City profile · Texas · Census ACS 2023

Schertz, TX

Population, income, housing, safety, climate and schools for Schertz - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

43,128
Residents
$96,633
Median income
$292,100
Median home
$1,426
Median rent (state)

Schertz - the verdict

Measured against every US city with at least 1,000 residents, Schertz lands in the 76th percentile for household income and the 62nd percentile for safety. Source: Census ACS + FBI UCR.

76th
percentile, household income
64th
percentile, home value
56th
percentile, median rent
62nd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Schertz, TX

Schertz is a small city in Texas, home to 43,128 residents per U.S. Census Bureau ACS 2023 estimates. Schertz households earn a median of $96,633 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.6%. Typical homes in Schertz are valued around $292,100, and the median resident age is 38.1 years. About 40.2% of adults hold a bachelor's degree or higher, while 58.8% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 566 residential units were authorized in 2024 (Building Boom), up 83% from five years earlier. Schertz reports a comparatively low crime rate: FBI UCR reporting places total crime at 1041.0 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,426 monthly. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). Commute times here average 27.0 minutes, with 76.7% driving alone and 13.9% working from home, per Census ACS commuting data. FEMA's National Risk Index rates natural-hazard exposure at 92.7 out of 100 (Very High).

Population

43,128 residents

Census ACS 2023 - Texas

Median Household Income

$96,633 /yr

Poverty 4.6%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Schertz compare to other US cities?

Here's how Schertz stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 76% higher than other cities
Home value 64% pricier than other cities
Median rent 56% pricier than other cities
Safety 62% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Texas alone, Schertz ranks #240 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Schertz's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Texas, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

76thIncome percentile
62ndSafety percentile

76th percentile nationally for median household income · 62nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Schertz's profile vs. every US city

Income, affordability, and safety percentile

Schertz's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 59 Avg. percentile National median
Schertz's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Schertz's home value compares nationally

Median home value vs. every US city (population 1,000+)

$292,100 36th percentile more affordable than 36% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Schertz $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Schertz, TX Schertz, TX's reported median household income shown against the U.S. national quintile-share pattern (not Schertz, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Schertz, TX median $96,633/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Schertz, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Schertz, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 40.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.6%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 58.8%

Census ACS S2301, share of working-age residents in the labor force

Population
43,128
Median Income
$96,633
Median Home Value
$292,100
Median Age
38.1
Poverty Rate
4.6%
Labor force participation
58.8%
Bachelor's Degree+
40.2%

Safety & Crime

Total Crime Rate
1041.0
per 100,000 residents
Violent Crime
153.6
per 100,000 residents
Property Crime
887.4
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
11
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
40,000 residents42,000 residents44,000 residents46,000 residents48,000 residents 202020212022202320242025 42,267 residents 45,978 residents ▲ +8.8%
Schertz's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
566
housing units authorized
Single-Family
566
detached homes
Multifamily
0
apartments & condos
Supply Intensity
13.1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 310
2020 381
2021 234
2022 194
2023 440
2024 566

Permit volume increased 83% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
27.0 minutes
Drive Alone
76.7%
Carpool
8.0%
Public Transit
0.0%
Walk
0.4%
Work from Home
13.9%
Other
1.0%

Based on 20,266 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Schertz sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,426/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
92.7 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Texas

Channelview
43,536 people
Waxahachie
43,591 people
Coppell
42,029 people
Weslaco
41,437 people
The Colony
44,916 people
Sherman
45,036 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Schertz's 43,128 residents (Census ACS 5-Year 2023).

North Miami Beach, FL
43,104 people
Delaware, OH
43,168 people
Woonsocket, RI
43,074 people
Sumter, SC
43,065 people
West Babylon, NY
43,239 people
Hollister, CA
43,003 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Schertz's $96,633 (Census ACS 5-Year 2023, table B19013).

Rohnert Park, CA
$96,635 median income
Renton, WA
$96,626 median income
Quasset Lake, CT
$96,641 median income
Dennisville, NJ
$96,641 median income
Goldsby, OK
$96,650 median income
Littleton, CO
$96,611 median income

Race & Ethnicity Composition

Race and ethnicity - Schertz, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Schertz, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 59.1% 12.3% 19.6% ETHNICITY, Hispanic or Latino (any race) 32.4% White 59.1% Black or African American 12.3% Asian 2.6% American Indian 0.4% Native Hawaiian 0.1% Some other race 5.8% Two or more races 19.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Schertz compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Schertz (this city) 43,128 $96,633
Channelview 43,536 $65,775
Waxahachie 43,591 $82,449
Coppell 42,029 $139,227
Census ACS 5-year FIPS TX FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Schertz, TX?

What is the population of Schertz, TX? +

43,128 people live in Schertz, TX according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Schertz, TX? +

Median annual household income in Schertz runs $96,633, based on Census ACS 2023 data.

What is the cost of living in Schertz? +

BEA does not publish a city-level cost-of-living figure for Schertz; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is Schertz, TX safe? +

Schertz has a total crime rate of 1041.0 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Schertz, TX? +

A typical home in Schertz is worth $292,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.