Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetTX-LAGO-VISTA-TX · Lago Vista, TX 9,341 pop · income 83rd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Lago Vista
Lowest/highest poles plus peers nearest Lago Vista on median household income. Full ladder: /browse and /rankings.
median HH income
Indianola · lowest
39,275
Indianola · lowest
39,275 median HH income
30.2% of the leader · rank #1
North Decatur · near
110,366
North Decatur · near
110,366 median HH income
85.0% of the leader · rank #2
Butler · near
110,375
Butler · near
110,375 median HH income
85.0% of the leader · rank #3
Lago Vista · this city
110,388
Lago Vista · this city
110,388 median HH income
85.0% of the leader · rank #4
Goodfield · near
110,417
Goodfield · near
110,417 median HH income
85.0% of the leader · rank #5
Greene · near
110,417
Greene · near
110,417 median HH income
85.0% of the leader · rank #6
Helotes · highest
129,884
Helotes · highest
129,884 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Lago Vista on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 9,341.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Lago Vista - the verdict
Lago Vista ranks in the 83rd percentile for household income and the 83rd percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
83rd
percentile, household income
75th
percentile, home value
40th
percentile, median rent
83rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Lago Vista, TX
Census ACS 2023 estimates count 9,341 residents in Lago Vista, a small town within Texas. Median household income here is $110,388 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 6.2%. Home values in Lago Vista run a median of $380,200, and the median resident age is 50.6 years. Educational attainment runs 45.4% of adults with a bachelor's degree or higher. Separately, 51.1% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 224 residential units were authorized in 2024 (Slowing), down 17% from five years earlier. Lago Vista reports a comparatively low crime rate: FBI UCR reporting places total crime at 559.0 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. Statewide, average monthly utility bills in Texas run around $223, per EIA 2023 residential energy data. Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Lago Vista's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to schools and households to comparison shortlist to housing and income to reported crime to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Lago Vista, city-specific coverage includes FBI reported-crime rates, local building permits, matched public-school count, commute-mode shares, annual population history.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Population change
Is Lago Vista growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +1,520 residents from 2020 to 2025, a +16.9% change. Separately, Census BPS recorded 224 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
What does the education layer cover for Lago Vista?
The NCES join finds 4 public schools within the city match. 45.4% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Which cities make useful reference points for Lago Vista?
Within Texas, the closest population matches are Helotes (9,372 residents, $129,884 income); Sanger (9,302 residents, $88,987 income); Jacinto City (9,458 residents, $57,703 income). Outside the state, the closest population matches in this dataset are Groton, CT (9,343 residents); Diamondhead, MS (9,338 residents); Sheffield, AL (9,334 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
How far does income reach against housing in Lago Vista?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.4 times median household income. The ACS poverty estimate is 6.2%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Lago Vista?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 559.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 75% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
433.7
Violent rate
125.3
Total reported rate
559.0
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
What does the journey to work look like in Lago Vista?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 67.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.0%
Work from home
23.3%
Drive alone
67.1%
City-level Census ACS commuting estimates covering 3,988 workers age 16+.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A-
$110,388
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A-
45.4%
Adults with a bachelor's degree or higher; ACS.
Violent crime C+
125 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate C
6.2%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Lago Vista profile (scored ACS/FBI dimensions)Read the chart values
Household income: 82/100 (A-) · $110,388
Bachelor's+ share: 80/100 (A-) · 45.4%
Violent crime: 64/100 (C+) · 125 /100k
Poverty rate: 58/100 (C) · 6.2%
Cost of living: 53/100 (C-) · 97.1 index
Where Lago Vista sits on home value vs crime among peer cities
Lago Vista's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Lago Vista highlighted among 9 peers.Read the chart values
Lago Vista, TX (this city): home $380,200, crime 559/100k
Groton, CT : home $278,900, crime 873/100k
Sheffield, AL : home $127,100, crime 2,414/100k
Havre, MT : home $197,600, crime 3,870/100k
Helotes, TX : home $382,400, crime 1,103/100k
Sanger, TX : home $284,500, crime 1,221/100k
Jacinto City, TX : home $121,100, crime 2,545/100k
Commerce, TX : home $124,800, crime 1,584/100k
Woodway, TX : home $336,100, crime 1,065/100k
How does Lago Vista compare to other US cities?
Here's how Lago Vista stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income83% higher than other cities
Home value75% pricier than other cities
Median rent40% pricier than other cities
Safety83% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Texas, Lago Vista ranks #114 of 624 Texas cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Lago Vista against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Lago Vista near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Lago Vista ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Lago Vista only against its own state's cities, not the full US field.
Median Household Income
#191 of 1,520
87th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#155 of 1,505
90th percentile in Texas
Poverty Rate
#1,013 of 1,663
39th percentile in Texas
Bachelor's Degree or Higher
#170 of 1,663
90th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
83rd percentile nationally for median household income · 83rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Lago Vista's profile vs. every US city
Income, affordability, and safety percentile
Lago Vista's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Lago Vista's home value compares nationally
Median home value vs. every US city (population 1,000+)
$380,20025th percentilemore affordable than 25% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Lago Vista's home-value-to-income ratio: 3.4×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#8,755 of 15,516
More affordable than 44% of tracked cities (pop. 1,000+)
Size class
#7,091 of 11,323
Micro cities (under 10,000)
At 3.4×, Lago Vista sits in the moderate band:
national rank #8,755 of 15,516 and #7,091 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$110,388Lago Vista, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Lago Vista, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Lago Vista, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)45.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)51.1%
Census ACS S2301, share of working-age residents in the labor force
Population
9,341
Median Income
$110,388
Median Home Value
$380,200
Median Age
50.6
Poverty Rate
6.2%
Labor force participation
51.1%
Bachelor's Degree+
45.4%
Safety & Crime
Total Crime Rate
559.0
per 100,000 residents
Violent Crime
125.3
per 100,000 residents
Property Crime
433.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
4
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Lago Vista's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
8,978 residents
2021
9,264 residents
2022
9,731 residents
2023
10,115 residents
2024
10,263 residents
2025
10,498 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Slowing
Total Permits (2024)
224
housing units authorized
Single-Family
196
detached homes
Multifamily
28
apartments & condos
Supply Intensity
24
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
270
260
10
$55.0M
2020
330
320
10
$70.4M
2021
394
386
8
$121.9M
2022
363
349
14
$144.4M
2023
200
158
42
$59.3M
2024
224
196
28
$75.2M
Permit volume decreased 17% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
67.1%
Carpool
6.0%
Public Transit
0.0%
Walk
1.5%
Work from Home
23.3%
Other
2.1%
Based on 3,988 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Lago Vista. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Lago Vista is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Lago Vista sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Lago Vista compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.