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Place dossier plate
SheetTX-MCKINNEY-TX · McKinney, TX 202,314 pop · income 87th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around McKinney
Lowest/highest poles plus peers nearest McKinney on median household income. Full ladder: /browse and /rankings.
median HH income
Brownsville · lowest
48,675
Brownsville · lowest
48,675 median HH income
33.3% of the leader · rank #1
Melvin · near
120,250
Melvin · near
120,250 median HH income
82.3% of the leader · rank #2
McKinney · this city
120,273
McKinney · this city
120,273 median HH income
82.3% of the leader · rank #3
New River · near
120,279
New River · near
120,279 median HH income
82.3% of the leader · rank #4
Emeryville · near
120,302
Emeryville · near
120,302 median HH income
82.3% of the leader · rank #5
Alleghenyville · near
120,313
Alleghenyville · near
120,313 median HH income
82.3% of the leader · rank #6
Frisco · highest
146,158
Frisco · highest
146,158 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for McKinney on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 202,314.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
McKinney - the verdict
Out of every US city with 1,000+ residents, McKinney places in the 87th percentile for household income and the 67th percentile for safety. Source: Census ACS + FBI UCR.
87th
percentile, household income
80th
percentile, home value
40th
percentile, median rent
67th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: McKinney, TX
Texas's McKinney is a mid-sized U.S. city, with 202,314 residents per the latest Census Bureau ACS figures. The typical household in McKinney brings in $120,273 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.8%. McKinney's housing stock carries a median value of $439,500, and the median resident age is 36.7 years. About 52.6% of adults hold a bachelor's degree or higher, while 68.9% of working-age residents are in the labor force.
In 2024, 3,910 residential building permits were authorized in McKinney (Rapid Growth), up 22% from five years earlier, per Census BPS data. McKinney reports a comparatively low crime rate: per-100,000 total crime stands at 932.8 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of McKinney's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to reported crime to population change to housing and income to work and mobility to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For McKinney, city-specific coverage includes matched public-school count, FBI reported-crime rates, local building permits, commute-mode shares, annual population history.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for McKinney?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Texas, the closest population matches are Amarillo (200,945 residents, $62,469 income); Grand Prairie (198,564 residents, $78,889 income); Frisco (210,238 residents, $146,158 income). Outside the state, the closest population matches in this dataset are Little Rock, AR (202,739 residents); Augusta-Richmond County, GA (201,504 residents); Oxnard, CA (201,014 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What can the FBI record say about safety in McKinney?
The joined FBI UCR record reports 932.8 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 59% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Is McKinney growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +38,494 residents from 2020 to 2025, a +19.5% change. Separately, Census BPS recorded 3,910 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
How far does income reach against housing in McKinney?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.7 times median household income. The ACS poverty estimate is 4.8%, which keeps the citywide median from describing every household.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in McKinney?
Driving alone is the largest reported mode at 68.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Drive alone
68.3%
Work from home
21.8%
Public transit
0.2%
City-level Census ACS commuting estimates covering 104,526 workers age 16+.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 50 public schools within the city match. 52.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
4.8%
Bachelor's degree+
52.6%
Matched public schools
50
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A
$120,273
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A
52.6%
Adults with a bachelor's degree or higher; ACS.
Poverty rate B-
4.8%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime B-
117 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
McKinney profile (scored ACS/FBI dimensions)Read the chart values
Household income: 86/100 (A) · $120,273
Bachelor's+ share: 86/100 (A) · 52.6%
Poverty rate: 67/100 (B-) · 4.8%
Violent crime: 66/100 (B-) · 117 /100k
Cost of living: 53/100 (C-) · 97.1 index
Where McKinney sits on home value vs crime among peer cities
McKinney's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - McKinney highlighted among 11 peers.Read the chart values
McKinney, TX (this city): home $439,500, crime 933/100k
Little Rock, AR : home $221,200, crime 6,886/100k
Oxnard, CA : home $617,800, crime 2,474/100k
Salt Lake City, UT : home $495,700, crime 6,064/100k
Columbus, GA : home $182,300, crime 2,839/100k
Amarillo, TX : home $186,800, crime 3,346/100k
Grand Prairie, TX : home $272,200, crime 1,822/100k
Frisco, TX : home $595,400, crime 1,104/100k
Brownsville, TX : home $122,400, crime 2,398/100k
Garland, TX : home $248,900, crime 2,221/100k
Killeen, TX : home $196,000, crime 1,910/100k
How does McKinney compare to other US cities?
McKinney measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income87% higher than other cities
Home value80% pricier than other cities
Median rent40% pricier than other cities
Safety67% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Texas alone, McKinney ranks #210 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares McKinney against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places McKinney near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, McKinney ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares McKinney only against its own state's cities, not the full US field.
Median Household Income
#138 of 1,520
91st percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#117 of 1,505
92nd percentile in Texas
Poverty Rate
#1,136 of 1,663
31st percentile in Texas
Bachelor's Degree or Higher
#110 of 1,663
93rd percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
87th percentile nationally for median household income · 67th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
McKinney's profile vs. every US city
Income, affordability, and safety percentile
McKinney's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How McKinney's home value compares nationally
Median home value vs. every US city (population 1,000+)
$439,50020th percentilemore affordable than 20% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
McKinney's home-value-to-income ratio: 3.7×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,559 of 15,516
More affordable than 38% of tracked cities (pop. 1,000+)
Size class
#34 of 117
Large cities (200,000–999,999)
At 3.7×, McKinney sits in the moderate band:
national rank #9,559 of 15,516 and #34 of 117large cities (200,000–999,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$120,273McKinney, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context McKinney, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for McKinney, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)52.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)68.9%
Census ACS S2301, share of working-age residents in the labor force
Population
202,314
Median Income
$120,273
Median Home Value
$439,500
Median Age
36.7
Poverty Rate
4.8%
Labor force participation
68.9%
Bachelor's Degree+
52.6%
Safety & Crime
Total Crime Rate
932.8
per 100,000 residents
Violent Crime
117.3
per 100,000 residents
Property Crime
815.5
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
50
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
McKinney's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
197,507 residents
2021
203,569 residents
2022
208,584 residents
2023
215,834 residents
2024
227,497 residents
2025
236,001 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Rapid Growth
Total Permits (2024)
3,910
housing units authorized
Single-Family
2,388
detached homes
Multifamily
1,522
apartments & condos
Supply Intensity
19.3
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
3,195
1,491
1,704
$684.0M
2020
2,302
1,563
739
$583.2M
2021
1,727
1,727
0
$504.5M
2022
3,315
1,633
1,682
$739.6M
2023
4,802
2,250
2,552
$1043.4M
2024
3,910
2,388
1,522
$930.0M
Permit volume increased 22% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
68.3%
Carpool
6.9%
Public Transit
0.2%
Walk
0.9%
Work from Home
21.8%
Other
1.9%
Based on 104,526 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for McKinney. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around McKinney is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county McKinney sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How McKinney compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.