Census tract · Cumberland County
Census Tract 124, Cumberland County, Pennsylvania
Census Tract 124, GEOID 42041012400, in Cumberland County, Pennsylvania, entirely within Carlisle. 8,176 residents in the ACS 2020-2024 5-year estimates (±726); the 2020 Census counted 7,485.
Residents, 2020-2024
8,176
±726 (90% margin)
2020 Census count: 7,485
Median household income
$85,795
±$10,966 (90% margin)
Cumberland County: $87,494
Median home value
$320,900
±$21,748 (90% margin)
Cumberland County: $277,600
Median gross rent
$1,261
±$263 (90% margin)
Cumberland County: $1,249
Where is Census Tract 124?
Census Tract 124 is one of 55 census tracts in Cumberland County, Pennsylvania. It covers 3.13 square miles of land, 2,392 residents per square mile in 2020. Its GEOID, 42041012400, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Carlisle | 100% |
7 census tracts border Census Tract 124: Tract 119.01 ($89,200), Tract 121 ($55,789), Tract 122 ($36,695), Tract 123 ($42,059), Tract 125.01 ($66,619), Tract 127.01 ($104,716) and Tract 128.01 ($81,166). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 124?
The 2020-2024 American Community Survey puts Census Tract 124's population at 8,176 (±726) in 3,282 households; the 2020 Census counted 7,485 residents and 3,051 housing units.
| Measure | Tract 124 | Carlisle |
|---|---|---|
| Total population | 8,176 ±726 | 21,852 |
| Households | 3,282 ±327 | 9,223 |
| Average household size | 2.09 ±0.16 | 2.04 |
| Housing units | 3,410 ±309 | 9,819 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 124?
The median resident of Census Tract 124 is 49.5 years old; 11.9% are under 18 and 29.3% are 65 or older. The largest group is non-Hispanic white residents at 81.8%, then non-Hispanic Black residents at 7.9%. 7.1% of residents were born outside the United States.
| Measure | Tract 124 | Carlisle |
|---|---|---|
| Median age | 49.5 ±7.5 | 35.8 |
| Under 18 years | 11.9% ±3.7 pts | 15.2% |
| 65 years and over | 29.3% ±5.7 pts | 18.7% |
| Hispanic or Latino (any race) | 7.4% ±2.8 pts | 8.4% |
| White alone, not Hispanic | 81.8% ±4.6 pts | 75.8% |
| Black or African American alone, not Hispanic | 7.9% ±4.2 pts | 9.5% |
| Asian alone, not Hispanic | 0.6% ±0.4 pts | 2.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.4 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.4 pts | 0.0% |
| Two or more races, not Hispanic | 1.4% ±0.8 pts | 3.2% |
| Some other race alone, not Hispanic | 0.9% ±0.9 pts | 0.4% |
| Born outside the United States | 7.1% ±2.9 pts | 7.9% |
| Speak a language other than English at home (age 5+) | 8.2% ±3.0 pts | 11.1% |
| Civilian veterans (age 18+) | 10.6% ±3.8 pts | 7.6% |
| With a disability | 17.5% ±5.3 pts | 15.7% |
| No health insurance coverage | 4.4% ±2.4 pts | 5.6% |
| High school graduate or higher (age 25+) | 93.0% ±4.3 pts | 93.6% |
| Bachelor's degree or higher (age 25+) | 50.9% ±6.5 pts | 37.9% |
| Graduate or professional degree (age 25+) | 25.4% ±5.3 pts | 16.9% |
| Lived in the same house a year earlier | 80.4% ±3.9 pts | 76.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 124 earn?
Half of the 3,282 households in Census Tract 124 earn less than $85,795 a year (±$10,966), against $87,494 across Cumberland County: 25th highest of the county's 53 tracts with a reliable estimate. 4.7% of residents live below the poverty line.
| Measure | Tract 124 | Carlisle |
|---|---|---|
| Median household income | $85,795 ±$10,966 | $61,720 |
| Mean household income | $115,222 ±$15,012 | $84,140 |
| Per capita income | $50,726 ±$5,884 | $39,339 |
| People below the poverty line | 4.7% ±2.3 pts | 15.1% |
| Children under 18 below the poverty line | 0.0% ±3.3 pts | 25.9% |
| Households receiving SNAP | 3.4% ±2.2 pts | 15.8% |
| Households with a computer | 92.7% ±5.9 pts | 94.4% |
| Households with a broadband subscription | 87.2% ±6.5 pts | 89.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 124?
Owners occupy 61.3% of Census Tract 124's occupied homes and renters 38.7%. The median owner-occupied home is valued at $320,900 by its owner (±$21,748). The median renter pays $1,261 a month including utilities, and 49.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 124 | Carlisle |
|---|---|---|
| Median home value (owner-occupied) | $320,900 ±$21,748 | $224,100 |
| Median gross rent | $1,261 ±$263 | $1,094 |
| Renters paying 35% or more of income on rent | 49.9% ±15.6 pts | 43.5% |
| Median monthly owner costs, with a mortgage | $1,949 ±$177 | $1,551 |
| Owner-occupied homes | 61.3% ±6.4 pts | 48.7% |
| Renter-occupied homes | 38.7% ±6.4 pts | 51.3% |
| Housing units | 3,410 ±309 | 9,819 |
| Single-family detached homes | 45.0% ±6.8 pts | 35.7% |
| Mobile homes | 0.0% ±0.9 pts | 0.4% |
| Built 2020 or later | 0.0% ±0.9 pts | 0.2% |
| Built 2010 to 2019 | 2.4% ±2.9 pts | 2.1% |
| Built 1939 or earlier | 33.4% ±7.8 pts | 39.7% |
| Households with no vehicle | 5.4% ±2.5 pts | 10.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 124 get to work?
63.0% of Census Tract 124's workers drive alone and 14.7% work from home. The average trip to work takes 14.3 minutes.
| Measure | Tract 124 | Carlisle |
|---|---|---|
| In the labor force (age 16+) | 57.5% ±5.5 pts | 66.0% |
| Unemployment rate | 3.6% ±2.4 pts | 4.4% |
| Drove alone to work | 63.0% ±6.5 pts | 68.0% |
| Carpooled | 4.3% ±2.8 pts | 4.4% |
| Public transportation | 0.5% ±0.8 pts | 0.3% |
| Walked | 14.7% ±4.2 pts | 12.2% |
| Worked from home | 14.7% ±5.9 pts | 9.9% |
| Mean travel time to work | 14.3 min ±2.6 | 18.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 124 compare with the other tracts in Cumberland County?
Among Cumberland County's tracts with a reliable estimate, Census Tract 124 ranks as shown below (1 = highest).
| Measure | In Cumberland County | In Carlisle |
|---|---|---|
| Population | 1st of 55 | 1st of 5 |
| Residents per square mile | 29th of 55 | 5th of 5 |
| Median household income | 25th of 53 | 1st of 5 |
| Per capita income | 16th of 55 | 1st of 5 |
| Median home value | 16th of 52 | 1st of 5 |
| Median gross rent | 28th of 52 | 1st of 5 |
| Poverty rate | 25th of 29 | 5th of 5 |
| Bachelor's degree or higher | 14th of 54 | 1st of 5 |
| Median age | 3rd of 55 | 1st of 5 |
| Owner-occupied share | 37th of 53 | 1st of 5 |
The tracts next to it on Cumberland County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 115 | 22nd | $94,406±$9,850 · within the margin of this tract |
| Tract 119.01 | 23rd | $89,200±$13,455 · within the margin of this tract |
| Tract 118.06 | 24th | $87,135±$13,304 · within the margin of this tract |
| Tract 124 | 25th | $85,795±$10,966 |
| Tract 103 | 26th | $85,757±$17,357 · within the margin of this tract |
| Tract 119.02 | 27th | $83,066±$15,108 · within the margin of this tract |
| Tract 128.01 | 28th | $81,166±$13,118 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 124?
1 of the 18 figures for Census Tract 124 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections