Census tract · Grayson County
Census Tract 3.04, Grayson County, Texas
Census Tract 3.04, GEOID 48181000304, in Grayson County, Texas, partly within Sherwood Shores and Sadler. 3,217 residents in the ACS 2020-2024 5-year estimates (±524); the 2020 Census counted 3,673.
Residents, 2020-2024
3,217
±524 (90% margin)
2020 Census count: 3,673
Median household income
$85,897
±$8,435 (90% margin)
Grayson County: $72,182
Median home value
$249,800
±$33,734 (90% margin)
Grayson County: $248,400
Median gross rent
$1,375
±$757 (90% margin)
Grayson County: $1,310
Where is Census Tract 3.04?
Census Tract 3.04 is one of 30 census tracts in Grayson County, Texas. It covers 97.16 square miles of land, 38 residents per square mile in 2020. Its GEOID, 48181000304, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Sherwood Shores | 34% |
| Sadler | 1% |
4 census tracts border Census Tract 3.04: Tract 1 in Cooke County ($74,219), Tract 3.02 ($85,567), Tract 3.05 ($97,593) and Tract 11.04 ($95,192). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3.04?
The 2020-2024 American Community Survey puts Census Tract 3.04's population at 3,217 (±524) in 1,277 households; the 2020 Census counted 3,673 residents and 2,270 housing units.
| Measure | Tract 3.04 | Grayson County |
|---|---|---|
| Total population | 3,217 ±524 | 143,337 |
| Households | 1,277 ±137 | 55,248 |
| Average household size | 2.52 ±0.33 | 2.55 |
| Housing units | 2,006 ±183 | 62,132 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3.04?
The median resident of Census Tract 3.04 is 54.1 years old; 11.6% are under 18 and 29.3% are 65 or older. The largest group is non-Hispanic white residents at 88.6%, then Hispanic or Latino residents (of any race) at 4.4%.
| Measure | Tract 3.04 | Grayson County |
|---|---|---|
| Median age | 54.1 ±4.3 | 39.0 |
| Under 18 years | 11.6% ±4.0 pts | 24.0% |
| 65 years and over | 29.3% ±5.3 pts | 18.1% |
| Hispanic or Latino (any race) | 4.4% ±3.3 pts | 16.3% |
| White alone, not Hispanic | 88.6% ±4.5 pts | 71.1% |
| Black or African American alone, not Hispanic | 0.5% ±0.8 pts | 5.1% |
| Asian alone, not Hispanic | 0.9% ±1.5 pts | 1.5% |
| American Indian and Alaska Native alone, not Hispanic | 2.5% ±2.1 pts | 0.4% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.9% ±0.9 pts | 0.1% |
| Two or more races, not Hispanic | 2.2% ±1.4 pts | 4.9% |
| Some other race alone, not Hispanic | 0.1% ±0.2 pts | 0.5% |
| Born outside the United States | 1.6% ±1.6 pts | 7.7% |
| Speak a language other than English at home (age 5+) | 4.4% ±2.6 pts | 12.4% |
| Civilian veterans (age 18+) | 11.3% ±3.6 pts | 8.4% |
| With a disability | 23.3% ±6.4 pts | 13.6% |
| No health insurance coverage | 12.9% ±3.5 pts | 15.7% |
| High school graduate or higher (age 25+) | 91.7% ±4.3 pts | 89.9% |
| Bachelor's degree or higher (age 25+) | 19.0% ±4.8 pts | 23.9% |
| Graduate or professional degree (age 25+) | 6.5% ±2.6 pts | 7.8% |
| Lived in the same house a year earlier | 78.8% ±7.5 pts | 82.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3.04 earn?
Half of the 1,277 households in Census Tract 3.04 earn less than $85,897 a year (±$8,435), against $72,182 across Grayson County: 8th highest of the county's 30 tracts with a reliable estimate. 11.8% of residents live below the poverty line.
| Measure | Tract 3.04 | Grayson County |
|---|---|---|
| Median household income | $85,897 ±$8,435 | $72,182 |
| Mean household income | $111,458 ±$19,374 | $98,000 |
| Per capita income | $44,290 ±$8,271 | $38,174 |
| People below the poverty line | 11.8% ±4.4 pts | 11.2% |
| Children under 18 below the poverty line | 6.2% ±10.6 pts | 15.9% |
| Households receiving SNAP | 10.5% ±5.4 pts | 8.3% |
| Households with a computer | 95.7% ±3.3 pts | 95.1% |
| Households with a broadband subscription | 89.6% ±6.4 pts | 89.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3.04?
Owners occupy 92.0% of Census Tract 3.04's occupied homes and renters 8.0%. The median owner-occupied home is valued at $249,800 by its owner (±$33,734). The median renter pays $1,375 a month including utilities.
| Measure | Tract 3.04 | Grayson County |
|---|---|---|
| Median home value (owner-occupied) | $249,800 ±$33,734 | $248,400 |
| Median gross rent | $1,375 ±$757 | $1,310 |
| Renters paying 35% or more of income on rent | 15.9% ±19.4 pts | 44.2% |
| Median monthly owner costs, with a mortgage | $1,595 ±$256 | $1,830 |
| Owner-occupied homes | 92.0% ±3.1 pts | 66.8% |
| Renter-occupied homes | 8.0% ±3.1 pts | 33.2% |
| Housing units | 2,006 ±183 | 62,132 |
| Single-family detached homes | 72.1% ±7.2 pts | 71.8% |
| Mobile homes | 26.0% ±7.0 pts | 8.9% |
| Built 2020 or later | 2.9% ±2.2 pts | 4.4% |
| Built 2010 to 2019 | 25.4% ±6.1 pts | 14.4% |
| Built 1939 or earlier | 1.1% ±1.1 pts | 6.9% |
| Households with no vehicle | 4.2% ±3.0 pts | 3.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3.04 get to work?
63.6% of Census Tract 3.04's workers drive alone and 19.0% work from home. The average trip to work takes 28.6 minutes.
| Measure | Tract 3.04 | Grayson County |
|---|---|---|
| In the labor force (age 16+) | 48.7% ±6.7 pts | 62.5% |
| Unemployment rate | 4.9% ±3.8 pts | 3.1% |
| Drove alone to work | 63.6% ±8.4 pts | 72.5% |
| Carpooled | 13.6% ±7.1 pts | 11.6% |
| Public transportation | 1.0% ±1.6 pts | 0.4% |
| Walked | 1.0% ±1.3 pts | 1.5% |
| Worked from home | 19.0% ±8.9 pts | 12.6% |
| Mean travel time to work | 28.6 min ±3.2 | 25.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3.04 compare with the other tracts in Grayson County?
Among Grayson County's tracts with a reliable estimate, Census Tract 3.04 ranks as shown below (1 = highest).
| Measure | In Grayson County |
|---|---|
| Population | 26th of 30 |
| Residents per square mile | 30th of 30 |
| Median household income | 8th of 30 |
| Per capita income | 8th of 30 |
| Median home value | 14th of 28 |
| Median gross rent | 9th of 29 |
| Poverty rate | 15th of 25 |
| Bachelor's degree or higher | 19th of 29 |
| Median age | 2nd of 30 |
| Owner-occupied share | 1st of 30 |
The tracts next to it on Grayson County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1.01 | 5th | $92,528±$9,527 · within the margin of this tract |
| Tract 9.04 | 6th | $91,058±$13,748 · within the margin of this tract |
| Tract 9.01 | 7th | $88,583±$6,755 · within the margin of this tract |
| Tract 3.04 | 8th | $85,897±$8,435 |
| Tract 3.02 | 9th | $85,567±$16,695 · within the margin of this tract |
| Tract 1.02 | 10th | $83,940±$11,857 · within the margin of this tract |
| Tract 18.01 | 11th | $79,063±$12,302 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3.04?
3 of the 18 figures for Census Tract 3.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections