Census tract · Grayson County
Census Tract 9.04, Grayson County, Texas
Census Tract 9.04, GEOID 48181000904, in Grayson County, Texas, mostly within Sherman (82% of its census blocks). 5,384 residents in the ACS 2020-2024 5-year estimates (±745); the 2020 Census counted 4,583.
Residents, 2020-2024
5,384
±745 (90% margin)
2020 Census count: 4,583
Median household income
$91,058
±$13,748 (90% margin)
Grayson County: $72,182
Median home value
$266,800
±$37,568 (90% margin)
Grayson County: $248,400
Median gross rent
$1,402
±$172 (90% margin)
Grayson County: $1,310
Where is Census Tract 9.04?
Census Tract 9.04 is one of 30 census tracts in Grayson County, Texas. It covers 6.65 square miles of land, 689 residents per square mile in 2020. Its GEOID, 48181000904, names it uniquely (how tract numbers and GEOIDs work).
4 census tracts border Census Tract 9.04: Tract 9.01 ($88,583), Tract 9.03 ($44,529), Tract 11.01 ($75,417) and Tract 12 ($48,554). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9.04?
The 2020-2024 American Community Survey puts Census Tract 9.04's population at 5,384 (±745) in 2,375 households; the 2020 Census counted 4,583 residents and 2,256 housing units.
| Measure | Tract 9.04 | Sherman |
|---|---|---|
| Total population | 5,384 ±745 | 46,397 |
| Households | 2,375 ±249 | 18,304 |
| Average household size | 2.27 ±0.18 | 2.43 |
| Housing units | 2,537 ±273 | 19,846 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9.04?
The median resident of Census Tract 9.04 is 42.5 years old; 18.6% are under 18 and 18.8% are 65 or older. The largest group is non-Hispanic white residents at 76.5%, then Hispanic or Latino residents (of any race) at 9.9%.
| Measure | Tract 9.04 | Sherman |
|---|---|---|
| Median age | 42.5 ±7.8 | 35.3 |
| Under 18 years | 18.6% ±4.4 pts | 23.9% |
| 65 years and over | 18.8% ±4.5 pts | 15.8% |
| Hispanic or Latino (any race) | 9.9% ±3.9 pts | 21.2% |
| White alone, not Hispanic | 76.5% ±6.5 pts | 61.0% |
| Black or African American alone, not Hispanic | 2.9% ±2.3 pts | 9.4% |
| Asian alone, not Hispanic | 5.3% ±5.8 pts | 2.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.5% ±0.5 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.3% |
| Two or more races, not Hispanic | 4.8% ±2.0 pts | 4.6% |
| Some other race alone, not Hispanic | 0.1% ±0.1 pts | 0.8% |
| Born outside the United States | 4.7% ±3.4 pts | 11.3% |
| Speak a language other than English at home (age 5+) | 5.8% ±3.7 pts | 16.8% |
| Civilian veterans (age 18+) | 7.6% ±2.8 pts | 6.1% |
| With a disability | 14.7% ±4.7 pts | 13.5% |
| No health insurance coverage | 19.3% ±7.9 pts | 17.4% |
| High school graduate or higher (age 25+) | 92.7% ±4.1 pts | 88.8% |
| Bachelor's degree or higher (age 25+) | 28.7% ±7.1 pts | 24.2% |
| Graduate or professional degree (age 25+) | 10.0% ±4.6 pts | 8.8% |
| Lived in the same house a year earlier | 72.8% ±9.9 pts | 77.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9.04 earn?
Half of the 2,375 households in Census Tract 9.04 earn less than $91,058 a year (±$13,748), against $72,182 across Grayson County: 6th highest of the county's 30 tracts with a reliable estimate. 3.5% of residents live below the poverty line.
| Measure | Tract 9.04 | Sherman |
|---|---|---|
| Median household income | $91,058 ±$13,748 | $58,859 |
| Mean household income | $99,248 ±$10,219 | $82,760 |
| Per capita income | $43,542 ±$5,243 | $33,342 |
| People below the poverty line | 3.5% ±2.0 pts | 12.7% |
| Children under 18 below the poverty line | 0.4% ±0.8 pts | 19.1% |
| Households receiving SNAP | 3.6% ±2.4 pts | 9.8% |
| Households with a computer | 97.7% ±1.8 pts | 96.5% |
| Households with a broadband subscription | 94.9% ±2.7 pts | 91.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9.04?
Owners occupy 58.8% of Census Tract 9.04's occupied homes and renters 41.2%. The median owner-occupied home is valued at $266,800 by its owner (±$37,568). The median renter pays $1,402 a month including utilities, and 29.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 9.04 | Sherman |
|---|---|---|
| Median home value (owner-occupied) | $266,800 ±$37,568 | $243,500 |
| Median gross rent | $1,402 ±$172 | $1,324 |
| Renters paying 35% or more of income on rent | 29.1% ±13.5 pts | 48.9% |
| Median monthly owner costs, with a mortgage | $2,023 ±$229 | $1,758 |
| Owner-occupied homes | 58.8% ±8.9 pts | 52.7% |
| Renter-occupied homes | 41.2% ±8.9 pts | 47.3% |
| Housing units | 2,537 ±273 | 19,846 |
| Single-family detached homes | 58.1% ±8.1 pts | 67.0% |
| Mobile homes | 6.3% ±2.6 pts | 0.7% |
| Built 2020 or later | 5.3% ±4.0 pts | 3.8% |
| Built 2010 to 2019 | 22.2% ±9.2 pts | 10.6% |
| Built 1939 or earlier | 0.0% ±1.9 pts | 7.5% |
| Households with no vehicle | 6.0% ±4.7 pts | 4.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9.04 get to work?
74.9% of Census Tract 9.04's workers drive alone and 17.2% work from home. The average trip to work takes 26.7 minutes.
| Measure | Tract 9.04 | Sherman |
|---|---|---|
| In the labor force (age 16+) | 70.6% ±6.6 pts | 64.0% |
| Unemployment rate | 1.7% ±1.5 pts | 2.6% |
| Drove alone to work | 74.9% ±6.7 pts | 75.3% |
| Carpooled | 7.2% ±4.4 pts | 10.1% |
| Public transportation | 0.6% ±1.0 pts | 0.2% |
| Walked | 0.2% ±0.3 pts | 1.6% |
| Worked from home | 17.2% ±6.2 pts | 11.2% |
| Mean travel time to work | 26.7 min ±6.4 | 23.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9.04 compare with the other tracts in Grayson County?
Among Grayson County's tracts with a reliable estimate, Census Tract 9.04 ranks as shown below (1 = highest).
| Measure | In Grayson County | In Sherman |
|---|---|---|
| Population | 11th of 30 | 5th of 9 |
| Residents per square mile | 11th of 30 | 6th of 9 |
| Median household income | 6th of 30 | 1st of 9 |
| Per capita income | 10th of 30 | 2nd of 9 |
| Median home value | 11th of 28 | 3rd of 7 |
| Median gross rent | 8th of 29 | 4th of 9 |
| Poverty rate | 24th of 25 | 9th of 9 |
| Bachelor's degree or higher | 5th of 29 | 3rd of 8 |
| Median age | 9th of 30 | 3rd of 9 |
| Owner-occupied share | 21st of 30 | 5th of 9 |
The tracts next to it on Grayson County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3.05 | 3rd | $97,593±$25,884 · within the margin of this tract |
| Tract 11.04 | 4th | $95,192±$33,214 · within the margin of this tract |
| Tract 1.01 | 5th | $92,528±$9,527 · within the margin of this tract |
| Tract 9.04 | 6th | $91,058±$13,748 |
| Tract 9.01 | 7th | $88,583±$6,755 · within the margin of this tract |
| Tract 3.04 | 8th | $85,897±$8,435 · within the margin of this tract |
| Tract 3.02 | 9th | $85,567±$16,695 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9.04?
2 of the 18 figures for Census Tract 9.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections