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Place dossier plate
SheetTX-GRANITE-SHOALS-TX · Granite Shoals, TX 5,247 pop · income 49th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Granite Shoals
Lowest/highest poles plus peers nearest Granite Shoals on median household income. Full ladder: /browse and /rankings.
median HH income
Brady · lowest
44,163
Brady · lowest
44,163 median HH income
45.3% of the leader · rank #1
Benns Church · near
69,598
Benns Church · near
69,598 median HH income
71.4% of the leader · rank #2
Halfway · near
69,600
Halfway · near
69,600 median HH income
71.4% of the leader · rank #3
Granite Shoals · this city
69,602
Granite Shoals · this city
69,602 median HH income
71.4% of the leader · rank #4
Torrington · near
69,611
Torrington · near
69,611 median HH income
71.4% of the leader · rank #5
Putney · near
69,615
Putney · near
69,615 median HH income
71.4% of the leader · rank #6
Delhi Hills · highest
97,439
Delhi Hills · highest
97,439 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Granite Shoals on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 5,247.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Granite Shoals - the verdict
Nationally, Granite Shoals sits in the 49th percentile for household income and the 89th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
49th
percentile, household income
41st
percentile, home value
40th
percentile, median rent
89th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Granite Shoals, TX
Census ACS 2023 estimates count 5,247 residents in Granite Shoals, a small town within Texas. Households in Granite Shoals report a median income of $69,602 per year, below the median for U.S. cities on this measure, with a poverty rate of 4.0%. Home values in Granite Shoals run a median of $194,500, and the median resident age is 46.1 years. About 21.3% of adults hold a bachelor's degree or higher, while 59.1% of working-age residents are in the labor force.
In 2024, 52 residential building permits were authorized in Granite Shoals (Building Boom), up 117% from five years earlier, per Census BPS data. Granite Shoals reports a comparatively low crime rate: FBI UCR figures show 396.0 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). On FEMA's National Risk Index, this area rates 49.0 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Granite Shoals's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to comparison shortlist to work and mobility to population change to housing and income to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Granite Shoals, city-specific coverage includes local building permits, commute-mode shares, FBI reported-crime rates, annual population history, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Granite Shoals?
The NCES join finds 1 public school within the city match. 21.3% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Which cities make useful reference points for Granite Shoals?
Within Texas, the closest population matches are Sandy Oaks (5,227 residents, $51,433 income); Brady (5,215 residents, $44,163 income); Primera (5,282 residents, $77,500 income). Outside the state, the closest population matches in this dataset are Johnstown, OH (5,247 residents); Lewisburg, PA (5,247 residents); Schuylkill Haven, PA (5,247 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
What does the journey to work look like in Granite Shoals?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 68.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Is Granite Shoals growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +344 residents from 2020 to 2025, a +6.7% change. Separately, Census BPS recorded 52 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Housing and income
How far does income reach against housing in Granite Shoals?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.8 times median household income. The ACS poverty estimate is 4.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Household income
$69,602
Home value
$194,500
Value / income
2.8×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
What can the FBI record say about safety in Granite Shoals?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 396.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 83% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
288.0
Violent rate
108.0
Total reported rate
396.0
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Below median income · poverty 4.0% (Below-median poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
C
City profile score · Granite Shoals, TX
57/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate B
4.0%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime B-
108 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income D
$69,602
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
21.3%
Adults with a bachelor's degree or higher; ACS.
Granite Shoals profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 72/100 (B) · 4.0%
Violent crime: 69/100 (B-) · 108 /100k
Cost of living: 53/100 (C-) · 97.1 index
Household income: 49/100 (D) · $69,602
Bachelor's+ share: 38/100 (F) · 21.3%
Where Granite Shoals sits on home value vs crime among peer cities
Granite Shoals's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Granite Shoals highlighted among 8 peers.Read the chart values
Granite Shoals, TX (this city): home $194,500, crime 396/100k
Johnstown, OH : home $314,600, crime 785/100k
Schuylkill Haven, PA : home $122,600, crime 950/100k
Chardon, OH : home $274,500, crime 458/100k
Brady, TX : home $102,900, crime 1,096/100k
Nassau Bay, TX : home $339,400, crime 1,705/100k
Center, TX : home $152,000, crime 2,950/100k
Breckenridge, TX : home $76,400, crime 1,912/100k
How does Granite Shoals compare to other US cities?
Granite Shoals measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income49% higher than other cities
Home value41% pricier than other cities
Median rent40% pricier than other cities
Safety89% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Texas and the picture shifts: Granite Shoals ranks #67 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Granite Shoals against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Granite Shoals near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Granite Shoals ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Granite Shoals only against its own state's cities, not the full US field.
Median Household Income
#615 of 1,520
60th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#579 of 1,505
62nd percentile in Texas
Poverty Rate
#1,206 of 1,663
27th percentile in Texas
Bachelor's Degree or Higher
#631 of 1,663
62nd percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
49th percentile nationally for median household income · 89th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Granite Shoals's profile vs. every US city
Income, affordability, and safety percentile
Granite Shoals's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Granite Shoals's home value compares nationally
Median home value vs. every US city (population 1,000+)
$194,500Among the most affordablemore affordable than 59% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Granite Shoals's home-value-to-income ratio: 2.8×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#5,556 of 15,516
More affordable than 64% of tracked cities (pop. 1,000+)
Size class
#4,827 of 11,323
Micro cities (under 10,000)
At 2.8×, Granite Shoals sits in the affordable band:
national rank #5,556 of 15,516 and #4,827 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$69,602Granite Shoals, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Granite Shoals, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Granite Shoals, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)21.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.1%
Census ACS S2301, share of working-age residents in the labor force
Population
5,247
Median Income
$69,602
Median Home Value
$194,500
Median Age
46.1
Poverty Rate
4.0%
Labor force participation
59.1%
Bachelor's Degree+
21.3%
Safety & Crime
Total Crime Rate
396.0
per 100,000 residents
Violent Crime
108.0
per 100,000 residents
Property Crime
288.0
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Granite Shoals's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
5,154 residents
2021
5,258 residents
2022
5,346 residents
2023
5,494 residents
2024
5,433 residents
2025
5,498 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
52
housing units authorized
Single-Family
52
detached homes
Multifamily
0
apartments & condos
Supply Intensity
9.9
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
24
24
0
$4.9M
2020
41
41
0
$8.6M
2021
69
69
0
$15.0M
2022
77
77
0
$29.5M
2023
53
53
0
$15.2M
2024
52
52
0
$16.2M
Permit volume increased 117% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
68.9%
Carpool
18.8%
Public Transit
0.0%
Walk
0.0%
Work from Home
11.0%
Other
1.3%
Based on 2,398 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Granite Shoals. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Granite Shoals is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Granite Shoals sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Granite Shoals compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.