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Place dossier plate
SheetTX-PLANO-TX · Plano, TX 287,339 pop · income 82nd pct · 220 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Plano
Lowest/highest poles plus peers nearest Plano on median household income. Full ladder: /browse and /rankings.
median HH income
St. Louis · lowest
55,279
St. Louis · lowest
55,279 median HH income
37.8% of the leader · rank #1
Old Orchard · near
108,634
Old Orchard · near
108,634 median HH income
74.3% of the leader · rank #2
Plano · this city
108,649
Plano · this city
108,649 median HH income
74.3% of the leader · rank #3
New · near
108,661
New · near
108,661 median HH income
74.3% of the leader · rank #4
Marietta · near
108,661
Marietta · near
108,661 median HH income
74.3% of the leader · rank #5
Allison Park · near
108,669
Allison Park · near
108,669 median HH income
74.4% of the leader · rank #6
Frisco · highest
146,158
Frisco · highest
146,158 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Plano on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 287,339.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Plano - the verdict
Plano ranks in the 82nd percentile for household income and the 42nd percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
82nd
percentile, household income
81st
percentile, home value
40th
percentile, median rent
42nd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Plano, TX
287,339 people live in Plano, Texas - a mid-sized U.S. city by U.S. Census Bureau ACS 2023 estimates. Median household income here is $108,649 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 5.3%. Typical homes in Plano are valued around $440,600, and the median resident age is 39.3 years. About 59.2% of adults hold a bachelor's degree or higher, while 66.4% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 799 residential units authorized here in 2024 (Construction Slowdown), down 41% from five years earlier. Plano reports a comparatively low crime rate: FBI UCR figures show 1618.0 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,149 monthly. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). The average commute for Plano workers runs 19.1 minutes, with 63.6% driving alone and 25.3% working from home. On FEMA's National Risk Index, this area rates 49.0 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Plano's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from within-city variation to population change to reported crime to schools and households to housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Plano, city-specific coverage includes within-city Census tract profiles, commute-mode shares, local building permits, annual population history, FBI reported-crime rates, matched public-school count.
All six city-specific enrichment layers used by this profile are present.
Question 1
What can 220 Census tracts reveal inside Plano?
PlainCities matches 220 Census tracts to this city.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
Census PEP estimates show the population grew by +6,614 residents from 2020 to 2025, a +2.3% change. Separately, Census BPS recorded 799 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
What can the FBI record say about safety in Plano?
The joined FBI UCR record reports 1618.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 29% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Which cities make useful reference points for Plano?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Texas, the closest population matches are Lubbock (261,078 residents, $60,487 income); Corpus Christi (317,383 residents, $66,325 income); Laredo (255,949 residents, $63,264 income). Outside the state, the closest population matches in this dataset are Durham, NC (288,465 residents); Anchorage, AK (289,069 residents); Jersey City, NJ (289,691 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Plano?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 71 public schools within the city match. 59.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
5.3%
Bachelor's degree+
59.2%
Matched public schools
71
NCES Common Core of Data school locations plus Census ACS resident characteristics.
How far does income reach against housing in Plano?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.1 times median household income. The ACS poverty estimate is 5.3%, which keeps the citywide median from describing every household.
Value / income
4.1×
Home value
$440,600
Household income
$108,649
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Driving alone is the largest reported mode at 63.6%. The reported mean trip to work is 19.1 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Drive alone
63.6%
Work from home
25.3%
Public transit
0.7%
City-level Census ACS commuting estimates covering 153,125 workers age 16+.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
59.2%
Adults with a bachelor's degree or higher; ACS.
Household income A-
$108,649
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate C+
5.3%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime C
152 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Plano profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 91/100 (A+) · 59.2%
Household income: 81/100 (A-) · $108,649
Poverty rate: 63/100 (C+) · 5.3%
Violent crime: 58/100 (C) · 152 /100k
Cost of living: 53/100 (C-) · 97.1 index
Where Plano sits on home value vs crime among peer cities
Plano's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Plano highlighted among 13 peers.Read the chart values
Plano, TX (this city): home $440,600, crime 1,618/100k
Durham, NC : home $355,300, crime 4,419/100k
Anchorage, AK : home $375,900, crime 3,781/100k
Jersey City, NJ : home $534,500, crime 2,591/100k
Lincoln, NE : home $248,200, crime 2,794/100k
St. Louis, MO : home $185,100, crime 7,074/100k
Chandler, AZ : home $469,800, crime 1,638/100k
Lubbock, TX : home $197,900, crime 3,450/100k
Corpus Christi, TX : home $197,100, crime 3,875/100k
Laredo, TX : home $182,400, crime 1,831/100k
Irving, TX : home $287,300, crime 2,474/100k
Garland, TX : home $248,900, crime 2,221/100k
Frisco, TX : home $595,400, crime 1,104/100k
How does Plano compare to other US cities?
Plano measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income82% higher than other cities
Home value81% pricier than other cities
Median rent40% pricier than other cities
Safety42% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Texas, Plano ranks #369 of 624 Texas cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Plano against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Plano near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Plano ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Plano only against its own state's cities, not the full US field.
Median Household Income
#199 of 1,520
87th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#115 of 1,505
92nd percentile in Texas
Poverty Rate
#1,086 of 1,663
34th percentile in Texas
Bachelor's Degree or Higher
#77 of 1,663
95th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
82nd percentile nationally for median household income · 42nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Plano's profile vs. every US city
Income, affordability, and safety percentile
Plano's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Plano's home value compares nationally
Median home value vs. every US city (population 1,000+)
$440,60019th percentilemore affordable than 19% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Plano's home-value-to-income ratio: 4.1×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,856 of 15,516
More affordable than 30% of tracked cities (pop. 1,000+)
Size class
#45 of 117
Large cities (200,000–999,999)
At 4.1×, Plano sits in the moderate band:
national rank #10,856 of 15,516 and #45 of 117large cities (200,000–999,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$108,649Plano, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Plano, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Plano, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)59.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)5.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)66.4%
Census ACS S2301, share of working-age residents in the labor force
Population
287,339
Median Income
$108,649
Median Home Value
$440,600
Median Age
39.3
Poverty Rate
5.3%
Labor force participation
66.4%
Bachelor's Degree+
59.2%
Safety & Crime
Total Crime Rate
1618.0
per 100,000 residents
Violent Crime
151.6
per 100,000 residents
Property Crime
1466.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
71
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Plano's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
286,414 residents
2021
288,912 residents
2022
291,123 residents
2023
293,395 residents
2024
293,395 residents
2025
293,028 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
799
housing units authorized
Single-Family
241
detached homes
Multifamily
558
apartments & condos
Supply Intensity
2.8
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1,345
197
1,148
$178.6M
2020
976
291
685
$151.1M
2021
668
321
347
$109.8M
2022
1,777
186
1,591
$254.1M
2023
496
170
326
$104.6M
2024
799
241
558
$141.5M
Permit volume decreased 41% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
19.1 minutes
Drive Alone
63.6%
Carpool
6.9%
Public Transit
0.7%
Walk
1.8%
Work from Home
25.3%
Other
1.7%
Based on 153,125 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Plano. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Plano is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Plano sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Plano compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.