Census tract · Lucas County
Census Tract 45.04, Lucas County, Ohio
Census Tract 45.04, GEOID 39095004504, in Lucas County, Ohio, entirely within Toledo. 2,984 residents in the ACS 2020-2024 5-year estimates (±324); the 2020 Census counted 3,413.
Residents, 2020-2024
2,984
±324 (90% margin)
2020 Census count: 3,413
Median household income
$85,658
±$12,782 (90% margin)
Lucas County: $62,224
Median home value
$180,700
±$7,632 (90% margin)
Lucas County: $163,900
Median gross rent
$814
±$179 (90% margin)
Lucas County: $934
Where is Census Tract 45.04?
Census Tract 45.04 is one of 169 census tracts in Lucas County, Ohio. It covers 1.21 square miles of land, 2,816 residents per square mile in 2020. Its GEOID, 39095004504, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Toledo | 100% |
5 census tracts border Census Tract 45.04: Tract 45.01 ($72,750), Tract 45.03 ($56,515), Tract 70.02 ($92,981), Tract 102 ($39,484) and Tract 203 in Wood County ($94,250). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 45.04?
The 2020-2024 American Community Survey puts Census Tract 45.04's population at 2,984 (±324) in 1,364 households; the 2020 Census counted 3,413 residents and 1,543 housing units.
| Measure | Tract 45.04 | Toledo |
|---|---|---|
| Total population | 2,984 ±324 | 267,463 |
| Households | 1,364 ±128 | 118,662 |
| Average household size | 2.19 ±0.15 | 2.21 |
| Housing units | 1,465 ±130 | 132,728 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 45.04?
The median resident of Census Tract 45.04 is 44.2 years old; 19.2% are under 18 and 20.9% are 65 or older. The largest group is non-Hispanic white residents at 82.0%, then Hispanic or Latino residents (of any race) at 7.0%.
| Measure | Tract 45.04 | Toledo |
|---|---|---|
| Median age | 44.2 ±6.8 | 35.8 |
| Under 18 years | 19.2% ±3.2 pts | 22.8% |
| 65 years and over | 20.9% ±3.7 pts | 15.6% |
| Hispanic or Latino (any race) | 7.0% ±4.3 pts | 9.1% |
| White alone, not Hispanic | 82.0% ±10.6 pts | 55.8% |
| Black or African American alone, not Hispanic | 4.1% ±5.8 pts | 27.7% |
| Asian alone, not Hispanic | 0.2% ±0.4 pts | 1.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 1.2% ±0.9 pts | 5.7% |
| Some other race alone, not Hispanic | 5.6% ±5.9 pts | 0.5% |
| Born outside the United States | 1.4% ±1.1 pts | 3.6% |
| Speak a language other than English at home (age 5+) | 1.3% ±0.9 pts | 6.2% |
| Civilian veterans (age 18+) | 6.5% ±3.3 pts | 5.9% |
| With a disability | 8.9% ±3.4 pts | 17.3% |
| No health insurance coverage | 1.6% ±1.7 pts | 5.7% |
| High school graduate or higher (age 25+) | 96.5% ±2.8 pts | 88.7% |
| Bachelor's degree or higher (age 25+) | 48.5% ±7.8 pts | 21.9% |
| Graduate or professional degree (age 25+) | 20.7% ±5.5 pts | 7.5% |
| Lived in the same house a year earlier | 92.0% ±4.2 pts | 85.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 45.04 earn?
Half of the 1,364 households in Census Tract 45.04 earn less than $85,658 a year (±$12,782), against $62,224 across Lucas County: 36th highest of the county's 156 tracts with a reliable estimate.
| Measure | Tract 45.04 | Toledo |
|---|---|---|
| Median household income | $85,658 ±$12,782 | $49,724 |
| Mean household income | $95,491 ±$10,021 | $63,489 |
| Per capita income | $43,508 ±$4,548 | $28,642 |
| People below the poverty line | 3.0% ±2.5 pts | 24.3% |
| Children under 18 below the poverty line | 0.0% ±6.3 pts | 36.0% |
| Households receiving SNAP | 2.1% ±2.0 pts | 22.2% |
| Households with a computer | 96.1% ±3.5 pts | 93.5% |
| Households with a broadband subscription | 93.0% ±4.7 pts | 87.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 45.04?
Owners occupy 89.1% of Census Tract 45.04's occupied homes and renters 10.9%. The median owner-occupied home is valued at $180,700 by its owner (±$7,632). The median renter pays $814 a month including utilities.
| Measure | Tract 45.04 | Toledo |
|---|---|---|
| Median home value (owner-occupied) | $180,700 ±$7,632 | $114,500 |
| Median gross rent | $814 ±$179 | $901 |
| Renters paying 35% or more of income on rent | 20.9% ±19.2 pts | 37.9% |
| Median monthly owner costs, with a mortgage | $1,314 ±$112 | $1,156 |
| Owner-occupied homes | 89.1% ±4.8 pts | 53.3% |
| Renter-occupied homes | 10.9% ±4.8 pts | 46.7% |
| Housing units | 1,465 ±130 | 132,728 |
| Single-family detached homes | 91.1% ±4.2 pts | 65.2% |
| Mobile homes | 0.0% ±2.5 pts | 2.0% |
| Built 2020 or later | 0.0% ±2.5 pts | 0.3% |
| Built 2010 to 2019 | 0.0% ±2.5 pts | 2.3% |
| Built 1939 or earlier | 28.8% ±7.9 pts | 31.0% |
| Households with no vehicle | 2.6% ±3.1 pts | 11.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 45.04 get to work?
81.7% of Census Tract 45.04's workers drive alone and 11.7% work from home. The average trip to work takes 21.1 minutes.
| Measure | Tract 45.04 | Toledo |
|---|---|---|
| In the labor force (age 16+) | 69.1% ±6.8 pts | 62.1% |
| Unemployment rate | 1.5% ±1.5 pts | 7.7% |
| Drove alone to work | 81.7% ±6.5 pts | 77.6% |
| Carpooled | 6.6% ±3.2 pts | 10.9% |
| Public transportation | 0.0% ±2.3 pts | 1.1% |
| Walked | 0.0% ±2.3 pts | 2.0% |
| Worked from home | 11.7% ±6.3 pts | 6.9% |
| Mean travel time to work | 21.1 min ±3.8 | 19.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 45.04 compare with the other tracts in Lucas County?
Among Lucas County's tracts with a reliable estimate, Census Tract 45.04 ranks as shown below (1 = highest).
| Measure | In Lucas County | In Toledo |
|---|---|---|
| Population | 49th of 168 | 27th of 121 |
| Residents per square mile | 100th of 168 | 88th of 121 |
| Median household income | 36th of 156 | 5th of 109 |
| Per capita income | 38th of 167 | 5th of 120 |
| Median home value | 55th of 155 | 14th of 108 |
| Median gross rent | 128th of 156 | 87th of 112 |
| Bachelor's degree or higher | 20th of 137 | 5th of 90 |
| Median age | 48th of 168 | 26th of 121 |
| Owner-occupied share | 14th of 164 | 5th of 117 |
The tracts next to it on Lucas County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 84.02 | 33rd | $88,654±$32,295 · within the margin of this tract |
| Tract 90.03 | 34th | $87,644±$14,351 · within the margin of this tract |
| Tract 71.02 | 35th | $85,774±$15,061 · within the margin of this tract |
| Tract 45.04 | 36th | $85,658±$12,782 |
| Tract 94 | 37th | $85,260±$15,772 · within the margin of this tract |
| Tract 13.03 | 38th | $84,661±$10,078 · within the margin of this tract |
| Tract 87.03 | 39th | $83,333±$6,647 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 45.04?
3 of the 18 figures for Census Tract 45.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections