Terry? +

BEA does not publish a city-level cost-of-living figure for Terry; the closest available measure is the Mississippi state average, a cost of living index of 87.0 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Mississippi vary by metro area.

What is the median home value in Terry, MS? +

A typical home in Terry is worth $155,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.