City profile · North Carolina · Census ACS 2023

Troy, NC

Population, income, housing, safety, climate and schools for Troy - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,905
Residents
$60,167
Median income
$134,500
Median home
$925
Median rent (state)

Troy - the verdict

Nationally, Troy sits in the 35th percentile for household income and the 34th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

35th
percentile, household income
22nd
percentile, home value
7th
percentile, median rent
34th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Troy, NC

Census ACS 2023 estimates count 2,905 residents in Troy, a small town within North Carolina. The typical household in Troy brings in $60,167 a year, below the median for U.S. cities on this measure, with a poverty rate of 25.3%. Troy's housing stock carries a median value of $134,500, and the median resident age is 40.8 years. Educational attainment runs 23.5% of adults with a bachelor's degree or higher. Separately, 49.3% of working-age residents are in the labor force.

Crime here tracks close to the national norm: FBI UCR reporting places total crime at 1909.5 incidents per 100,000 residents, near the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Living costs in North Carolina run below the national norm: BEA Regional Price Parities 2024 puts North Carolina at 94.3 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $925 monthly. Monthly utility costs average around $215 across North Carolina, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).

Population

2,905 residents

Census ACS 2023 - North Carolina

Median Household Income

$60,167 /yr

Poverty 25.3%

Cost of Living Index (state)

94.3 (US=100)

Below Average - BEA RPP 2024, North Carolina average

How does Troy compare to other US cities?

Troy measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 35% higher than other cities
Home value 22% pricier than other cities
Median rent 7% pricier than other cities
Safety 34% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at North Carolina, Troy ranks #68 of 195 North Carolina cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Troy's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in North Carolina, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

35thIncome percentile
34thSafety percentile

35th percentile nationally for median household income · 34th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Troy's profile vs. every US city

Income, affordability, and safety percentile

Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 52 Avg. percentile National median
Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Troy's home value compares nationally

Median home value vs. every US city (population 1,000+)

$134,500 Among the most affordable more affordable than 78% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Troy $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Troy, NC Troy, NC's reported median household income shown against the U.S. national quintile-share pattern (not Troy, NC-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Troy, NC median $60,167/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Troy, NC's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Troy, NC. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 23.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 25.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 49.3%

Census ACS S2301, share of working-age residents in the labor force

Population
2,905
Median Income
$60,167
Median Home Value
$134,500
Median Age
40.8
Poverty Rate
25.3%
Labor force participation
49.3%
Bachelor's Degree+
23.5%

Safety & Crime

Total Crime Rate
1909.5
per 100,000 residents
Violent Crime
301.5
per 100,000 residents
Property Crime
1608.0
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
5
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,800 residents2,900 residents3,000 residents3,100 residents 202020212022202320242025 2,838 residents 3,020 residents ▲ +6.4%
Troy's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
77.4%
Carpool
7.4%
Public Transit
0.2%
Walk
0.0%
Work from Home
13.1%
Other
1.9%

Based on 1,239 workers 16 and over.

Monthly Utility Costs

State-average estimates for North Carolina - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$215
estimated/month

Estimates reflect North Carolina state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a North Carolina state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Troy sits in

Cost of Living Index
94.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$925/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
49.0 / 100
Low
FEMA NRI composite score (county)

Similar Cities in North Carolina

Lake Junaluska
2,903 people
Fairfield Harbour
2,898 people
River Bend
2,896 people
Bayshore
2,870 people
Lake Royale
2,959 people
Carthage
2,840 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Troy's 2,905 residents (Census ACS 5-Year 2023).

Amesti, CA
2,905 people
Akron, NY
2,904 people
Mascot, TN
2,904 people
Hamilton, TX
2,904 people
Lula, GA
2,903 people
Brandenburg, KY
2,907 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Troy's $60,167 (Census ACS 5-Year 2023, table B19013).

Reading, OH
$60,167 median income
McAllen, TX
$60,165 median income
Villa Pancho, TX
$60,163 median income
Coraopolis, PA
$60,174 median income
Mauston, WI
$60,174 median income
Tallula, IL
$60,156 median income

Race & Ethnicity Composition

Race and ethnicity - Troy, NC Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Troy, NC - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 54.0% 33.7% 7.9% ETHNICITY, Hispanic or Latino (any race) 12.1% White 54.0% Black or African American 33.7% Asian 0.0% American Indian 0.2% Native Hawaiian 0.0% Some other race 4.3% Two or more races 7.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Troy compares to nearby North Carolina cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Troy (this city) 2,905 $60,167
Lake Junaluska 2,903 $82,115
Fairfield Harbour 2,898 $69,661
River Bend 2,896 $68,314
Census ACS 5-year FIPS NC FBI UCR NCES CCD OMB Bulletin 23-01

What do people ask about Troy, NC?

What is the population of Troy, NC? +

Troy, NC counts 2,905 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Troy, NC? +

The median household income in Troy is $60,167 per year, based on Census ACS 2023 data.

What is the cost of living in Troy? +

BEA does not publish a city-level cost-of-living figure for Troy; the closest available measure is the North Carolina state average, a cost of living index of 94.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within North Carolina vary by metro area.

Is Troy, NC safe? +

Troy has a total crime rate of 1909.5 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Troy, NC? +

Homes in Troy carry a median value of $134,500, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.