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Place dossier plate
SheetTX-SCHERTZ-TX · Schertz, TX 43,128 pop · income 76th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Schertz
Lowest/highest poles plus peers nearest Schertz on median household income. Full ladder: /browse and /rankings.
median HH income
Sumter · lowest
53,071
Sumter · lowest
53,071 median HH income
38.1% of the leader · rank #1
Renton · near
96,626
Renton · near
96,626 median HH income
69.4% of the leader · rank #2
Schertz · this city
96,633
Schertz · this city
96,633 median HH income
69.4% of the leader · rank #3
Rohnert Park · near
96,635
Rohnert Park · near
96,635 median HH income
69.4% of the leader · rank #4
Quasset Lake · near
96,641
Quasset Lake · near
96,641 median HH income
69.4% of the leader · rank #5
Dennisville · near
96,641
Dennisville · near
96,641 median HH income
69.4% of the leader · rank #6
Coppell · highest
139,227
Coppell · highest
139,227 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Schertz on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 43,128.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Schertz - the verdict
Measured against every US city with at least 1,000 residents, Schertz lands in the 76th percentile for household income and the 62nd percentile for safety. Source: Census ACS + FBI UCR.
76th
percentile, household income
64th
percentile, home value
40th
percentile, median rent
62nd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Schertz, TX
Schertz is a small city in Texas, home to 43,128 residents per U.S. Census Bureau ACS 2023 estimates. Households in Schertz report a median income of $96,633 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.6%. Typical homes in Schertz are valued around $292,100, and the median resident age is 38.1 years. About 40.2% of adults hold a bachelor's degree or higher, while 58.8% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 566 residential units were authorized in 2024 (Building Boom), up 83% from five years earlier. Schertz reports a comparatively low crime rate: FBI UCR reporting places total crime at 1041.0 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,149 monthly. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). Commute times here average 27.0 minutes, with 76.7% driving alone and 13.9% working from home, per Census ACS commuting data. FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Schertz's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to comparison shortlist to housing and income to population change to reported crime to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Schertz, city-specific coverage includes matched public-school count, commute-mode shares, local building permits, FBI reported-crime rates, annual population history.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in Schertz?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 76.7%. The reported mean trip to work is 27.0 minutes.
Which cities make useful reference points for Schertz?
Within Texas, the closest population matches are Channelview (43,536 residents, $65,775 income); Waxahachie (43,591 residents, $82,449 income); Coppell (42,029 residents, $139,227 income). Outside the state, the closest population matches in this dataset are North Miami Beach, FL (43,104 residents); Delaware, OH (43,168 residents); Woonsocket, RI (43,074 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
How far does income reach against housing in Schertz?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.0 times median household income. The ACS poverty estimate is 4.6%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +3,711 residents from 2020 to 2025, a +8.8% change. Separately, Census BPS recorded 566 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Schertz?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1041.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 54% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
887.4
Violent rate
153.6
Total reported rate
1041.0
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
The NCES join finds 11 public schools within the city match. 40.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
11
Bachelor's degree+
40.2%
Poverty estimate
4.6%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income B+
$96,633
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share B+
40.2%
Adults with a bachelor's degree or higher; ACS.
Poverty rate B-
4.6%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime C
154 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Schertz profile (scored ACS/FBI dimensions)Read the chart values
Household income: 75/100 (B+) · $96,633
Bachelor's+ share: 75/100 (B+) · 40.2%
Poverty rate: 68/100 (B-) · 4.6%
Violent crime: 57/100 (C) · 154 /100k
Cost of living: 53/100 (C-) · 97.1 index
Where Schertz sits on home value vs crime among peer cities
Schertz's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Schertz highlighted among 11 peers.Read the chart values
Schertz, TX (this city): home $292,100, crime 1,041/100k
North Miami Beach, FL : home $317,800, crime 3,495/100k
Delaware, OH : home $279,400, crime 1,137/100k
Woonsocket, RI : home $268,000, crime 1,891/100k
Sumter, SC : home $188,400, crime 4,804/100k
Hollister, CA : home $679,300, crime 1,164/100k
Waxahachie, TX : home $307,900, crime 1,794/100k
Coppell, TX : home $525,300, crime 929/100k
Weslaco, TX : home $119,200, crime 3,916/100k
The Colony, TX : home $355,100, crime 1,569/100k
Sherman, TX : home $219,300, crime 2,266/100k
How does Schertz compare to other US cities?
Here's how Schertz stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income76% higher than other cities
Home value64% pricier than other cities
Median rent40% pricier than other cities
Safety62% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Texas alone, Schertz ranks #240 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Schertz against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Schertz near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Schertz ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Schertz only against its own state's cities, not the full US field.
Median Household Income
#267 of 1,520
82nd percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#279 of 1,505
81st percentile in Texas
Poverty Rate
#1,153 of 1,663
30th percentile in Texas
Bachelor's Degree or Higher
#224 of 1,663
87th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
76th percentile nationally for median household income · 62nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Schertz's profile vs. every US city
Income, affordability, and safety percentile
Schertz's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Schertz's home value compares nationally
Median home value vs. every US city (population 1,000+)
$292,10036th percentilemore affordable than 36% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Schertz's home-value-to-income ratio: 3.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#6,810 of 15,516
More affordable than 56% of tracked cities (pop. 1,000+)
Size class
#938 of 3,317
Small cities (10,000–49,999)
At 3.0×, Schertz sits in the moderate band:
national rank #6,810 of 15,516 and #938 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$96,633Schertz, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Schertz, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Schertz, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)40.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.6%
Census ACS S1701, poverty status
Labor force participation (adults 16+)58.8%
Census ACS S2301, share of working-age residents in the labor force
Population
43,128
Median Income
$96,633
Median Home Value
$292,100
Median Age
38.1
Poverty Rate
4.6%
Labor force participation
58.8%
Bachelor's Degree+
40.2%
Safety & Crime
Total Crime Rate
1041.0
per 100,000 residents
Violent Crime
153.6
per 100,000 residents
Property Crime
887.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
11
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Schertz's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
42,267 residents
2021
42,816 residents
2022
43,273 residents
2023
43,617 residents
2024
44,745 residents
2025
45,978 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
566
housing units authorized
Single-Family
566
detached homes
Multifamily
0
apartments & condos
Supply Intensity
13.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
310
310
0
$74.4M
2020
381
381
0
$89.2M
2021
234
234
0
$55.4M
2022
194
194
0
$48.6M
2023
440
140
300
$80.7M
2024
566
566
0
$162.7M
Permit volume increased 83% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
27.0 minutes
Drive Alone
76.7%
Carpool
8.0%
Public Transit
0.0%
Walk
0.4%
Work from Home
13.9%
Other
1.0%
Based on 20,266 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Schertz. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Schertz is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Schertz sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Schertz compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.