Census tract · Lucas County
Census Tract 40, Lucas County, Ohio
Census Tract 40, GEOID 39095004000, in Lucas County, Ohio, entirely within Toledo. 1,801 residents in the ACS 2020-2024 5-year estimates (±425); the 2020 Census counted 1,746.
Residents, 2020-2024
1,801
±425 (90% margin)
2020 Census count: 1,746
Median household income
$50,371
±$25,527 (90% margin)
Lucas County: $62,224
Median home value
$45,100
±$2,213 (90% margin)
Lucas County: $163,900
Median gross rent
not published
Lucas County: $934
Where is Census Tract 40?
Census Tract 40 is one of 169 census tracts in Lucas County, Ohio. It covers 0.52 square miles of land, 3,364 residents per square mile in 2020. Its GEOID, 39095004000, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Toledo | 100% |
7 census tracts border Census Tract 40: Tract 36 ($34,231), Tract 39.01 ($53,323), Tract 42 ($42,814), Tract 44.01, Tract 44.02 ($61,029), Tract 102 ($39,484) and Tract 103 ($30,931). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 40?
The 2020-2024 American Community Survey puts Census Tract 40's population at 1,801 (±425) in 729 households; the 2020 Census counted 1,746 residents and 820 housing units.
| Measure | Tract 40 | Toledo |
|---|---|---|
| Total population | 1,801±425 | 267,463 |
| Households | 729±178 | 118,662 |
| Average household size | 2.47±0.40 | 2.21 |
| Housing units | 836±167 | 132,728 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 40?
The median resident of Census Tract 40 is 32.1 years old; 25.7% are under 18 and 14.2% are 65 or older. The largest group is non-Hispanic Black residents at 42.7%, then non-Hispanic white residents at 36.1%.
| Measure | Tract 40 | Toledo |
|---|---|---|
| Median age | 32.1±8.0 | 35.8 |
| Under 18 years | 25.7%±8.0 pts | 22.8% |
| 65 years and over | 14.2%±5.3 pts | 15.6% |
| Hispanic or Latino (any race) | 5.6%±7.1 pts | 9.1% |
| White alone, not Hispanic | 36.1%±10.1 pts | 55.8% |
| Black or African American alone, not Hispanic | 42.7%±14.9 pts | 27.7% |
| Asian alone, not Hispanic | 0.0%±2.1 pts | 1.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±2.1 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±2.1 pts | 0.0% |
| Two or more races, not Hispanic | 14.6%±10.5 pts | 5.7% |
| Some other race alone, not Hispanic | 1.0%±1.6 pts | 0.5% |
| Born outside the United States | 0.3%±0.5 pts | 3.6% |
| Speak a language other than English at home (age 5+) | 2.4%±2.8 pts | 6.2% |
| Civilian veterans (age 18+) | 3.2%±3.6 pts | 5.9% |
| With a disability | 26.2%±7.4 pts | 17.3% |
| No health insurance coverage | 3.8%±3.0 pts | 5.7% |
| High school graduate or higher (age 25+) | 69.8%±11.7 pts | 88.7% |
| Bachelor's degree or higher (age 25+) | 5.5%±3.8 pts | 21.9% |
| Graduate or professional degree (age 25+) | 1.0%±1.4 pts | 7.5% |
| Lived in the same house a year earlier | 81.5%±10.1 pts | 85.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 40 earn?
Half of the 729 households in Census Tract 40 earn less than $50,371 a year (±$25,527), against $62,224 across Lucas County: 101st highest of the county's 156 tracts with a reliable estimate. 28.8% of residents live below the poverty line.
| Measure | Tract 40 | Toledo |
|---|---|---|
| Median household income | $50,371±$25,527 | $49,724 |
| Mean household income | $43,471±$8,307 | $63,489 |
| Per capita income | $18,176±$4,070 | $28,642 |
| People below the poverty line | 28.8%±13.9 pts | 24.3% |
| Children under 18 below the poverty line | 43.4%±25.7 pts | 36.0% |
| Households receiving SNAP | 30.2%±14.6 pts | 22.2% |
| Households with a computer | 90.9%±8.1 pts | 93.5% |
| Households with a broadband subscription | 68.9%±16.2 pts | 87.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 40?
Owners occupy 60.5% of Census Tract 40's occupied homes and renters 39.5%. The median owner-occupied home is valued at $45,100 by its owner (±$2,213).
| Measure | Tract 40 | Toledo |
|---|---|---|
| Median home value (owner-occupied) | $45,100±$2,213 | $114,500 |
| Renters paying 35% or more of income on rent | 62.3%±19.2 pts | 37.9% |
| Median monthly owner costs, with a mortgage | $838±$71 | $1,156 |
| Owner-occupied homes | 60.5%±16.2 pts | 53.3% |
| Renter-occupied homes | 39.5%±16.2 pts | 46.7% |
| Housing units | 836±167 | 132,728 |
| Single-family detached homes | 83.5%±11.7 pts | 65.2% |
| Mobile homes | 0.0%±4.4 pts | 2.0% |
| Built 2020 or later | 0.0%±4.4 pts | 0.3% |
| Built 2010 to 2019 | 0.0%±4.4 pts | 2.3% |
| Built 1939 or earlier | 58.7%±16.1 pts | 31.0% |
| Households with no vehicle | 21.9%±11.6 pts | 11.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 40 get to work?
74.8% of Census Tract 40's workers drive alone. The average trip to work takes 31.4 minutes. The unemployment rate in 2020-2024 averaged 20.4%.
| Measure | Tract 40 | Toledo |
|---|---|---|
| In the labor force (age 16+) | 68.4%±9.0 pts | 62.1% |
| Unemployment rate | 20.4%±13.1 pts | 7.7% |
| Drove alone to work | 74.8%±11.4 pts | 77.6% |
| Carpooled | 14.6%±8.7 pts | 10.9% |
| Public transportation | 0.0%±5.0 pts | 1.1% |
| Walked | 2.8%±4.1 pts | 2.0% |
| Worked from home | 3.3%±3.9 pts | 6.9% |
| Mean travel time to work | 31.4 min±11.7 | 19.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 40 compare with the other tracts in Lucas County?
Among Lucas County's tracts with a reliable estimate, Census Tract 40 ranks as shown below (1 = highest).
| Measure | In Lucas County | In Toledo |
|---|---|---|
| Population | 126th of 168 | 84th of 121 |
| Residents per square mile | 76th of 168 | 69th of 121 |
| Median household income | 101st of 156 | 54th of 109 |
| Per capita income | 151st of 167 | 104th of 120 |
| Median home value | 144th of 155 | 97th of 108 |
| Poverty rate | 45th of 125 | 45th of 99 |
| Median age | 139th of 168 | 93rd of 121 |
| Owner-occupied share | 97th of 164 | 54th of 117 |
The tracts next to it on Lucas County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 69 | 98th | $52,917±$8,272 · within the margin of this tract |
| Tract 3.02 | 99th | $51,656±$11,027 · within the margin of this tract |
| Tract 57.03 | 100th | $51,094±$9,090 · within the margin of this tract |
| Tract 40 | 101st | $50,371±$25,527 |
| Tract 53 | 102nd | $50,109±$26,895 · within the margin of this tract |
| Tract 78.02 | 103rd | $49,684±$16,531 · within the margin of this tract |
| Tract 65 | 104th | $48,125±$17,920 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 40?
4 of the 17 figures for Census Tract 40 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections