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Place dossier plate
SheetTX-SOMERSET-TX · Somerset, TX 2,048 pop · income 57th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Somerset
Lowest/highest poles plus peers nearest Somerset on median household income. Full ladder: /browse and /rankings.
median HH income
Wrens · lowest
37,192
Wrens · lowest
37,192 median HH income
26.8% of the leader · rank #1
Woodland · near
75,333
Woodland · near
75,333 median HH income
54.4% of the leader · rank #2
Somerset · this city
75,337
Somerset · this city
75,337 median HH income
54.4% of the leader · rank #3
Lake Nebagamon · near
75,341
Lake Nebagamon · near
75,341 median HH income
54.4% of the leader · rank #4
Newman · near
75,344
Newman · near
75,344 median HH income
54.4% of the leader · rank #5
Central Heigh… · near
75,347
Central Heigh… · near
75,347 median HH income
54.4% of the leader · rank #6
Dalworthingto… · highest
138,542
Dalworthingto… · highest
138,542 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Somerset on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,048.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Somerset - the verdict
Out of every US city with 1,000+ residents, Somerset places in the 57th percentile for household income and the 67th percentile for safety. Source: Census ACS + FBI UCR.
57th
percentile, household income
32nd
percentile, home value
40th
percentile, median rent
67th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Somerset, TX
Texas's Somerset is a small town, with 2,048 residents per the latest Census Bureau ACS figures. Median household income here is $75,337 per year, above the median for U.S. cities on this measure, with a poverty rate of 15.9%. Home values in Somerset run a median of $164,700, and the median resident age is 39.6 years. 13.7% of adults here have a bachelor's degree or higher; 43.7% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 2 residential units were authorized in 2024 (Construction Slowdown), down 78% from five years earlier. Somerset reports a comparatively low crime rate: FBI UCR figures show 933.0 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Somerset's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from reported crime to housing and income to schools and households to comparison shortlist to work and mobility to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Somerset, city-specific coverage includes commute-mode shares, matched public-school count, annual population history, FBI reported-crime rates, local building permits.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What can the FBI record say about safety in Somerset?
The joined FBI UCR record reports 933.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 59% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
How far does income reach against housing in Somerset?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 2.2 times median household income. The ACS poverty estimate is 15.9%, which keeps the citywide median from describing every household.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 5 public schools within the city match. 13.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Somerset?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Texas, the closest population matches are Arcola (2,050 residents, $73,778 income); Cooper (2,045 residents, $40,189 income); Ganado (2,045 residents, $45,513 income). Outside the state, the closest population matches in this dataset are Wrens, GA (2,048 residents); Hudson, IL (2,048 residents); Mount Jackson, VA (2,048 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Somerset?
Driving alone is the largest reported mode at 85.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Drive alone
85.0%
Work from home
1.5%
Public transit
0.0%
City-level Census ACS commuting estimates covering 740 workers age 16+.
Is Somerset growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +102 residents from 2020 to 2025, a +5.8% change. Separately, Census BPS recorded 2 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
2020 estimate
1,770
2025 estimate
1,872
Period change
+5.8%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Above median income · poverty 15.9% (High poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
D
City profile score · Somerset, TX
42/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income C
$75,337
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime C
165 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
15.9%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share F
13.7%
Adults with a bachelor's degree or higher; ACS.
Somerset profile (scored ACS/FBI dimensions)Read the chart values
Household income: 55/100 (C) · $75,337
Violent crime: 55/100 (C) · 165 /100k
Cost of living: 53/100 (C-) · 97.1 index
Poverty rate: 21/100 (F) · 15.9%
Bachelor's+ share: 17/100 (F) · 13.7%
Where Somerset sits on home value vs crime among peer cities
Somerset's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Somerset highlighted among 26 peers.Read the chart values
Somerset, TX (this city): home $164,700, crime 933/100k
Hudson, IL : home $221,100, crime 115/100k
Mount Jackson, VA : home $170,300, crime 1,582/100k
Arcola, TX : home $182,700, crime 2,007/100k
Ganado, TX : home $178,500, crime 397/100k
Dalworthington Gardens, TX : home $499,500, crime 485/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Somerset compare to other US cities?
Here's how Somerset stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income57% higher than other cities
Home value32% pricier than other cities
Median rent40% pricier than other cities
Safety67% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Texas and the picture shifts: Somerset ranks #211 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Somerset against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Somerset near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Somerset ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Somerset only against its own state's cities, not the full US field.
Median Household Income
#501 of 1,520
67th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#722 of 1,505
52nd percentile in Texas
Poverty Rate
#458 of 1,663
72nd percentile in Texas
Bachelor's Degree or Higher
#1,037 of 1,663
37th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
57th percentile nationally for median household income · 67th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Somerset's profile vs. every US city
Income, affordability, and safety percentile
Somerset's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Somerset's home value compares nationally
Median home value vs. every US city (population 1,000+)
$164,700Among the most affordablemore affordable than 68% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Somerset's home-value-to-income ratio: 2.2×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#2,394 of 15,516
More affordable than 85% of tracked cities (pop. 1,000+)
Size class
#2,252 of 11,323
Micro cities (under 10,000)
At 2.2×, Somerset sits in the affordable band:
national rank #2,394 of 15,516 and #2,252 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$75,337Somerset, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Somerset, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Somerset, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)13.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)15.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)43.7%
Census ACS S2301, share of working-age residents in the labor force
Population
2,048
Median Income
$75,337
Median Home Value
$164,700
Median Age
39.6
Poverty Rate
15.9%
Labor force participation
43.7%
Bachelor's Degree+
13.7%
Safety & Crime
Total Crime Rate
933.0
per 100,000 residents
Violent Crime
164.7
per 100,000 residents
Property Crime
768.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
5
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Somerset's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,770 residents
2021
1,782 residents
2022
1,810 residents
2023
1,823 residents
2024
1,862 residents
2025
1,872 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
9
9
0
$1.3M
2020
6
6
0
$0.9M
2021
10
10
0
$2.3M
2022
5
5
0
$1.3M
2023
9
9
0
$2.1M
2024
2
2
0
$0.6M
Permit volume decreased 78% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
85.0%
Carpool
9.5%
Public Transit
0.0%
Walk
2.0%
Work from Home
1.5%
Other
2.0%
Based on 740 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Somerset. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Somerset is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Somerset sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Somerset compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.