Census tract · Cumberland County

Census Tract 103, Cumberland County, Pennsylvania

Census Tract 103, GEOID 42041010300, in Cumberland County, Pennsylvania, mostly within Wormleysburg (62% of its census blocks). 4,303 residents in the ACS 2020-2024 5-year estimates (±319); the 2020 Census counted 4,231.

Residents, 2020-2024

4,303

±319 (90% margin)
2020 Census count: 4,231

Median household income

$85,757

±$17,357 (90% margin)
Cumberland County: $87,494

Median home value

$207,400

±$19,390 (90% margin)
Cumberland County: $277,600

Median gross rent

$1,317

±$109 (90% margin)
Cumberland County: $1,249

Where is Census Tract 103?

Census Tract 103 is one of 55 census tracts in Cumberland County, Pennsylvania. It covers 1.14 square miles of land, 3,724 residents per square mile in 2020. Its GEOID, 42041010300, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 103 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Wormleysburg62%
East Pennsboro Township38%
West Fairview34%
Enola2%
Census Tract 103 (marked with a dot) in Cumberland County, Pennsylvania. Boundaries: Census Bureau 2024.
101102.03102.04106201205208209 103 1 mi
Census Tract 103 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Cumberland County.

8 census tracts border Census Tract 103: Tract 101 ($70,464), Tract 102.03 ($79,773), Tract 102.04 ($112,283), Tract 106 ($62,086), Tract 201 in Dauphin County ($50,949), Tract 205 in Dauphin County ($71,721), Tract 208 in Dauphin County ($65,584) and Tract 209 in Dauphin County ($61,236). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 103?

The 2020-2024 American Community Survey puts Census Tract 103's population at 4,303 (±319) in 1,917 households; the 2020 Census counted 4,231 residents and 2,117 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 103WormleysburgCumberland CountyPennsylvania
Total population 4,303 ±319 3,077 268,323 13,018,639
Households 1,917 ±240 1,300 106,427 5,274,853
Average household size 2.24 ±0.21 2.36 2.40 2.39
Housing units 2,043 ±243 1,370 111,278 5,806,452

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 103?

The median resident of Census Tract 103 is 35.3 years old; 19.5% are under 18 and 15.2% are 65 or older. The largest group is non-Hispanic white residents at 66.6%, then non-Hispanic Black residents at 13.8%. 13.7% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 103WormleysburgCumberland CountyPennsylvania
Median age 35.3 ±2.9 33.5 40.2 40.9
Under 18 years 19.5% ±2.3 pts 22.2% 20.5% 20.4%
65 years and over 15.2% ±3.6 pts 13.7% 19.0% 19.5%
Hispanic or Latino (any race) 4.2% ±2.0 pts 4.5% 5.1% 8.7%
White alone, not Hispanic 66.6% ±7.9 pts 57.8% 80.7% 73.0%
Black or African American alone, not Hispanic 13.8% ±6.0 pts 18.7% 4.1% 10.3%
Asian alone, not Hispanic 8.7% ±6.0 pts 11.2% 5.7% 3.8%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 6.2% ±3.7 pts 7.2% 4.0% 3.6%
Some other race alone, not Hispanic 0.4% ±0.7 pts 0.6% 0.4% 0.5%
Born outside the United States 13.7% ±7.5 pts 19.1% 7.5% 7.7%
Speak a language other than English at home (age 5+) 6.9% ±3.5 pts 9.7% 10.4% 12.4%
Civilian veterans (age 18+) 5.4% ±2.6 pts 6.2% 8.3% 6.1%
With a disability 23.8% ±7.1 pts 22.0% 13.1% 14.4%
No health insurance coverage 10.3% ±4.5 pts 10.1% 5.4% 5.6%
High school graduate or higher (age 25+) 92.1% ±3.8 pts 93.1% 93.7% 92.1%
Bachelor's degree or higher (age 25+) 32.5% ±7.2 pts 39.6% 40.0% 35.2%
Graduate or professional degree (age 25+) 11.8% ±4.0 pts 14.3% 16.2% 14.3%
Lived in the same house a year earlier 87.3% ±5.8 pts 87.5% 87.1% 89.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 103 earn?

Half of the 1,917 households in Census Tract 103 earn less than $85,757 a year (±$17,357), against $87,494 across Cumberland County: 26th highest of the county's 53 tracts with a reliable estimate. 4.8% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 103WormleysburgCumberland CountyPennsylvania
Median household income $85,757 ±$17,357 $88,250 $87,494 $77,971
Mean household income $90,767 ±$10,363 $97,012 $112,868 $107,538
Per capita income $39,617 ±$3,976 $41,275 $46,149 $44,355
People below the poverty line 4.8% ±2.8 pts 4.6% 7.5% 11.7%
Children under 18 below the poverty line 1.6% ±2.8 pts 1.9% 9.2% 15.6%
Households receiving SNAP 11.5% ±4.7 pts 11.7% 7.8% 14.4%
Households with a computer 98.9% ±1.1 pts 98.4% 94.9% 93.8%
Households with a broadband subscription 93.2% ±3.8 pts 92.3% 92.2% 89.7%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 103?

Owners occupy 47.5% of Census Tract 103's occupied homes and renters 52.5%. The median owner-occupied home is valued at $207,400 by its owner (±$19,390). The median renter pays $1,317 a month including utilities, and 24.9% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 103WormleysburgCumberland CountyPennsylvania
Median home value (owner-occupied) $207,400 ±$19,390 $223,400 $277,600 $254,500
Median gross rent $1,317 ±$109 $1,426 $1,249 $1,209
Renters paying 35% or more of income on rent 24.9% ±10.6 pts 23.9% 33.7% 39.5%
Median monthly owner costs, with a mortgage $1,405 ±$91 $1,656 $1,802 $1,762
Owner-occupied homes 47.5% ±9.7 pts 43.6% 71.3% 69.3%
Renter-occupied homes 52.5% ±9.7 pts 56.4% 28.7% 30.7%
Housing units 2,043 ±243 1,370 111,278 5,806,452
Single-family detached homes 34.7% ±7.6 pts 40.5% 60.1% 56.6%
Mobile homes 3.5% ±4.7 pts 0.0% 4.6% 3.5%
Built 2020 or later 0.0% ±1.6 pts 0.0% 2.0% 1.0%
Built 2010 to 2019 0.5% ±0.9 pts 0.8% 9.8% 5.1%
Built 1939 or earlier 28.5% ±7.1 pts 13.6% 15.5% 25.0%
Households with no vehicle 2.3% ±1.6 pts 2.3% 5.0% 10.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 103 get to work?

75.1% of Census Tract 103's workers drive alone and 13.7% work from home. The average trip to work takes 25.3 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 103WormleysburgCumberland CountyPennsylvania
In the labor force (age 16+) 70.0% ±4.8 pts 72.0% 63.7% 62.7%
Unemployment rate 5.2% ±3.5 pts 6.3% 3.7% 5.3%
Drove alone to work 75.1% ±5.8 pts 77.1% 71.0% 68.2%
Carpooled 7.1% ±3.9 pts 4.2% 6.0% 7.5%
Public transportation 0.0% ±1.4 pts 0.0% 0.2% 3.6%
Walked 3.2% ±2.7 pts 2.2% 3.5% 3.3%
Worked from home 13.7% ±5.2 pts 15.1% 17.7% 15.6%
Mean travel time to work 25.3 min ±5.9 22.2 min 21.8 min 26.3 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 103 compare with the other tracts in Cumberland County?

Among Cumberland County's tracts with a reliable estimate, Census Tract 103 ranks as shown below (1 = highest).

Census Tract 103's rank among the tracts of Cumberland County
MeasureIn Cumberland County
Population36th of 55
Residents per square mile14th of 55
Median household income26th of 53
Per capita income35th of 55
Median home value42nd of 52
Median gross rent23rd of 52
Poverty rate24th of 29
Bachelor's degree or higher33rd of 54
Median age45th of 55
Owner-occupied share45th of 53

The tracts next to it on Cumberland County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 119.0123rd$89,200±$13,455 · within the margin of this tract5,812
Tract 118.0624th$87,135±$13,304 · within the margin of this tract5,327
Tract 12425th$85,795±$10,966 · within the margin of this tract8,176
Tract 10326th$85,757±$17,3574,303
Tract 119.0227th$83,066±$15,108 · within the margin of this tract6,629
Tract 128.0128th$81,166±$13,118 · within the margin of this tract4,918
Tract 131.0529th$80,881±$16,317 · within the margin of this tract6,487

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 103?

1 of the 18 figures for Census Tract 103 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections