Census tract · Black Hawk County

Census Tract 11, Black Hawk County, Iowa

Census Tract 11, GEOID 19013001100, in Black Hawk County, Iowa, entirely within Waterloo. 2,900 residents in the ACS 2020-2024 5-year estimates (±380); the 2020 Census counted 2,861.

Residents, 2020-2024

2,900

±380 (90% margin)
2020 Census count: 2,861

Median household income

$60,245

±$9,426 (90% margin)
Black Hawk County: $66,417

Median home value

$123,500

±$16,502 (90% margin)
Black Hawk County: $188,900

Median gross rent

$973

±$122 (90% margin)
Black Hawk County: $989

Where is Census Tract 11?

Census Tract 11 is one of 39 census tracts in Black Hawk County, Iowa. It covers 0.50 square miles of land, 5,699 residents per square mile in 2020. Its GEOID, 19013001100, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 11 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Waterloo100%
Census Tract 11 (marked with a dot) in Black Hawk County, Iowa. Boundaries: Census Bureau 2024.
2101214 11 0.5 mi
Census Tract 11 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

4 census tracts border Census Tract 11: Tract 2 ($46,513), Tract 10 ($63,210), Tract 12 ($68,029) and Tract 14 ($74,549). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 11?

The 2020-2024 American Community Survey puts Census Tract 11's population at 2,900 (±380) in 1,315 households; the 2020 Census counted 2,861 residents and 1,232 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 11WaterlooBlack Hawk CountyIowa
Total population 2,900 ±380 67,008 131,049 3,210,507
Households 1,315 ±205 29,283 54,563 1,315,707
Average household size 2.20 ±0.24 2.25 2.31 2.36
Housing units 1,340 ±207 32,143 58,991 1,437,699

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 11?

The median resident of Census Tract 11 is 35.1 years old; 25.9% are under 18 and 15.3% are 65 or older. The largest group is non-Hispanic white residents at 66.6%, then Hispanic or Latino residents (of any race) at 14.2%. 7.1% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 11WaterlooBlack Hawk CountyIowa
Median age 35.1 ±7.4 36.7 35.7 38.6
Under 18 years 25.9% ±4.6 pts 24.5% 21.9% 22.9%
65 years and over 15.3% ±5.1 pts 17.0% 17.7% 18.1%
Hispanic or Latino (any race) 14.2% ±8.7 pts 8.4% 5.2% 7.3%
White alone, not Hispanic 66.6% ±12.1 pts 65.5% 78.1% 82.3%
Black or African American alone, not Hispanic 11.6% ±10.4 pts 16.4% 9.1% 3.8%
Asian alone, not Hispanic 6.0% ±8.0 pts 3.2% 2.7% 2.5%
American Indian and Alaska Native alone, not Hispanic 0.3% ±0.4 pts 0.1% 0.1% 0.2%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.9 pts 1.4% 0.7% 0.2%
Two or more races, not Hispanic 1.3% ±1.5 pts 4.9% 3.9% 3.5%
Some other race alone, not Hispanic 0.0% ±0.9 pts 0.1% 0.2% 0.3%
Born outside the United States 7.1% ±4.3 pts 10.1% 6.5% 5.9%
Speak a language other than English at home (age 5+) 20.5% ±9.5 pts 14.0% 8.8% 9.1%
Civilian veterans (age 18+) 6.1% ±3.9 pts 6.3% 5.7% 6.5%
With a disability 21.8% ±7.6 pts 14.9% 13.3% 12.6%
No health insurance coverage 8.9% ±4.7 pts 7.0% 5.1% 5.0%
High school graduate or higher (age 25+) 89.4% ±5.7 pts 89.6% 92.9% 93.3%
Bachelor's degree or higher (age 25+) 21.9% ±7.6 pts 21.8% 30.3% 31.4%
Graduate or professional degree (age 25+) 3.3% ±2.7 pts 7.0% 11.0% 10.5%
Lived in the same house a year earlier 89.4% ±6.2 pts 85.8% 83.8% 87.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 11 earn?

Half of the 1,315 households in Census Tract 11 earn less than $60,245 a year (±$9,426), against $66,417 across Black Hawk County: 25th highest of the county's 38 tracts with a reliable estimate. 13.8% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 11WaterlooBlack Hawk CountyIowa
Median household income $60,245 ±$9,426 $57,480 $66,417 $75,059
Mean household income $65,632 ±$7,306 $74,903 $89,163 $98,187
Per capita income $29,951 ±$3,067 $32,837 $37,541 $40,877
People below the poverty line 13.8% ±8.5 pts 16.6% 14.9% 11.1%
Children under 18 below the poverty line 26.6% ±22.4 pts 22.5% 17.2% 12.9%
Households receiving SNAP 8.8% ±6.0 pts 15.3% 11.1% 8.8%
Households with a computer 98.8% ±1.9 pts 94.0% 95.2% 94.7%
Households with a broadband subscription 93.0% ±5.4 pts 87.2% 89.4% 88.9%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 11?

Owners occupy 78.4% of Census Tract 11's occupied homes and renters 21.6%. The median owner-occupied home is valued at $123,500 by its owner (±$16,502). The median renter pays $973 a month including utilities, and 25.8% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 11WaterlooBlack Hawk CountyIowa
Median home value (owner-occupied) $123,500 ±$16,502 $152,600 $188,900 $208,000
Median gross rent $973 ±$122 $923 $989 $972
Renters paying 35% or more of income on rent 25.8% ±16.8 pts 38.9% 41.0% 35.2%
Median monthly owner costs, with a mortgage $933 ±$82 $1,244 $1,429 $1,533
Owner-occupied homes 78.4% ±9.4 pts 62.1% 66.2% 71.7%
Renter-occupied homes 21.6% ±9.4 pts 37.9% 33.8% 28.3%
Housing units 1,340 ±207 32,143 58,991 1,437,699
Single-family detached homes 92.4% ±5.5 pts 68.9% 69.8% 72.2%
Mobile homes 0.0% ±1.8 pts 3.3% 3.0% 3.2%
Built 2020 or later 0.0% ±1.8 pts 0.7% 1.0% 1.7%
Built 2010 to 2019 3.1% ±4.2 pts 5.5% 7.6% 9.2%
Built 1939 or earlier 24.3% ±8.5 pts 21.6% 18.2% 23.5%
Households with no vehicle 2.2% ±3.6 pts 7.8% 6.3% 5.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 11 get to work?

77.6% of Census Tract 11's workers drive alone. The average trip to work takes 23.8 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 11WaterlooBlack Hawk CountyIowa
In the labor force (age 16+) 72.8% ±8.1 pts 65.6% 66.7% 66.4%
Unemployment rate 2.8% ±3.3 pts 5.3% 4.6% 3.6%
Drove alone to work 77.6% ±9.5 pts 78.1% 78.4% 76.0%
Carpooled 15.0% ±8.4 pts 11.4% 8.5% 7.8%
Public transportation 0.3% ±0.6 pts 0.4% 0.2% 0.7%
Walked 0.6% ±1.0 pts 1.6% 3.0% 2.9%
Worked from home 6.5% ±5.4 pts 7.6% 8.9% 11.3%
Mean travel time to work 23.8 min ±8.4 15.9 min 15.9 min 19.8 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 11 compare with the other tracts in Black Hawk County?

Among Black Hawk County's tracts with a reliable estimate, Census Tract 11 ranks as shown below (1 = highest).

Census Tract 11's rank among the tracts of Black Hawk County and of Waterloo
MeasureIn Black Hawk CountyIn Waterloo
Population23rd of 3911th of 24
Residents per square mile3rd of 392nd of 24
Median household income25th of 3812th of 23
Per capita income26th of 3913th of 24
Median home value28th of 3813th of 23
Median gross rent21st of 3611th of 22
Poverty rate18th of 3413th of 22
Bachelor's degree or higher23rd of 359th of 20
Median age26th of 3917th of 24
Owner-occupied share10th of 394th of 24

The tracts next to it on Black Hawk County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 1622nd$61,964±$28,772 · within the margin of this tract2,772
Tract 2023rd$61,566±$5,793 · within the margin of this tract5,104
Tract 13.0224th$60,893±$12,622 · within the margin of this tract3,957
Tract 1125th$60,245±$9,4262,900
Tract 15.0226th$59,112±$8,474 · within the margin of this tract4,011
Tract 927th$57,768±$9,533 · within the margin of this tract2,195
Tract 23.0428th$55,742±$12,405 · within the margin of this tract2,670

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 11?

3 of the 18 figures for Census Tract 11 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections