Census tract · Buncombe County
Census Tract 28.03, Buncombe County, North Carolina
Census Tract 28.03, GEOID 37021002803, in Buncombe County, North Carolina, outside any city, town or census-designated place. 4,654 residents in the ACS 2020-2024 5-year estimates (±827); the 2020 Census counted 4,410.
Residents, 2020-2024
4,654
±827 (90% margin)
2020 Census count: 4,410
Median household income
$79,093
±$18,322 (90% margin)
Buncombe County: $74,436
Median home value
$366,200
±$51,490 (90% margin)
Buncombe County: $391,800
Median gross rent
$1,035
±$176 (90% margin)
Buncombe County: $1,362
Where is Census Tract 28.03?
Census Tract 28.03 is one of 65 census tracts in Buncombe County, North Carolina. It covers 11.51 square miles of land, 383 residents per square mile in 2020. Its GEOID, 37021002803, names it uniquely (how tract numbers and GEOIDs work).
6 census tracts border Census Tract 28.03: Tract 26.04 ($73,338), Tract 27.01 ($86,250), Tract 27.02 ($85,568), Tract 28.04 ($84,432), Tract 105 in Madison County ($59,677) and Tract 106.02 in Madison County ($75,855). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 28.03?
The 2020-2024 American Community Survey puts Census Tract 28.03's population at 4,654 (±827) in 1,565 households; the 2020 Census counted 4,410 residents and 1,845 housing units.
| Measure | Tract 28.03 | Buncombe County |
|---|---|---|
| Total population | 4,654 ±827 | 274,360 |
| Households | 1,565 ±203 | 101,855 |
| Average household size | 2.97 ±0.40 | 2.62 |
| Housing units | 1,941 ±186 | 134,483 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 28.03?
The median resident of Census Tract 28.03 is 44.5 years old; 21.5% are under 18 and 14.9% are 65 or older. The largest group is non-Hispanic white residents at 81.6%, then Hispanic or Latino residents (of any race) at 15.0%. 13.0% of residents were born outside the United States.
| Measure | Tract 28.03 | Buncombe County |
|---|---|---|
| Median age | 44.5 ±4.5 | 42.6 |
| Under 18 years | 21.5% ±5.4 pts | 17.8% |
| 65 years and over | 14.9% ±4.0 pts | 21.2% |
| Hispanic or Latino (any race) | 15.0% ±6.5 pts | 8.6% |
| White alone, not Hispanic | 81.6% ±6.9 pts | 80.8% |
| Black or African American alone, not Hispanic | 0.1% ±0.1 pts | 4.8% |
| Asian alone, not Hispanic | 0.3% ±0.4 pts | 1.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 2.9% ±2.1 pts | 4.3% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.4% |
| Born outside the United States | 13.0% ±5.5 pts | 6.7% |
| Speak a language other than English at home (age 5+) | 12.3% ±5.8 pts | 9.4% |
| Civilian veterans (age 18+) | 3.0% ±2.1 pts | 6.3% |
| With a disability | 17.8% ±8.8 pts | 14.4% |
| No health insurance coverage | 15.9% ±10.5 pts | 10.9% |
| High school graduate or higher (age 25+) | 90.4% ±5.9 pts | 92.6% |
| Bachelor's degree or higher (age 25+) | 30.1% ±8.5 pts | 45.9% |
| Graduate or professional degree (age 25+) | 10.6% ±4.1 pts | 19.0% |
| Lived in the same house a year earlier | 99.1% ±1.0 pts | 88.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 28.03 earn?
Half of the 1,565 households in Census Tract 28.03 earn less than $79,093 a year (±$18,322), against $74,436 across Buncombe County: 28th highest of the county's 61 tracts with a reliable estimate.
| Measure | Tract 28.03 | Buncombe County |
|---|---|---|
| Median household income | $79,093 ±$18,322 | $74,436 |
| Mean household income | $100,652 ±$20,190 | $105,560 |
| Per capita income | $36,221 ±$8,439 | $43,371 |
| People below the poverty line | 17.6% ±11.7 pts | 11.8% |
| Children under 18 below the poverty line | 15.0% ±14.8 pts | 14.7% |
| Households receiving SNAP | 10.5% ±7.1 pts | 9.5% |
| Households with a computer | 94.0% ±4.7 pts | 93.4% |
| Households with a broadband subscription | 89.9% ±5.8 pts | 90.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 28.03?
Owners occupy 78.8% of Census Tract 28.03's occupied homes and renters 21.2%. The median owner-occupied home is valued at $366,200 by its owner (±$51,490). The median renter pays $1,035 a month including utilities.
| Measure | Tract 28.03 | Buncombe County |
|---|---|---|
| Median home value (owner-occupied) | $366,200 ±$51,490 | $391,800 |
| Median gross rent | $1,035 ±$176 | $1,362 |
| Renters paying 35% or more of income on rent | 31.6% ±22.8 pts | 41.8% |
| Median monthly owner costs, with a mortgage | $1,847 ±$167 | $1,785 |
| Owner-occupied homes | 78.8% ±7.4 pts | 66.2% |
| Renter-occupied homes | 21.2% ±7.4 pts | 33.8% |
| Housing units | 1,941 ±186 | 134,483 |
| Single-family detached homes | 66.3% ±8.3 pts | 63.8% |
| Mobile homes | 29.1% ±8.0 pts | 11.9% |
| Built 2020 or later | 7.7% ±4.7 pts | 4.6% |
| Built 2010 to 2019 | 10.8% ±4.9 pts | 14.5% |
| Built 1939 or earlier | 2.5% ±2.5 pts | 10.9% |
| Households with no vehicle | 3.5% ±5.1 pts | 4.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 28.03 get to work?
71.4% of Census Tract 28.03's workers drive alone and 12.5% work from home. The average trip to work takes 23.7 minutes.
| Measure | Tract 28.03 | Buncombe County |
|---|---|---|
| In the labor force (age 16+) | 56.6% ±10.1 pts | 59.1% |
| Unemployment rate | 2.0% ±2.2 pts | 4.3% |
| Drove alone to work | 71.4% ±10.8 pts | 70.5% |
| Carpooled | 16.1% ±11.3 pts | 7.6% |
| Public transportation | 0.0% ±2.0 pts | 0.7% |
| Walked | 0.0% ±2.0 pts | 1.9% |
| Worked from home | 12.5% ±5.2 pts | 17.6% |
| Mean travel time to work | 23.7 min ±2.8 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 28.03 compare with the other tracts in Buncombe County?
Among Buncombe County's tracts with a reliable estimate, Census Tract 28.03 ranks as shown below (1 = highest).
| Measure | In Buncombe County |
|---|---|
| Population | 28th of 65 |
| Residents per square mile | 46th of 65 |
| Median household income | 28th of 61 |
| Per capita income | 45th of 65 |
| Median home value | 41st of 65 |
| Median gross rent | 52nd of 60 |
| Bachelor's degree or higher | 54th of 64 |
| Median age | 28th of 65 |
| Owner-occupied share | 20th of 65 |
The tracts next to it on Buncombe County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 25.05 | 25th | $82,250±$27,587 · within the margin of this tract |
| Tract 7 | 26th | $82,083±$10,273 · within the margin of this tract |
| Tract 31.03 | 27th | $81,810±$15,988 · within the margin of this tract |
| Tract 28.03 | 28th | $79,093±$18,322 |
| Tract 31.05 | 29th | $76,652±$18,382 · within the margin of this tract |
| Tract 30.02 | 30th | $75,038±$14,439 · within the margin of this tract |
| Tract 23.05 | 31st | $74,579±$7,869 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 28.03?
3 of the 18 figures for Census Tract 28.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections