City profile · Texas · Census ACS 2023

McKinney, TX

Population, income, housing, safety, climate and schools for McKinney - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

202,314
Residents
$120,273
Median income
$439,500
Median home
$1,931
Median rent (state)

McKinney - the verdict

Out of every US city with 1,000+ residents, McKinney places in the 87th percentile for household income and the 67th percentile for safety. Source: Census ACS + FBI UCR.

87th
percentile, household income
80th
percentile, home value
80th
percentile, median rent
67th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: McKinney, TX

Texas's McKinney is a mid-sized U.S. city, with 202,314 residents per the latest Census Bureau ACS figures. McKinney households earn a median of $120,273 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.8%. McKinney's housing stock carries a median value of $439,500, and the median resident age is 36.7 years. About 52.6% of adults hold a bachelor's degree or higher, while 68.9% of working-age residents are in the labor force.

In 2024, 3,910 residential building permits were authorized in McKinney (Rapid Growth), up 22% from five years earlier, per Census BPS data. McKinney reports a comparatively low crime rate: per-100,000 total crime stands at 932.8 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).

Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,931 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 98.9 out of 100 on FEMA's National Risk Index (Very High).

Population

202,314 residents

Census ACS 2023 - Texas

Median Household Income

$120,273 /yr

Poverty 4.8%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does McKinney compare to other US cities?

McKinney measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 87% higher than other cities
Home value 80% pricier than other cities
Median rent 80% pricier than other cities
Safety 67% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Texas alone, McKinney ranks #210 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below McKinney's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Texas, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

87thIncome percentile
67thSafety percentile

87th percentile nationally for median household income · 67th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

McKinney's profile vs. every US city

Income, affordability, and safety percentile

McKinney's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 58 Avg. percentile National median
McKinney's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How McKinney's home value compares nationally

Median home value vs. every US city (population 1,000+)

$439,500 20th percentile more affordable than 20% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). This entry sits in this band. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. McKinney $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - McKinney, TX McKinney, TX's reported median household income shown against the U.S. national quintile-share pattern (not McKinney, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution McKinney, TX median $120,273/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
McKinney, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for McKinney, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 52.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 68.9%

Census ACS S2301, share of working-age residents in the labor force

Population
202,314
Median Income
$120,273
Median Home Value
$439,500
Median Age
36.7
Poverty Rate
4.8%
Labor force participation
68.9%
Bachelor's Degree+
52.6%

Safety & Crime

Total Crime Rate
932.8
per 100,000 residents
Violent Crime
117.3
per 100,000 residents
Property Crime
815.5
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
50
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
180,000 residents200,000 residents220,000 residents240,000 residents 202020212022202320242025 197,507 residents 236,001 residents ▲ +19.5%
McKinney's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Rapid Growth
Total Permits (2024)
3,910
housing units authorized
Single-Family
2,388
detached homes
Multifamily
1,522
apartments & condos
Supply Intensity
19.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 3,195
2020 2,302
2021 1,727
2022 3,315
2023 4,802
2024 3,910

Permit volume increased 22% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
68.3%
Carpool
6.9%
Public Transit
0.2%
Walk
0.9%
Work from Home
21.8%
Other
1.9%

Based on 104,526 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county McKinney sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,931/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
98.9 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Texas

Amarillo
200,945 people
Grand Prairie
198,564 people
Frisco
210,238 people
Brownsville
188,023 people
Garland
245,298 people
Killeen
156,144 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to McKinney's 202,314 residents (Census ACS 5-Year 2023).

Little Rock, AR
202,739 people
Augusta-Richmond County consolidated government (balance), GA
201,504 people
Oxnard, CA
201,014 people
Salt Lake City, UT
203,888 people
Columbus, GA
204,383 people
Tallahassee, FL
199,696 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to McKinney's $120,273 (Census ACS 5-Year 2023, table B19013).

New River, AZ
$120,279 median income
Melvin, NH
$120,250 median income
Emeryville, CA
$120,302 median income
Alleghenyville, PA
$120,313 median income
Happy Valley, OR
$120,324 median income
Saybrook Manor, CT
$120,208 median income

Race & Ethnicity Composition

Race and ethnicity - McKinney, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition McKinney, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 60.6% 12.3% 13.0% 11.1% ETHNICITY, Hispanic or Latino (any race) 17.0% White 60.6% Black or African American 12.3% Asian 13.0% American Indian 0.5% Native Hawaiian 0.1% Some other race 2.5% Two or more races 11.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How McKinney compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
McKinney (this city) 202,314 $120,273
Amarillo 200,945 $62,469
Grand Prairie 198,564 $78,889
Frisco 210,238 $146,158
Census ACS 5-year FIPS TX FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about McKinney, TX?

What is the population of McKinney, TX? +

McKinney, TX counts 202,314 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in McKinney, TX? +

The median household income in McKinney is $120,273 per year, based on Census ACS 2023 data.

What is the cost of living in McKinney? +

BEA does not publish a city-level cost-of-living figure for McKinney; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is McKinney, TX safe? +

McKinney has a total crime rate of 932.8 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in McKinney, TX? +

The median home value in McKinney is $439,500, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.