City profile · New Jersey · Census ACS 2023

Pines Lake, NJ

Population, income, housing, safety, climate and schools for Pines Lake - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,989
Residents
$177,750
Median income
$612,800
Median home
$2,324
Median rent (state)

Pines Lake - the verdict

Pines Lake ranks in the 97th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

97th
percentile, household income
90th
percentile, home value
89th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Pines Lake, NJ

Census ACS 2023 estimates count 2,989 residents in Pines Lake, a small town within New Jersey. Median household income here is $177,750 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.2%. Typical homes in Pines Lake are valued around $612,800, and the median resident age is 49.4 years. About 63.7% of adults hold a bachelor's degree or higher, while 58.5% of working-age residents are in the labor force.

New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,324 monthly. Monthly utility costs average around $275 across New Jersey, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 95.8 out of 100 on FEMA's National Risk Index (Very High).

Population

2,989 residents

Census ACS 2023 - New Jersey

Median Household Income

$177,750 /yr

Poverty 3.2%

Cost of Living Index (state)

108.8 (US=100)

Well Above Average - BEA RPP 2024, New Jersey average

How does Pines Lake compare to other US cities?

Where Pines Lake sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 97% higher than other cities
Home value 90% pricier than other cities
Median rent 89% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Pines Lake's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in New Jersey, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

97thIncome percentile

97th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Pines Lake's home value compares nationally

Median home value vs. every US city (population 1,000+)

$612,800 10th percentile more affordable than 10% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). This entry sits in this band. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Pines Lake $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Pines Lake, NJ Pines Lake, NJ's reported median household income shown against the U.S. national quintile-share pattern (not Pines Lake, NJ-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Pines Lake, NJ median $177,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Pines Lake, NJ's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Pines Lake, NJ. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 63.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 3.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 58.5%

Census ACS S2301, share of working-age residents in the labor force

Population
2,989
Median Income
$177,750
Median Home Value
$612,800
Median Age
49.4
Poverty Rate
3.2%
Labor force participation
58.5%
Bachelor's Degree+
63.7%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
67.2%
Carpool
5.5%
Public Transit
6.6%
Walk
0.8%
Work from Home
19.0%
Other
0.9%

Based on 1,376 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New Jersey state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Pines Lake sits in

Cost of Living Index
108.8
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,324/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
95.8 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New Jersey

Hopelawn
2,986 people
Millington
3,002 people
Groveville
3,007 people
Menlo Park Terrace
2,952 people
Whitesboro
2,946 people
Shark River Hills
3,035 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Pines Lake's 2,989 residents (Census ACS 5-Year 2023).

Tipton, CA
2,989 people
Eunice, NM
2,989 people
New York Mills, NY
2,989 people
Everson, WA
2,989 people
DeQuincy, LA
2,990 people
Bean Station, TN
2,990 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Pines Lake's $177,750 (Census ACS 5-Year 2023, table B19013).

North Pembroke, MA
$177,703 median income
Vicksburg CDP (Blair County), PA
$177,688 median income
Ottawa Hills, OH
$177,656 median income
Schaefer Lake, IN
$177,632 median income
Huntingtown, MD
$177,870 median income
Toro Canyon, CA
$177,879 median income

Race & Ethnicity Composition

Race and ethnicity - Pines Lake, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Pines Lake, NJ - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 86.3% 10.9% ETHNICITY, Hispanic or Latino (any race) 9.4% White 86.3% Black or African American 0.4% Asian 2.1% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.4% Two or more races 10.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Pines Lake compares to nearby New Jersey cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Pines Lake (this city) 2,989 $177,750
Hopelawn 2,986 $83,977
Millington 3,002 $202,604
Groveville 3,007 $108,362
Census ACS 5-year FIPS NJ OMB Bulletin 23-01

What do people ask about Pines Lake, NJ?

What is the population of Pines Lake, NJ? +

The population of Pines Lake, NJ stands at 2,989 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Pines Lake, NJ? +

Pines Lake households earn a median of $177,750 annually, based on Census ACS 2023 data.

What is the cost of living in Pines Lake? +

BEA does not publish a city-level cost-of-living figure for Pines Lake; the closest available measure is the New Jersey state average, a cost of living index of 108.8 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within New Jersey vary by metro area.

What is the median home value in Pines Lake, NJ? +

Homes in Pines Lake carry a median value of $612,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.