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Place dossier plate
SheetTX-WHITE-SETTLEMENT-TX · White Settlement, TX 18,119 pop · income 30th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around White Settlement
Lowest/highest poles plus peers nearest White Settlement on median household income. Full ladder: /browse and /rankings.
median HH income
Alice · lowest
46,963
Alice · lowest
46,963 median HH income
24.1% of the leader · rank #1
Valley City · near
56,471
Valley City · near
56,471 median HH income
28.9% of the leader · rank #2
White Settlem… · this city
56,472
White Settlem… · this city
56,472 median HH income
28.9% of the leader · rank #3
Brice · near
56,473
Brice · near
56,473 median HH income
28.9% of the leader · rank #4
Sanborn · near
56,477
Sanborn · near
56,477 median HH income
28.9% of the leader · rank #5
Clearville · near
56,477
Clearville · near
56,477 median HH income
28.9% of the leader · rank #6
Steiner Ranch · highest
195,181
Steiner Ranch · highest
195,181 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for White Settlement on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 18,119.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
White Settlement - the verdict
Out of every US city with 1,000+ residents, White Settlement places in the 30th percentile for household income and the 28th percentile for safety. Source: Census ACS + FBI UCR.
30th
percentile, household income
36th
percentile, home value
40th
percentile, median rent
28th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: White Settlement, TX
18,119 people live in White Settlement, Texas - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in White Settlement brings in $56,472 a year, below the median for U.S. cities on this measure, with a poverty rate of 7.8%. Home values in White Settlement run a median of $176,500, and the median resident age is 36.0 years. 18.3% of adults here have a bachelor's degree or higher; 59.5% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 24 residential units authorized here in 2024 (Construction Slowdown), down 56% from five years earlier. Crime here tracks close to the national norm: per-100,000 total crime stands at 2210.2 in FBI UCR data, near the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,149 per month. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of White Settlement's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to schools and households to housing and income to reported crime to comparison shortlist to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For White Settlement, city-specific coverage includes annual population history, matched public-school count, FBI reported-crime rates, local building permits, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in White Settlement?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 72.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
What does the education layer cover for White Settlement?
The NCES join finds 6 public schools within the city match. 18.3% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
How far does income reach against housing in White Settlement?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.1 times median household income. The ACS poverty estimate is 7.8%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Which cities make useful reference points for White Settlement?
Within Texas, the closest population matches are Brenham (18,086 residents, $57,207 income); Bay City (17,816 residents, $51,898 income); Alice (17,797 residents, $46,963 income). Outside the state, the closest population matches in this dataset are Colonial Park, PA (18,125 residents); Bourbonnais, IL (18,109 residents); Menasha, WI (18,130 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in White Settlement?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 2210.2 violent and property crimes per 100,000 residents, near the 2280.5 national reference used here. The difference is 3% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
1953.5
Violent rate
256.7
Total reported rate
2210.2
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Is White Settlement growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -336 residents from 2020 to 2025, a -1.8% change. Separately, Census BPS recorded 24 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
-1.8%
2025 estimate
17,932
2020 estimate
18,268
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Below median income · poverty 7.8% (Above-median poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
D
City profile score · White Settlement, TX
40/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate D
7.8%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime F
257 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income F
$56,472
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
18.3%
Adults with a bachelor's degree or higher; ACS.
White Settlement profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 53/100 (C-) · 97.1 index
Poverty rate: 48/100 (D) · 7.8%
Violent crime: 39/100 (F) · 257 /100k
Household income: 29/100 (F) · $56,472
Bachelor's+ share: 29/100 (F) · 18.3%
Where White Settlement sits on home value vs crime among peer cities
White Settlement's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - White Settlement highlighted among 10 peers.Read the chart values
White Settlement, TX (this city): home $176,500, crime 2,210/100k
Bourbonnais, IL : home $242,600, crime 821/100k
Menasha, WI : home $169,200, crime 1,061/100k
Sevierville, TN : home $264,000, crime 3,611/100k
Canby, OR : home $479,500, crime 1,114/100k
Brenham, TX : home $223,200, crime 2,569/100k
Bay City, TX : home $149,800, crime 3,424/100k
Alice, TX : home $107,700, crime 3,757/100k
Nederland, TX : home $196,600, crime 1,442/100k
Gainesville, TX : home $162,900, crime 1,788/100k
How does White Settlement compare to other US cities?
White Settlement measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income30% higher than other cities
Home value36% pricier than other cities
Median rent40% pricier than other cities
Safety28% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Texas and the picture shifts: White Settlement ranks #481 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares White Settlement against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places White Settlement near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, White Settlement ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares White Settlement only against its own state's cities, not the full US field.
Median Household Income
#953 of 1,520
37th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#661 of 1,505
56th percentile in Texas
Poverty Rate
#901 of 1,663
45th percentile in Texas
Bachelor's Degree or Higher
#755 of 1,663
54th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
30th percentile nationally for median household income · 28th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
White Settlement's profile vs. every US city
Income, affordability, and safety percentile
White Settlement's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How White Settlement's home value compares nationally
Median home value vs. every US city (population 1,000+)
$176,500Among the most affordablemore affordable than 64% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
White Settlement's home-value-to-income ratio: 3.1×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#7,317 of 15,516
More affordable than 53% of tracked cities (pop. 1,000+)
Size class
#1,081 of 3,317
Small cities (10,000–49,999)
At 3.1×, White Settlement sits in the moderate band:
national rank #7,317 of 15,516 and #1,081 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$56,472White Settlement, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context White Settlement, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for White Settlement, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)18.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)7.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.5%
Census ACS S2301, share of working-age residents in the labor force
Population
18,119
Median Income
$56,472
Median Home Value
$176,500
Median Age
36.0
Poverty Rate
7.8%
Labor force participation
59.5%
Bachelor's Degree+
18.3%
Safety & Crime
Total Crime Rate
2210.2
per 100,000 residents
Violent Crime
256.7
per 100,000 residents
Property Crime
1953.5
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
6
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
White Settlement's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
18,268 residents
2021
18,153 residents
2022
18,124 residents
2023
18,120 residents
2024
18,124 residents
2025
17,932 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
24
housing units authorized
Single-Family
24
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.3
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
54
54
0
$7.8M
2020
43
43
0
$6.3M
2021
55
53
2
$12.7M
2022
37
37
0
$6.8M
2023
8
8
0
$2.2M
2024
24
24
0
$8.4M
Permit volume decreased 56% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
72.4%
Carpool
16.1%
Public Transit
0.0%
Walk
0.6%
Work from Home
9.9%
Other
1.0%
Based on 8,321 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for White Settlement. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around White Settlement is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county White Settlement sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How White Settlement compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.