City · Texas

Troy, Texas

Troy, city, in Bell County, Texas. Troy had 3,585 residents on July 1, 2025 by the Census Bureau's estimate, up 50.9% since 2020; the 2020 Census counted 2,375 and the ACS 2020-2024 5-year estimates put it at 2,844 (±22). GEOID 4873748.

Residents, July 2025 estimate

3,585

Census Bureau estimate (no margin published)
2020 Census count: 2,375 · ACS 2020-2024: 2,844 ±22

Median household income

$86,311

±$12,736 (90% margin)
Texas: $78,476

Median home value

$201,500

±$30,829 (90% margin)
Texas: $283,800

Median gross rent

$1,324

±$310 (90% margin)
Texas: $1,403

Where is Troy and what county is it in?

Troy is a city in Bell County, Texas. It covers 4.7 square miles of land, 510 residents per square mile in 2020.

Troy is in the Killeen-Temple, TX metropolitan statistical area, which takes in 3 counties (Census Bureau delineation, July 2023).

Troy (marked with a dot) in Bell County, Texas. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Troy, and is it growing?

The Census Bureau estimates that 3,585 people lived in Troy on July 1, 2025, up 50.9% since 2020, faster than Texas (+8.8%). The 2020 Census counted 2,375 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 2,844 (±22).

  • July 2020→2021 +77 (2,490)
  • 2021→2022 +243 (2,733)
  • 2022→2023 +438 (3,171)
  • 2023→2024 +262 (3,433)
  • 2024→2025 +152 (3,585)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure TroyBell CountyTexas Change since 2015-2019
Total population 2,844 ±22 386,897 30,188,424 no clear change
Households 973 ±95 142,305 10,992,816 no clear change
Average household size 2.92 ±0.29 2.65 2.69 no clear change
Housing units 1,001 ±99 155,018 12,128,515 no clear change

Troy's population since 2000

From 1,378 in 2000 to 3,585 in 2025: up 160.2%. The 2000, 2010 and 2020 figures are census counts, each for Troy as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 1,378
  • 2005 (estimate) 1,491
  • 2010 Census 1,645
  • 2015 (estimate) 1,863
  • 2020 Census 2,375
  • 2025 (estimate) 3,585

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Troy?

The median resident of Troy is 33.8 years old; 30.2% are under 18 and 13.9% are 65 or older. The largest group is non-Hispanic white residents at 64.6%, then Hispanic or Latino residents (of any race) at 28.6%. 3.2% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure TroyBell CountyTexas Change since 2015-2019
Median age 33.8 ±4.5 32.3 35.6 no clear change
Under 18 years 30.2% ±5.0 pts 27.5% 25.0% –
65 years and over 13.9% ±5.5 pts 11.9% 13.4% –
Male 48.5% ±4.7 pts 49.8% 49.9% –
Hispanic or Latino (any race) 28.6% ±9.0 pts 26.3% 39.7% no clear change
White alone, not Hispanic 64.6% ±9.7 pts 42.4% 39.1% −13.4 pts
Black or African American alone, not Hispanic 2.4% ±2.7 pts 21.5% 11.9% –
Asian alone, not Hispanic 0.0% ±1.7 pts 2.9% 5.5% –
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.7 pts 0.1% 0.1% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.7 pts 0.6% 0.1% –
Two or more races, not Hispanic 3.2% ±2.2 pts 5.8% 3.1% –
Some other race alone, not Hispanic 1.2% ±1.5 pts 0.4% 0.4% –
Born outside the United States 3.2% ±2.1 pts 8.6% 17.6% –
Speak a language other than English at home (age 5+) 4.6% ±2.8 pts 19.3% 35.1% –
Civilian veterans (age 18+) 9.3% ±4.1 pts 18.5% 6.2% –
With a disability 14.3% ±5.2 pts 15.2% 12.3% –
No health insurance coverage 9.0% ±5.6 pts 14.0% 17.1% no clear change
High school graduate or higher (age 25+) 92.5% ±4.8 pts 90.8% 86.0% –
Bachelor's degree or higher (age 25+) 22.1% ±5.9 pts 27.2% 33.8% no clear change
Graduate or professional degree (age 25+) 4.1% ±2.1 pts 9.0% 12.3% –
Lived in the same house a year earlier 85.5% ±6.0 pts 79.8% 86.0% –
Moved from another state in the past year 5.8% ±3.9 pts 5.1% 2.0% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Troy earn?

Half of Troy's 973 households earn less than $86,311 a year (±$12,736), against $68,865 in Bell County and $78,476 in Texas. In 2015-2019 it was $77,880 in 2024 dollars; the margins of error cannot tell the two periods apart. 4.0% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure TroyBell CountyTexas Change since 2015-2019
Median household income $86,311 ±$12,736 $68,865 $78,476 no clear change
Mean household income $93,140 ±$11,682 $89,510 $109,933 –
Per capita income $32,001 ±$4,081 $34,279 $40,752 no clear change
People below the poverty line 4.0% ±2.4 pts 14.5% 13.8% no clear change
Children under 18 below the poverty line 2.6% ±2.6 pts 20.4% 18.7% –
Households receiving SNAP 3.5% ±2.2 pts 13.0% 11.4% –
Households with a computer 95.5% ±5.0 pts 96.0% 96.3% –
Households with a broadband subscription 90.9% ±7.6 pts 90.9% 91.4% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Troy?

Owners occupy 65.4% of Troy's occupied homes and renters 34.6%. The median owner-occupied home is valued at $201,500 by its owner (±$30,829). The median renter pays $1,324 a month including utilities, and 23.2% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure TroyBell CountyTexas Change since 2015-2019
Median home value (owner-occupied) $201,500 ±$30,829 $241,000 $283,800 +$48,894
Median gross rent $1,324 ±$310 $1,224 $1,403 no clear change
Renters paying 35% or more of income on rent 23.2% ±14.2 pts 41.1% 42.3% –
Median monthly owner costs, with a mortgage $1,750 ±$340 $1,722 $2,106 –
Owner-occupied homes 65.4% ±9.3 pts 56.5% 62.6% no clear change
Renter-occupied homes 34.6% ±9.3 pts 43.5% 37.4% –
Housing units 1,001 ±99 155,018 12,128,515 no clear change
Homeowner vacancy rate 2.8% ±4.0 pts 1.4% 1.1% –
Rental vacancy rate 0.0% ±13.8 pts 5.8% 7.7% –
Single-family detached homes 76.8% ±9.6 pts 64.7% 64.4% –
Mobile homes 3.7% ±3.8 pts 6.0% 6.4% –
Built 2020 or later 9.5% ±7.0 pts 4.0% 4.0% –
Built 2010 to 2019 29.0% ±8.6 pts 20.8% 17.4% –
Built 1939 or earlier 5.7% ±5.0 pts 1.9% 3.1% –
Households with no vehicle 3.9% ±5.7 pts 5.3% 5.4% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How many new homes is Troy building?

Builders took permits for 52 new housing units in Troy in 2025 (42 in single-family houses), 14.5 per 1,000 residents against 6.6 across Texas.

  • 2019 58 units
  • 2020 29 units
  • 2021 102 units
  • 2022 183 units
  • 2023 110 units
  • 2024 71 units
  • 2025 52 units

Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.

Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey

How do people in Troy work and get to work?

86.0% of Troy's workers drive alone. The average trip to work takes 27.1 minutes.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure TroyBell CountyTexas Change since 2015-2019
In the labor force (age 16+) 64.2% ±6.9 pts 65.3% 65.3% –
Unemployment rate 5.6% ±4.3 pts 6.8% 5.3% –
Drove alone to work 86.0% ±6.8 pts 75.8% 71.4% –
Carpooled 9.2% ±5.5 pts 11.1% 10.0% –
Public transportation 0.0% ±4.0 pts 0.3% 0.9% –
Walked 0.0% ±4.0 pts 1.8% 1.5% –
Worked from home 2.4% ±1.6 pts 9.4% 14.4% –
Mean travel time to work 27.1 min ±6.8 23.9 min 26.7 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Troy?

No census tract lies mostly in Troy; 3 tracts reach into it (2020 census blocks).

Census tracts in Troy, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Troy
Tract 201.02Bell County3,968 $90,825 $229,90021%
Tract 201.01Bell County3,351 $72,794 $247,40022%
Tract 204.01Bell County4,324 $68,158 $186,2003%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Troy) · Census block assignment files

How does Troy compare with other places in Texas?

By the Census Bureau's July 2025 estimates, Troy is the 5,807th-most populous of the 19,476 U.S. incorporated places that have one and the 455th-most populous of 1,224 in Texas.

Troy ranks 273rd of 933 places in Texas with 1,000 or more residents and a reliable estimate, by median household income.

Troy's rank in Texas (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate455th1,224
Growth 2020-2025 (PEP)47th784
Residents per square mile826th979
Median household income273rd933
Per capita income480th978
Median home value476th950
Median gross rent287th852
Poverty rate685th716
Bachelor's degree or higher418th877
Median age676th973
Owner-occupied share646th973
Travel time to work421st976

Troy's figures with every place in Texas (CSV)

Every place in Texas, sortable · Compare Troy with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Troy?

18 of the 57 figures for Troy on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Troy are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Troy.