City profile · Texas · Census ACS 2023

Horseshoe Bay, TX

Population, income, housing, safety, climate and schools for Horseshoe Bay - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

4,534
Residents
$105,024
Median income
$489,100
Median home
$1,167
Median rent (state)

Horseshoe Bay - the verdict

Nationally, Horseshoe Bay sits in the 81st percentile for household income and the 71st percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

81st
percentile, household income
84th
percentile, home value
34th
percentile, median rent
71st
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Horseshoe Bay, TX

Texas's Horseshoe Bay is a small town, with 4,534 residents per the latest Census Bureau ACS figures. Median household income here is $105,024 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.0%. Typical homes in Horseshoe Bay are valued around $489,100, and the median resident age is 64.6 years. About 53.8% of adults hold a bachelor's degree or higher, while 41.2% of working-age residents are in the labor force.

In 2024, 104 residential building permits were authorized in Horseshoe Bay (Growing), up 13% from five years earlier, per Census BPS data. Horseshoe Bay reports a comparatively low crime rate: per-100,000 total crime stands at 822.3 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).

Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,167 per month statewide. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). On FEMA's National Risk Index, this area rates 33.0 out of 100 for natural-hazard exposure (Very Low).

Population

4,534 residents

Census ACS 2023 - Texas

Median Household Income

$105,024 /yr

Poverty 3.0%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Horseshoe Bay compare to other US cities?

Here's how Horseshoe Bay stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 81% higher than other cities
Home value 84% pricier than other cities
Median rent 34% pricier than other cities
Safety 71% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Texas and the picture shifts: Horseshoe Bay ranks #188 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Horseshoe Bay against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Median Home Value is Horseshoe Bay's strongest outlier among Texas cities

Among the 1,505 Texas cities PlainCities tracks with reported median home value data, Horseshoe Bay ranks #84 - the 94th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Horseshoe Bay only against its own state's cities, not the full US field.

Median Household Income
#224 of 1,520
85th percentile in Texas
Median Gross Rent
#793 of 1,663
52nd percentile in Texas
Median Home Value
#84 of 1,505
94th percentile in Texas
Poverty Rate
#1,277 of 1,663
23rd percentile in Texas
Bachelor's Degree or Higher
#104 of 1,663
94th percentile in Texas

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

81stIncome percentile
71stSafety percentile

81st percentile nationally for median household income · 71st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Horseshoe Bay's profile vs. every US city

Income, affordability, and safety percentile

Horseshoe Bay's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 64 Avg. percentile National median
Horseshoe Bay's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Horseshoe Bay's home value compares nationally

Median home value vs. every US city (population 1,000+)

$489,100 16th percentile more affordable than 16% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). This entry sits in this band. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Horseshoe Bay $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Horseshoe Bay, TX Horseshoe Bay, TX's reported median household income shown against the U.S. national quintile-share pattern (not Horseshoe Bay, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Horseshoe Bay, TX median $105,024/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Horseshoe Bay, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Horseshoe Bay, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 53.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 3.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 41.2%

Census ACS S2301, share of working-age residents in the labor force

Population
4,534
Median Income
$105,024
Median Home Value
$489,100
Median Age
64.6
Poverty Rate
3.0%
Labor force participation
41.2%
Bachelor's Degree+
53.8%

Safety & Crime

Total Crime Rate
822.3
per 100,000 residents
Violent Crime
37.4
per 100,000 residents
Property Crime
784.9
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
4,000 residents4,500 residents5,000 residents5,500 residents 202020212022202320242025 4,285 residents 5,339 residents ▲ +24.6%
Horseshoe Bay's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Growing
Total Permits (2024)
104
housing units authorized
Single-Family
104
detached homes
Multifamily
0
apartments & condos
Supply Intensity
22.9
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 92
2020 114
2021 206
2022 231
2023 127
2024 104

Permit volume increased 13% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
65.9%
Carpool
8.2%
Public Transit
0.0%
Walk
0.0%
Work from Home
22.4%
Other
3.5%

Based on 1,652 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Horseshoe Bay sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,167/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
33.0 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Texas

Diboll
4,531 people
Hearne
4,529 people
Potosi
4,524 people
Post
4,552 people
Cross Mountain
4,510 people
Madisonville
4,510 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Horseshoe Bay's 4,534 residents (Census ACS 5-Year 2023).

Jim Thorpe, PA
4,534 people
Mountain Lakes, NJ
4,535 people
Maeser, UT
4,533 people
Fremont, MI
4,532 people
Mount Vernon, MO
4,532 people
Holly Ridge, NC
4,532 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Horseshoe Bay's $105,024 (Census ACS 5-Year 2023, table B19013).

Tigard, OR
$105,008 median income
Kensington, CT
$105,000 median income
Hopewell, IL
$105,000 median income
Clear Lake, MN
$105,000 median income
Kings Point, MT
$105,000 median income
Newfield, NJ
$105,000 median income

Race & Ethnicity Composition

Race and ethnicity - Horseshoe Bay, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Horseshoe Bay, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 90.3% ETHNICITY, Hispanic or Latino (any race) 5.8% White 90.3% Black or African American 0.5% Asian 1.1% American Indian 0.0% Native Hawaiian 0.0% Some other race 5.3% Two or more races 2.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Horseshoe Bay compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Horseshoe Bay (this city) 4,534 $105,024
Diboll 4,531 $55,326
Hearne 4,529 $30,938
Potosi 4,524 $113,340
Census ACS 5-year FIPS TX FBI UCR Census BPS 2024 OMB Bulletin 23-01

What do people ask about Horseshoe Bay, TX?

What is the population of Horseshoe Bay, TX? +

Horseshoe Bay, TX counts 4,534 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Horseshoe Bay, TX? +

Horseshoe Bay households earn a median of $105,024 annually, based on Census ACS 2023 data.

What is the cost of living in Horseshoe Bay? +

BEA does not publish a city-level cost-of-living figure for Horseshoe Bay; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is Horseshoe Bay, TX safe? +

Horseshoe Bay has a total crime rate of 822.3 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Horseshoe Bay, TX? +

Homes in Horseshoe Bay carry a median value of $489,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.