Census tract · Buncombe County
Census Tract 31.05, Buncombe County, North Carolina
Census Tract 31.05, GEOID 37021003105, in Buncombe County, North Carolina, partly within Black Mountain and Montreat. 3,784 residents in the ACS 2020-2024 5-year estimates (±615); the 2020 Census counted 4,609.
Residents, 2020-2024
3,784
±615 (90% margin)
2020 Census count: 4,609
Median household income
$76,652
±$18,382 (90% margin)
Buncombe County: $74,436
Median home value
$379,400
±$93,241 (90% margin)
Buncombe County: $391,800
Median gross rent
$1,485
±$392 (90% margin)
Buncombe County: $1,362
Where is Census Tract 31.05?
Census Tract 31.05 is one of 65 census tracts in Buncombe County, North Carolina. It covers 9.25 square miles of land, 499 residents per square mile in 2020. Its GEOID, 37021003105, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Black Mountain | 49% |
| Montreat | 16% |
6 census tracts border Census Tract 31.05: Tract 31.03 ($81,810), Tract 31.06 ($62,857), Tract 31.07 ($84,519), Tract 32.05 ($42,273), Tract 9707 in McDowell County ($59,773) and Tract 9708 in McDowell County ($67,525). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 31.05?
The 2020-2024 American Community Survey puts Census Tract 31.05's population at 3,784 (±615) in 1,173 households; the 2020 Census counted 4,609 residents and 2,192 housing units.
| Measure | Tract 31.05 | Buncombe County |
|---|---|---|
| Total population | 3,784 ±615 | 274,360 |
| Households | 1,173 ±176 | 101,855 |
| Average household size | 2.62 ±0.36 | 2.62 |
| Housing units | 1,960 ±197 | 134,483 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 31.05?
The median resident of Census Tract 31.05 is 53.2 years old; 9.6% are under 18 and 23.6% are 65 or older. The largest group is non-Hispanic white residents at 81.6%, then non-Hispanic Black residents at 9.7%.
| Measure | Tract 31.05 | Buncombe County |
|---|---|---|
| Median age | 53.2 ±10.7 | 42.6 |
| Under 18 years | 9.6% ±3.2 pts | 17.8% |
| 65 years and over | 23.6% ±4.6 pts | 21.2% |
| Hispanic or Latino (any race) | 4.2% ±2.2 pts | 8.6% |
| White alone, not Hispanic | 81.6% ±8.3 pts | 80.8% |
| Black or African American alone, not Hispanic | 9.7% ±6.8 pts | 4.8% |
| Asian alone, not Hispanic | 0.1% ±0.2 pts | 1.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.2% ±0.4 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 2.1% ±2.6 pts | 4.3% |
| Some other race alone, not Hispanic | 2.1% ±2.2 pts | 0.4% |
| Born outside the United States | 0.4% ±0.5 pts | 6.7% |
| Speak a language other than English at home (age 5+) | 3.4% ±2.4 pts | 9.4% |
| Civilian veterans (age 18+) | 4.0% ±2.1 pts | 6.3% |
| With a disability | 26.7% ±8.2 pts | 14.4% |
| No health insurance coverage | 9.8% ±3.6 pts | 10.9% |
| High school graduate or higher (age 25+) | 90.4% ±4.3 pts | 92.6% |
| Bachelor's degree or higher (age 25+) | 53.7% ±8.7 pts | 45.9% |
| Graduate or professional degree (age 25+) | 28.5% ±8.6 pts | 19.0% |
| Lived in the same house a year earlier | 81.8% ±8.4 pts | 88.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 31.05 earn?
Half of the 1,173 households in Census Tract 31.05 earn less than $76,652 a year (±$18,382), against $74,436 across Buncombe County: 29th highest of the county's 61 tracts with a reliable estimate. 10.5% of residents live below the poverty line.
| Measure | Tract 31.05 | Buncombe County |
|---|---|---|
| Median household income | $76,652 ±$18,382 | $74,436 |
| Mean household income | $108,129 ±$23,117 | $105,560 |
| Per capita income | $50,554 ±$20,504 | $43,371 |
| People below the poverty line | 10.5% ±4.6 pts | 11.8% |
| Children under 18 below the poverty line | 5.9% ±7.3 pts | 14.7% |
| Households receiving SNAP | 11.5% ±5.2 pts | 9.5% |
| Households with a computer | 93.3% ±5.6 pts | 93.4% |
| Households with a broadband subscription | 92.5% ±5.6 pts | 90.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 31.05?
Owners occupy 74.1% of Census Tract 31.05's occupied homes and renters 25.9%. The median owner-occupied home is valued at $379,400 by its owner (±$93,241). The median renter pays $1,485 a month including utilities, and 38.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 31.05 | Buncombe County |
|---|---|---|
| Median home value (owner-occupied) | $379,400 ±$93,241 | $391,800 |
| Median gross rent | $1,485 ±$392 | $1,362 |
| Renters paying 35% or more of income on rent | 38.2% ±20.8 pts | 41.8% |
| Median monthly owner costs, with a mortgage | $1,467 ±$146 | $1,785 |
| Owner-occupied homes | 74.1% ±7.5 pts | 66.2% |
| Renter-occupied homes | 25.9% ±7.5 pts | 33.8% |
| Housing units | 1,960 ±197 | 134,483 |
| Single-family detached homes | 83.5% ±7.1 pts | 63.8% |
| Mobile homes | 9.0% ±5.7 pts | 11.9% |
| Built 2020 or later | 4.7% ±3.2 pts | 4.6% |
| Built 2010 to 2019 | 9.9% ±5.5 pts | 14.5% |
| Built 1939 or earlier | 10.3% ±4.5 pts | 10.9% |
| Households with no vehicle | 0.6% ±1.0 pts | 4.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 31.05 get to work?
61.1% of Census Tract 31.05's workers drive alone and 24.0% work from home. The average trip to work takes 20.0 minutes.
| Measure | Tract 31.05 | Buncombe County |
|---|---|---|
| In the labor force (age 16+) | 50.0% ±7.5 pts | 59.1% |
| Unemployment rate | 10.6% ±8.1 pts | 4.3% |
| Drove alone to work | 61.1% ±9.4 pts | 70.5% |
| Carpooled | 5.6% ±4.8 pts | 7.6% |
| Public transportation | 0.0% ±2.8 pts | 0.7% |
| Walked | 7.6% ±4.2 pts | 1.9% |
| Worked from home | 24.0% ±8.7 pts | 17.6% |
| Mean travel time to work | 20.0 min ±3.5 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 31.05 compare with the other tracts in Buncombe County?
Among Buncombe County's tracts with a reliable estimate, Census Tract 31.05 ranks as shown below (1 = highest).
| Measure | In Buncombe County |
|---|---|
| Population | 40th of 65 |
| Residents per square mile | 38th of 65 |
| Median household income | 29th of 61 |
| Per capita income | 17th of 65 |
| Median home value | 38th of 65 |
| Median gross rent | 16th of 60 |
| Poverty rate | 26th of 42 |
| Bachelor's degree or higher | 22nd of 64 |
| Median age | 10th of 65 |
| Owner-occupied share | 25th of 65 |
The tracts next to it on Buncombe County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 7 | 26th | $82,083±$10,273 · within the margin of this tract |
| Tract 31.03 | 27th | $81,810±$15,988 · within the margin of this tract |
| Tract 28.03 | 28th | $79,093±$18,322 · within the margin of this tract |
| Tract 31.05 | 29th | $76,652±$18,382 |
| Tract 30.02 | 30th | $75,038±$14,439 · within the margin of this tract |
| Tract 23.05 | 31st | $74,579±$7,869 · within the margin of this tract |
| Tract 22.04 | 32nd | $74,137±$29,868 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 31.05?
2 of the 18 figures for Census Tract 31.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections