Census tract · Montgomery County

Census Tract 9602.01, Montgomery County, North Carolina

Census Tract 9602.01, GEOID 37123960201, in Montgomery County, North Carolina, partly within Troy. 1,897 residents in the ACS 2020-2024 5-year estimates (±271); the 2020 Census counted 1,995.

Residents, 2020-2024

1,897

±271 (90% margin)
2020 Census count: 1,995

Median household income

$66,023

±$9,104 (90% margin)
Montgomery County: $57,766

Median home value

$236,700

±$79,047 (90% margin)
Montgomery County: $161,700

Median gross rent

$530

±$354 (90% margin)
Montgomery County: $766

Where is Census Tract 9602.01?

Census Tract 9602.01 is one of 10 census tracts in Montgomery County, North Carolina. It covers 53.54 square miles of land, 37 residents per square mile in 2020. Its GEOID, 37123960201, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9602.01 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Troy36%
Census Tract 9602.01 (marked with a dot) in Montgomery County, North Carolina. Boundaries: Census Bureau 2024.
9601.019601.029602.029603.02307308.03 9602.01 5 mi
Census Tract 9602.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Montgomery County.

6 census tracts border Census Tract 9602.01: Tract 9601.01 ($51,813), Tract 9601.02 ($45,982), Tract 9602.02 ($65,020), Tract 9603.02 ($70,720), Tract 307 in Randolph County ($59,516) and Tract 308.03 in Randolph County ($57,500). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9602.01?

The 2020-2024 American Community Survey puts Census Tract 9602.01's population at 1,897 (±271) in 631 households; the 2020 Census counted 1,995 residents and 789 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9602.01Montgomery CountyNorth Carolina
Total population 1,897 ±271 26,007 10,730,404
Households 631 ±94 10,643 4,282,345
Average household size 2.25 ±0.40 2.37 2.44
Housing units 696 ±93 14,998 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9602.01?

The median resident of Census Tract 9602.01 is 47.1 years old; 11.6% are under 18 and 17.9% are 65 or older. The largest group is non-Hispanic white residents at 81.4%, then non-Hispanic Black residents at 11.8%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9602.01Montgomery CountyNorth Carolina
Median age 47.1 ±5.8 44.0 39.1
Under 18 years 11.6% ±6.6 pts 20.4% 21.8%
65 years and over 17.9% ±6.6 pts 22.3% 17.2%
Hispanic or Latino (any race) 1.8% ±1.5 pts 15.8% 11.3%
White alone, not Hispanic 81.4% ±4.8 pts 62.7% 60.0%
Black or African American alone, not Hispanic 11.8% ±3.3 pts 16.0% 20.0%
Asian alone, not Hispanic 2.6% ±3.2 pts 1.5% 3.3%
American Indian and Alaska Native alone, not Hispanic 0.3% ±0.4 pts 0.5% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±2.2 pts 0.0% 0.1%
Two or more races, not Hispanic 1.8% ±2.1 pts 3.2% 4.1%
Some other race alone, not Hispanic 0.3% ±0.5 pts 0.3% 0.5%
Born outside the United States 1.4% ±1.1 pts 7.9% 9.1%
Speak a language other than English at home (age 5+) 3.6% ±2.2 pts 15.9% 13.5%
Civilian veterans (age 18+) 5.0% ±2.8 pts 6.3% 7.4%
With a disability 19.4% ±10.4 pts 19.7% 13.6%
No health insurance coverage 9.3% ±9.9 pts 12.5% 9.9%
High school graduate or higher (age 25+) 82.6% ±7.1 pts 83.5% 90.1%
Bachelor's degree or higher (age 25+) 19.0% ±5.2 pts 19.2% 35.7%
Graduate or professional degree (age 25+) 6.8% ±3.1 pts 6.9% 13.5%
Lived in the same house a year earlier 83.3% ±7.5 pts 90.1% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9602.01 earn?

Half of the 631 households in Census Tract 9602.01 earn less than $66,023 a year (±$9,104), against $57,766 across Montgomery County: 2nd highest of the county's 10 tracts with a reliable estimate. 7.7% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9602.01Montgomery CountyNorth Carolina
Median household income $66,023 ±$9,104 $57,766 $72,388
Mean household income $86,934 ±$23,995 $78,269 $101,208
Per capita income $28,823 ±$8,076 $31,156 $41,385
People below the poverty line 7.7% ±4.2 pts 15.4% 13.0%
Children under 18 below the poverty line 5.9% ±9.4 pts 20.3% 17.7%
Households receiving SNAP 3.5% ±3.3 pts 18.6% 12.8%
Households with a computer 87.6% ±6.2 pts 92.9% 94.9%
Households with a broadband subscription 66.1% ±16.3 pts 82.7% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9602.01?

Owners occupy 83.2% of Census Tract 9602.01's occupied homes and renters 16.8%. The median owner-occupied home is valued at $236,700 by its owner (±$79,047).

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9602.01Montgomery CountyNorth Carolina
Median home value (owner-occupied) $236,700 ±$79,047 $161,700 $288,900
Median gross rent $530 ±$354 $766 $1,228
Renters paying 35% or more of income on rent 44.8% ±32.5 pts 34.6% 39.6%
Median monthly owner costs, with a mortgage $2,016 ±$703 $1,383 $1,631
Owner-occupied homes 83.2% ±8.8 pts 75.0% 66.6%
Renter-occupied homes 16.8% ±8.8 pts 25.0% 33.4%
Housing units 696 ±93 14,998 4,895,668
Single-family detached homes 69.5% ±13.6 pts 64.6% 65.3%
Mobile homes 17.5% ±12.5 pts 29.4% 11.0%
Built 2020 or later 0.0% ±5.9 pts 1.1% 3.0%
Built 2010 to 2019 13.9% ±9.0 pts 6.9% 13.5%
Built 1939 or earlier 6.2% ±3.7 pts 8.9% 4.9%
Households with no vehicle 10.6% ±7.3 pts 4.8% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9602.01 get to work?

75.2% of Census Tract 9602.01's workers drive alone and 17.0% work from home. The average trip to work takes 27.2 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9602.01Montgomery CountyNorth Carolina
In the labor force (age 16+) 40.9% ±10.2 pts 53.2% 62.8%
Unemployment rate 0.1% ±0.5 pts 2.8% 4.7%
Drove alone to work 75.2% ±11.0 pts 84.0% 71.5%
Carpooled 7.8% ±8.2 pts 7.7% 8.5%
Public transportation 0.0% ±6.0 pts 0.0% 0.7%
Walked 0.0% ±6.0 pts 1.3% 1.6%
Worked from home 17.0% ±9.7 pts 5.9% 16.3%
Mean travel time to work 27.2 min ±7.1 27.1 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9602.01 compare with the other tracts in Montgomery County?

Among Montgomery County's tracts with a reliable estimate, Census Tract 9602.01 ranks as shown below (1 = highest).

Census Tract 9602.01's rank among the tracts of Montgomery County
MeasureIn Montgomery County
Population8th of 10
Residents per square mile8th of 10
Median household income2nd of 10
Per capita income6th of 10
Median home value2nd of 10
Poverty rate9th of 9
Bachelor's degree or higher6th of 10
Median age4th of 10
Owner-occupied share3rd of 10

The tracts next to it on Montgomery County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9603.021st$70,720±$9,297 · within the margin of this tract3,384
Tract 9602.012nd$66,023±$9,1041,897
Tract 9603.013rd$65,469±$8,330 · within the margin of this tract1,402
Tract 9602.024th$65,020±$14,342 · within the margin of this tract4,058
Tract 9604.015th$58,901±$6,892 · within the margin of this tract2,060

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9602.01?

3 of the 18 figures for Census Tract 9602.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections