Census tract · Grayson County
Census Tract 20, Grayson County, Texas
Census Tract 20, GEOID 48181002000, in Grayson County, Texas, entirely within Sherman. 3,897 residents in the ACS 2020-2024 5-year estimates (±546); the 2020 Census counted 3,418.
Residents, 2020-2024
3,897
±546 (90% margin)
2020 Census count: 3,418
Median household income
$41,818
±$12,864 (90% margin)
Grayson County: $72,182
Median home value
$197,900
±$161,954 (90% margin)
Grayson County: $248,400
Median gross rent
$1,504
±$248 (90% margin)
Grayson County: $1,310
Where is Census Tract 20?
Census Tract 20 is one of 30 census tracts in Grayson County, Texas. It covers 1.56 square miles of land, 2,185 residents per square mile in 2020. Its GEOID, 48181002000, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Sherman | 100% |
6 census tracts border Census Tract 20: Tract 9.03 ($44,529), Tract 12 ($48,554), Tract 13 ($58,311), Tract 14 ($51,935), Tract 15 ($63,681) and Tract 17 ($56,828). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 20?
The 2020-2024 American Community Survey puts Census Tract 20's population at 3,897 (±546) in 1,246 households; the 2020 Census counted 3,418 residents and 1,210 housing units.
| Measure | Tract 20 | Sherman |
|---|---|---|
| Total population | 3,897 ±546 | 46,397 |
| Households | 1,246 ±172 | 18,304 |
| Average household size | 2.78 ±0.27 | 2.43 |
| Housing units | 1,291 ±173 | 19,846 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 20?
The median resident of Census Tract 20 is 31.5 years old; 30.3% are under 18 and 9.8% are 65 or older. The largest group is non-Hispanic white residents at 38.6%, then Hispanic or Latino residents (of any race) at 32.1%. 16.8% of residents were born outside the United States.
| Measure | Tract 20 | Sherman |
|---|---|---|
| Median age | 31.5 ±4.4 | 35.3 |
| Under 18 years | 30.3% ±5.7 pts | 23.9% |
| 65 years and over | 9.8% ±3.6 pts | 15.8% |
| Hispanic or Latino (any race) | 32.1% ±8.2 pts | 21.2% |
| White alone, not Hispanic | 38.6% ±10.3 pts | 61.0% |
| Black or African American alone, not Hispanic | 18.9% ±5.1 pts | 9.4% |
| Asian alone, not Hispanic | 0.0% ±1.3 pts | 2.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.3 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.3 pts | 0.3% |
| Two or more races, not Hispanic | 3.6% ±3.4 pts | 4.6% |
| Some other race alone, not Hispanic | 6.8% ±7.9 pts | 0.8% |
| Born outside the United States | 16.8% ±6.3 pts | 11.3% |
| Speak a language other than English at home (age 5+) | 22.7% ±6.4 pts | 16.8% |
| Civilian veterans (age 18+) | 2.3% ±1.8 pts | 6.1% |
| With a disability | 11.4% ±5.3 pts | 13.5% |
| No health insurance coverage | 22.6% ±7.0 pts | 17.4% |
| High school graduate or higher (age 25+) | 76.5% ±7.2 pts | 88.8% |
| Bachelor's degree or higher (age 25+) | 14.9% ±6.5 pts | 24.2% |
| Graduate or professional degree (age 25+) | 6.4% ±4.4 pts | 8.8% |
| Lived in the same house a year earlier | 78.3% ±9.0 pts | 77.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 20 earn?
Half of the 1,246 households in Census Tract 20 earn less than $41,818 a year (±$12,864), against $72,182 across Grayson County: 30th highest of the county's 30 tracts with a reliable estimate. 18.4% of residents live below the poverty line.
| Measure | Tract 20 | Sherman |
|---|---|---|
| Median household income | $41,818 ±$12,864 | $58,859 |
| Mean household income | $60,588 ±$18,029 | $82,760 |
| Per capita income | $20,308 ±$5,555 | $33,342 |
| People below the poverty line | 18.4% ±8.2 pts | 12.7% |
| Children under 18 below the poverty line | 9.7% ±12.2 pts | 19.1% |
| Households receiving SNAP | 13.8% ±7.6 pts | 9.8% |
| Households with a computer | 94.5% ±4.8 pts | 96.5% |
| Households with a broadband subscription | 86.9% ±7.4 pts | 91.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 20?
Owners occupy 31.7% of Census Tract 20's occupied homes and renters 68.3%. The median renter pays $1,504 a month including utilities, and 54.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 20 | Sherman |
|---|---|---|
| Median home value (owner-occupied) | $197,900 ±$161,954 | $243,500 |
| Median gross rent | $1,504 ±$248 | $1,324 |
| Renters paying 35% or more of income on rent | 54.4% ±17.6 pts | 48.9% |
| Median monthly owner costs, with a mortgage | $1,617 ±$218 | $1,758 |
| Owner-occupied homes | 31.7% ±11.6 pts | 52.7% |
| Renter-occupied homes | 68.3% ±11.6 pts | 47.3% |
| Housing units | 1,291 ±173 | 19,846 |
| Single-family detached homes | 80.4% ±10.0 pts | 67.0% |
| Mobile homes | 0.0% ±3.8 pts | 0.7% |
| Built 2020 or later | 0.0% ±3.8 pts | 3.8% |
| Built 2010 to 2019 | 18.6% ±9.0 pts | 10.6% |
| Built 1939 or earlier | 18.7% ±9.2 pts | 7.5% |
| Households with no vehicle | 11.6% ±8.5 pts | 4.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 20 get to work?
72.5% of Census Tract 20's workers drive alone. The average trip to work takes 21.5 minutes.
| Measure | Tract 20 | Sherman |
|---|---|---|
| In the labor force (age 16+) | 48.6% ±6.7 pts | 64.0% |
| Unemployment rate | 1.3% ±2.2 pts | 2.6% |
| Drove alone to work | 72.5% ±10.3 pts | 75.3% |
| Carpooled | 18.9% ±10.3 pts | 10.1% |
| Public transportation | 0.0% ±3.6 pts | 0.2% |
| Walked | 0.0% ±3.6 pts | 1.6% |
| Worked from home | 0.7% ±1.1 pts | 11.2% |
| Mean travel time to work | 21.5 min ±3.1 | 23.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 20 compare with the other tracts in Grayson County?
Among Grayson County's tracts with a reliable estimate, Census Tract 20 ranks as shown below (1 = highest).
| Measure | In Grayson County | In Sherman |
|---|---|---|
| Population | 20th of 30 | 8th of 9 |
| Residents per square mile | 4th of 30 | 3rd of 9 |
| Median household income | 30th of 30 | 9th of 9 |
| Per capita income | 30th of 30 | 9th of 9 |
| Median gross rent | 4th of 29 | 2nd of 9 |
| Poverty rate | 5th of 25 | 2nd of 9 |
| Bachelor's degree or higher | 26th of 29 | 7th of 8 |
| Median age | 26th of 30 | 7th of 9 |
| Owner-occupied share | 29th of 30 | 8th of 9 |
The tracts next to it on Grayson County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 12 | 27th | $48,554±$17,931 · within the margin of this tract |
| Tract 5.01 | 28th | $48,542±$10,194 · within the margin of this tract |
| Tract 9.03 | 29th | $44,529±$8,840 · within the margin of this tract |
| Tract 20 | 30th | $41,818±$12,864 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 20?
3 of the 18 figures for Census Tract 20 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections