Census tract · Jefferson County

Census Tract 103.09, Jefferson County, Kentucky

Census Tract 103.09, GEOID 21111010309, in Jefferson County, Kentucky, mostly within Louisville/Jefferson County (69% of its census blocks). 4,472 residents in the ACS 2020-2024 5-year estimates (±425); the 2020 Census counted 4,703.

Residents, 2020-2024

4,472

±425 (90% margin)
2020 Census count: 4,703

Median household income

$104,926

±$13,524 (90% margin)
Jefferson County: $69,866

Median home value

$456,400

±$18,491 (90% margin)
Jefferson County: $248,400

Median gross rent

$1,499

±$181 (90% margin)
Jefferson County: $1,149

Where is Census Tract 103.09?

Census Tract 103.09 is one of 216 census tracts in Jefferson County, Kentucky. It covers 1.89 square miles of land, 2,495 residents per square mile in 2020. Its GEOID, 21111010309, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 103.09 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Louisville/Jefferson County69%
Broeck Pointe8%
Ten Broeck8%
Creekside6%
Manor Creek6%
Meadow Vale2%
Census Tract 103.09 (marked with a dot) in Jefferson County, Kentucky. Boundaries: Census Bureau 2024.
100.06100.08103.18103.19104.03 103.09 1 mi
Census Tract 103.09 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

5 census tracts border Census Tract 103.09: Tract 100.06 ($64,392), Tract 100.08 ($76,157), Tract 103.18 ($111,180), Tract 103.19 ($85,113) and Tract 104.03 ($100,231). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 103.09?

The 2020-2024 American Community Survey puts Census Tract 103.09's population at 4,472 (±425) in 2,046 households; the 2020 Census counted 4,703 residents and 2,324 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 103.09Louisville/Jefferson CountyJefferson CountyKentucky
Total population 4,472 ±425 631,818 783,022 4,534,824
Households 2,046 ±175 264,505 331,554 1,814,469
Average household size 2.15 ±0.12 2.34 2.32 2.43
Housing units 2,071 ±172 289,095 359,710 2,023,116

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 103.09?

The median resident of Census Tract 103.09 is 53.9 years old; 14.6% are under 18 and 29.5% are 65 or older. The largest group is non-Hispanic white residents at 80.4%, then non-Hispanic Asian residents at 6.3%. 9.3% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 103.09Louisville/Jefferson CountyJefferson CountyKentucky
Median age 53.9 ±5.4 37.7 38.4 39.1
Under 18 years 14.6% ±2.2 pts 22.5% 22.3% 22.6%
65 years and over 29.5% ±4.4 pts 16.1% 17.2% 17.3%
Hispanic or Latino (any race) 3.8% ±3.5 pts 9.5% 8.6% 5.0%
White alone, not Hispanic 80.4% ±5.4 pts 59.4% 62.0% 81.5%
Black or African American alone, not Hispanic 5.6% ±3.4 pts 22.1% 20.6% 7.6%
Asian alone, not Hispanic 6.3% ±3.4 pts 2.9% 3.1% 1.6%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.8 pts 0.1% 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.0% 0.1%
Two or more races, not Hispanic 2.9% ±2.0 pts 5.4% 5.2% 3.9%
Some other race alone, not Hispanic 1.0% ±0.9 pts 0.5% 0.4% 0.3%
Born outside the United States 9.3% ±3.5 pts 10.4% 10.0% 4.7%
Speak a language other than English at home (age 5+) 10.5% ±4.0 pts 13.7% 12.9% 6.8%
Civilian veterans (age 18+) 6.1% ±1.8 pts 6.1% 6.2% 6.5%
With a disability 11.4% ±3.5 pts 14.7% 14.4% 17.9%
No health insurance coverage 3.6% ±3.1 pts 6.0% 5.7% 6.0%
High school graduate or higher (age 25+) 97.1% ±1.9 pts 90.3% 91.3% 88.9%
Bachelor's degree or higher (age 25+) 61.8% ±6.5 pts 33.8% 37.0% 27.6%
Graduate or professional degree (age 25+) 33.3% ±5.9 pts 14.0% 15.5% 11.3%
Lived in the same house a year earlier 87.5% ±5.1 pts 86.3% 86.4% 87.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 103.09 earn?

Half of the 2,046 households in Census Tract 103.09 earn less than $104,926 a year (±$13,524), against $69,866 across Jefferson County: 27th highest of the county's 207 tracts with a reliable estimate. 2.6% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 103.09Louisville/Jefferson CountyJefferson CountyKentucky
Median household income $104,926 ±$13,524 $66,849 $69,866 $63,726
Mean household income $164,013 ±$29,282 $93,175 $97,866 $87,807
Per capita income $76,143 ±$12,977 $39,683 $42,087 $35,821
People below the poverty line 2.6% ±1.3 pts 15.8% 14.3% 16.1%
Children under 18 below the poverty line 0.6% ±1.1 pts 22.4% 19.8% 20.3%
Households receiving SNAP 0.5% ±0.8 pts 12.5% 11.0% 13.2%
Households with a computer 96.8% ±3.0 pts 94.6% 94.9% 93.6%
Households with a broadband subscription 93.6% ±3.2 pts 90.5% 90.9% 88.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 103.09?

Owners occupy 77.4% of Census Tract 103.09's occupied homes and renters 22.6%. The median owner-occupied home is valued at $456,400 by its owner (±$18,491). The median renter pays $1,499 a month including utilities, and 32.8% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 103.09Louisville/Jefferson CountyJefferson CountyKentucky
Median home value (owner-occupied) $456,400 ±$18,491 $233,900 $248,400 $205,600
Median gross rent $1,499 ±$181 $1,120 $1,149 $967
Renters paying 35% or more of income on rent 32.8% ±13.4 pts 39.0% 38.5% 36.6%
Median monthly owner costs, with a mortgage $2,564 ±$200 $1,555 $1,593 $1,433
Owner-occupied homes 77.4% ±4.6 pts 60.7% 62.1% 68.3%
Renter-occupied homes 22.6% ±4.6 pts 39.3% 37.9% 31.7%
Housing units 2,071 ±172 289,095 359,710 2,023,116
Single-family detached homes 66.0% ±4.6 pts 63.4% 64.0% 67.5%
Mobile homes 0.1% ±0.2 pts 1.4% 1.2% 10.7%
Built 2020 or later 2.1% ±2.6 pts 1.4% 1.5% 1.8%
Built 2010 to 2019 17.0% ±8.4 pts 8.3% 7.7% 9.1%
Built 1939 or earlier 0.0% ±1.8 pts 15.6% 13.5% 9.0%
Households with no vehicle 3.2% ±3.1 pts 9.6% 8.7% 6.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 103.09 get to work?

65.2% of Census Tract 103.09's workers drive alone and 19.4% work from home. The average trip to work takes 20.3 minutes. The unemployment rate in 2020-2024 averaged 2.4%.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 103.09Louisville/Jefferson CountyJefferson CountyKentucky
In the labor force (age 16+) 61.4% ±4.9 pts 65.6% 65.5% 59.7%
Unemployment rate 2.4% ±1.3 pts 5.5% 5.2% 4.9%
Drove alone to work 65.2% ±6.8 pts 72.3% 72.4% 76.6%
Carpooled 6.0% ±5.3 pts 8.7% 8.4% 9.3%
Public transportation 4.6% ±5.7 pts 1.8% 1.5% 0.6%
Walked 2.9% ±2.6 pts 2.0% 1.7% 2.0%
Worked from home 19.4% ±6.0 pts 13.3% 14.2% 10.2%
Mean travel time to work 20.3 min ±1.4 22.5 min 22.2 min 24.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 103.09 compare with the other tracts in Jefferson County?

Among Jefferson County's tracts with a reliable estimate, Census Tract 103.09 ranks as shown below (1 = highest).

Census Tract 103.09's rank among the tracts of Jefferson County and of Louisville/Jefferson County
MeasureIn Jefferson CountyIn Louisville/Jefferson County
Population58th of 21544th of 90
Residents per square mile158th of 21652nd of 90
Median household income27th of 20719th of 88
Per capita income10th of 2135th of 90
Median home value20th of 20510th of 90
Median gross rent28th of 20419th of 83
Poverty rate156th of 15656th of 56
Bachelor's degree or higher31st of 19311th of 86
Median age7th of 2144th of 90
Owner-occupied share48th of 21034th of 90

The tracts next to it on Jefferson County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 13124th$109,185±$6,203 · within the margin of this tract1,066
Tract 8825th$105,234±$11,592 · within the margin of this tract3,794
Tract 9626th$105,145±$5,753 · within the margin of this tract4,819
Tract 103.0927th$104,926±$13,5244,472
Tract 100.0728th$102,000±$27,964 · within the margin of this tract4,295
Tract 104.0329th$100,231±$20,918 · within the margin of this tract4,163
Tract 9830th$99,904±$15,682 · within the margin of this tract2,569

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 103.09?

1 of the 18 figures for Census Tract 103.09 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections