City profile · Texas · Census ACS 2023

Cross Mountain, TX

Population, income, housing, safety, climate and schools for Cross Mountain - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

4,510
Residents
$198,623
Median income
$486,100
Median home
$1,426
Median rent (state)

Cross Mountain - the verdict

Nationally, Cross Mountain sits in the 98th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

98th
percentile, household income
84th
percentile, home value
56th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cross Mountain, TX

Census ACS 2023 estimates count 4,510 residents in Cross Mountain, a small town within Texas. Cross Mountain households earn a median of $198,623 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.7%. Typical homes in Cross Mountain are valued around $486,100, and the median resident age is 39.9 years. Educational attainment runs 57.3% of adults with a bachelor's degree or higher. Separately, 60.2% of working-age residents are in the labor force.

Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,426 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 99.4 out of 100 for natural-hazard exposure (Very High).

Population

4,510 residents

Census ACS 2023 - Texas

Median Household Income

$198,623 /yr

Poverty 2.7%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Cross Mountain compare to other US cities?

Where Cross Mountain sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 98% higher than other cities
Home value 84% pricier than other cities
Median rent 56% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Cross Mountain against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Bachelor's Degree or Higher is Cross Mountain's strongest outlier among Texas cities

Among the 1,663 Texas cities PlainCities tracks with reported bachelor's degree or higher data, Cross Mountain ranks #85 - the 95th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cross Mountain only against its own state's cities, not the full US field.

Median Household Income
#25 of 1,520
98th percentile in Texas
Median Gross Rent
#420 of 1,663
72nd percentile in Texas
Median Home Value
#85 of 1,505
94th percentile in Texas
Poverty Rate
#1,300 of 1,663
22nd percentile in Texas
Bachelor's Degree or Higher
#85 of 1,663
95th percentile in Texas

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

98thIncome percentile

98th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Cross Mountain's home value compares nationally

Median home value vs. every US city (population 1,000+)

$486,100 16th percentile more affordable than 16% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). This entry sits in this band. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cross Mountain $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cross Mountain, TX Cross Mountain, TX's reported median household income shown against the U.S. national quintile-share pattern (not Cross Mountain, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cross Mountain, TX median $198,623/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cross Mountain, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cross Mountain, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 57.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 60.2%

Census ACS S2301, share of working-age residents in the labor force

Population
4,510
Median Income
$198,623
Median Home Value
$486,100
Median Age
39.9
Poverty Rate
2.7%
Labor force participation
60.2%
Bachelor's Degree+
57.3%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
61.7%
Carpool
19.5%
Public Transit
0.0%
Walk
1.7%
Work from Home
17.1%

Based on 2,126 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cross Mountain sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,426/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.4 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Texas

Madisonville
4,510 people
Rio Bravo
4,502 people
Josephine
4,498 people
Hallsville
4,496 people
Potosi
4,524 people
Hearne
4,529 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cross Mountain's 4,510 residents (Census ACS 5-Year 2023).

Hancock, MI
4,510 people
Fulton, MS
4,511 people
Bethel Manor, VA
4,512 people
West Wendover, NV
4,507 people
Wellington, OH
4,514 people
Jessup, PA
4,506 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cross Mountain's $198,623 (Census ACS 5-Year 2023, table B19013).

Sterling Ranch, CO
$198,750 median income
River Hills, WI
$198,750 median income
Reile's Acres, ND
$198,333 median income
Adamstown, MD
$198,993 median income
Greenwood, MN
$199,063 median income
Summit, NJ
$199,107 median income

Race & Ethnicity Composition

Race and ethnicity - Cross Mountain, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cross Mountain, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 59.7% 7.6% 27.4% ETHNICITY, Hispanic or Latino (any race) 35.1% White 59.7% Black or African American 3.1% Asian 2.2% American Indian 0.0% Native Hawaiian 0.0% Some other race 7.6% Two or more races 27.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cross Mountain compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cross Mountain (this city) 4,510 $198,623
Madisonville 4,510 $55,634
Rio Bravo 4,502 $46,964
Josephine 4,498 $99,063
Census ACS 5-year FIPS TX OMB Bulletin 23-01

What do people ask about Cross Mountain, TX?

What is the population of Cross Mountain, TX? +

4,510 people live in Cross Mountain, TX according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cross Mountain, TX? +

In Cross Mountain, the typical household earns $198,623 per year, based on Census ACS 2023 data.

What is the cost of living in Cross Mountain? +

BEA does not publish a city-level cost-of-living figure for Cross Mountain; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

What is the median home value in Cross Mountain, TX? +

A typical home in Cross Mountain is worth $486,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.