City profile · Texas · Census ACS 2023

Troy, TX

Population, income, housing, safety, climate and schools for Troy - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,628
Residents
$81,193
Median income
$188,200
Median home
$1,233
Median rent (state)

Troy - the verdict

Nationally, Troy sits in the 63rd percentile for household income and the 77th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

63rd
percentile, household income
39th
percentile, home value
39th
percentile, median rent
77th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Troy, TX

Census ACS 2023 estimates count 2,628 residents in Troy, a small town within Texas. Troy households earn a median of $81,193 annually, above the median for U.S. cities on this measure, with a poverty rate of 5.1%. Home values in Troy run a median of $188,200, and the median resident age is 32.5 years. Educational attainment runs 24.3% of adults with a bachelor's degree or higher. Separately, 58.1% of working-age residents are in the labor force.

In 2024, 71 residential building permits were authorized in Troy (Rapid Growth), up 22% from five years earlier, per Census BPS data. Troy reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 690.4 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,233 per month statewide. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). FEMA's National Risk Index rates natural-hazard exposure at 91.1 out of 100 (Very High).

Population

2,628 residents

Census ACS 2023 - Texas

Median Household Income

$81,193 /yr

Poverty 5.1%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Troy compare to other US cities?

Troy measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 63% higher than other cities
Home value 39% pricier than other cities
Median rent 39% pricier than other cities
Safety 77% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Texas and the picture shifts: Troy ranks #149 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Troy's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Texas, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

63rdIncome percentile
77thSafety percentile

63rd percentile nationally for median household income · 77th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Troy's profile vs. every US city

Income, affordability, and safety percentile

Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 67 Avg. percentile National median
Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Troy's home value compares nationally

Median home value vs. every US city (population 1,000+)

$188,200 Among the most affordable more affordable than 61% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). This entry sits in this band. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Troy $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Troy, TX Troy, TX's reported median household income shown against the U.S. national quintile-share pattern (not Troy, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Troy, TX median $81,193/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Troy, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Troy, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 24.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 58.1%

Census ACS S2301, share of working-age residents in the labor force

Population
2,628
Median Income
$81,193
Median Home Value
$188,200
Median Age
32.5
Poverty Rate
5.1%
Labor force participation
58.1%
Bachelor's Degree+
24.3%

Safety & Crime

Total Crime Rate
690.4
per 100,000 residents
Violent Crime
143.8
per 100,000 residents
Property Crime
546.6
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
4
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,000 residents2,500 residents3,000 residents3,500 residents4,000 residents 202020212022202320242025 2,413 residents 3,585 residents ▲ +48.6%
Troy's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Rapid Growth
Total Permits (2024)
71
housing units authorized
Single-Family
55
detached homes
Multifamily
16
apartments & condos
Supply Intensity
27
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 58
2020 29
2021 102
2022 183
2023 110
2024 71

Permit volume increased 22% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
85.6%
Carpool
9.8%
Public Transit
0.0%
Walk
0.0%
Work from Home
2.6%
Other
2.0%

Based on 1,072 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Troy sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,233/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
91.1 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Texas

Briarcliff
2,630 people
Merkel
2,630 people
Pottsboro
2,624 people
Overton
2,633 people
Floydada
2,618 people
Westworth
2,618 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Troy's 2,628 residents (Census ACS 5-Year 2023).

Pembroke, GA
2,628 people
Angola, NY
2,628 people
St. Pauls, NC
2,628 people
Belleville, WI
2,628 people
Boron, CA
2,627 people
Monticello, FL
2,627 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Troy's $81,193 (Census ACS 5-Year 2023, table B19013).

Flagler Beach, FL
$81,193 median income
Fishersville, VA
$81,190 median income
Williamsburg, FL
$81,200 median income
Obetz, OH
$81,200 median income
Pella, IA
$81,201 median income
Leeds, UT
$81,181 median income

Race & Ethnicity Composition

Race and ethnicity - Troy, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Troy, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 77.0% 16.3% ETHNICITY, Hispanic or Latino (any race) 28.9% White 77.0% Black or African American 2.8% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 4.0% Two or more races 16.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Troy compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Troy (this city) 2,628 $81,193
Briarcliff 2,630 $129,524
Merkel 2,630 $62,368
Pottsboro 2,624 $75,909
Census ACS 5-year FIPS TX FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Troy, TX?

What is the population of Troy, TX? +

2,628 people live in Troy, TX according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Troy, TX? +

The median household income in Troy is $81,193 per year, based on Census ACS 2023 data.

What is the cost of living in Troy? +

BEA does not publish a city-level cost-of-living figure for Troy; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is Troy, TX safe? +

Troy has a total crime rate of 690.4 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Troy, TX? +

Troy's median home value sits at $188,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.