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Place dossier plate
SheetWI-CHAIN-O-LAKES-WI · Chain O' Lakes, WI 1,006 pop · income 65th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Chain O' Lakes
Lowest/highest poles plus peers nearest Chain O' Lakes on median household income. Full ladder: /browse and /rankings.
median HH income
White Plains · lowest
36,800
White Plains · lowest
36,800 median HH income
41.6% of the leader · rank #1
Chain O' Lakes · this city
83,438
Chain O' Lakes · this city
83,438 median HH income
94.3% of the leader · rank #2
Waikoloa Beac… · near
83,438
Waikoloa Beac… · near
83,438 median HH income
94.3% of the leader · rank #3
Goodell · near
83,438
Goodell · near
83,438 median HH income
94.3% of the leader · rank #4
Stockton · near
83,438
Stockton · near
83,438 median HH income
94.3% of the leader · rank #5
Boothwyn · near
83,444
Boothwyn · near
83,444 median HH income
94.3% of the leader · rank #6
Kekoskee · highest
88,500
Kekoskee · highest
88,500 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Chain O' Lakes on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,006.
Nationally, Chain O' Lakes sits in the 65th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
65th
percentile, household income
92nd
percentile, home value
29th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Chain O' Lakes, WI
Chain O' Lakes is a small town in Wisconsin, home to 1,006 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $83,438 per year, above the median for U.S. cities on this measure, with a poverty rate of 0.0%. Chain O' Lakes's housing stock carries a median value of $662,700, and the median resident age is 64.7 years. Educational attainment runs 62.8% of adults with a bachelor's degree or higher. Separately, 34.7% of working-age residents are in the labor force.
Living costs in Wisconsin run below the national norm: on BEA's 100-equals-national-average cost index, Wisconsin scores 94.1 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,097 per month. Monthly utility costs average around $225 across Wisconsin, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 59.1 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Chain O' Lakes's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Chain O' Lakes, city-specific coverage includes commute-mode shares.
No matched row is reported here for matched public-school count, local building permits, FBI reported-crime rates, within-city Census tract profiles, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Chain O' Lakes?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 7.9 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Chain O' Lakes?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Wisconsin, the closest population matches are Athens (1,005 residents, $49,904 income); Belmont (996 residents, $82,000 income); Sister Bay (1,016 residents, $57,679 income). Outside the state, the closest population matches in this dataset are Dexter, GA (1,006 residents); Woodbine, GA (1,006 residents); Wenona, IL (1,006 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What does the journey to work look like in Chain O' Lakes?
Driving alone is the largest reported mode at 86.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Above median income · poverty 0.0% (Very low poverty)
Cost of Living Index (state)
94.1 (US=100)
Near national cost · BEA RPP 2024, Wisconsin average
B+
City profile score · Chain O' Lakes, WI
79/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share A+
62.8%
Adults with a bachelor's degree or higher; ACS.
Cost of living B-
94.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income C+
$83,438
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Chain O' Lakes profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Bachelor's+ share: 93/100 (A+) · 62.8%
Cost of living: 68/100 (B-) · 94.1 index
Household income: 63/100 (C+) · $83,438
How does Chain O' Lakes compare to other US cities?
Here's how Chain O' Lakes stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income65% higher than other cities
Home value92% pricier than other cities
Median rent29% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Chain O' Lakes against every qualifying US city; each in-state rank narrows that to Wisconsin only. Full formula and direction notes: methodology.
Wisconsin-relative analysis
Median Gross Rent places Chain O' Lakes near the bottom of Wisconsin's cities
Among the 761 Wisconsin cities PlainCities tracks with reported median gross rent data, Chain O' Lakes ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Chain O' Lakes only against its own state's cities, not the full US field.
Median Household Income
#198 of 753
74th percentile in Wisconsin
Median Gross Rent
#1 of 761
0th percentile in Wisconsin
Median Home Value
#8 of 754
99th percentile in Wisconsin
Poverty Rate
#671 of 761
0th percentile in Wisconsin
Bachelor's Degree or Higher
#20 of 761
97th percentile in Wisconsin
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Wisconsin only, not a livability score. See the methodology for the source and calculation.
Gauge source note
65th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Chain O' Lakes's home value compares nationally
Median home value vs. every US city (population 1,000+)
$662,7008th percentilemore affordable than 8% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Chain O' Lakes's home-value-to-income ratio: 7.9×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,992 of 15,516
More affordable than 3% of tracked cities (pop. 1,000+)
Size class
#10,999 of 11,323
Micro cities (under 10,000)
At 7.9×, Chain O' Lakes sits in the pressured band:
national rank #14,992 of 15,516 and #10,999 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$83,438Chain O' Lakes, WI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Chain O' Lakes, WI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Chain O' Lakes, WI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)62.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)34.7%
Census ACS S2301, share of working-age residents in the labor force
Population
1,006
Median Income
$83,438
Median Home Value
$662,700
Median Age
64.7
Poverty Rate
0.0%
Labor force participation
34.7%
Bachelor's Degree+
62.8%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
86.9%
Carpool
5.9%
Public Transit
0.0%
Walk
2.8%
Work from Home
4.4%
Based on 321 workers 16 and over.
Monthly Utility Costs
Wisconsin statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Wisconsin at $225 (electricity about $100 , water and sewer about $45 ).
These are Wisconsin statewide averages, not a meter reading for Chain O' Lakes. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Wisconsin's BEA cost-of-living index is 94.1 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Chain O' Lakes is $1,097/mo. FEMA's National Risk Index, averaged to Wisconsin statewide on PlainCities, rates natural-hazard exposure at 59.1 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Wisconsin statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Chain O' Lakes sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Chain O' Lakes compares to similar-size Wisconsin cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.