Census tract · Stearns County
Census Tract 104.02, Stearns County, Minnesota
Census Tract 104.02, GEOID 27145010402, in Stearns County, Minnesota, mostly within Albany (54% of its census blocks). 4,200 residents in the ACS 2020-2024 5-year estimates (±305); the 2020 Census counted 4,179.
Residents, 2020-2024
4,200
±305 (90% margin)
2020 Census count: 4,179
Median household income
$85,208
±$16,521 (90% margin)
Stearns County: $77,066
Median home value
$265,600
±$17,825 (90% margin)
Stearns County: $273,400
Median gross rent
$642
±$112 (90% margin)
Stearns County: $1,068
Where is Census Tract 104.02?
Census Tract 104.02 is one of 37 census tracts in Stearns County, Minnesota. It covers 50.96 square miles of land, 82 residents per square mile in 2020. Its GEOID, 27145010402, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Albany | 54% |
| Albany Township | 31% |
| Oak Township | 5% |
| Farming Township | 4% |
| Avon Township | 4% |
| Krain Township | 2% |
| St. Martin Township | 1% |
| Collegeville Township | 1% |
4 census tracts border Census Tract 104.02: Tract 104.01 ($97,130), Tract 104.03 ($95,481), Tract 105 ($87,292) and Tract 111.02 ($88,315). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 104.02?
The 2020-2024 American Community Survey puts Census Tract 104.02's population at 4,200 (±305) in 1,620 households; the 2020 Census counted 4,179 residents and 1,665 housing units.
| Measure | Tract 104.02 | Albany |
|---|---|---|
| Total population | 4,200 ±305 | 2,821 |
| Households | 1,620 ±107 | 1,168 |
| Average household size | 2.55 ±0.22 | 2.37 |
| Housing units | 1,701 ±113 | 1,214 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 104.02?
The median resident of Census Tract 104.02 is 37.9 years old; 26.2% are under 18 and 16.4% are 65 or older. The largest group is non-Hispanic white residents at 93.5%, then non-Hispanic residents of two or more races at 3.3%.
| Measure | Tract 104.02 | Albany |
|---|---|---|
| Median age | 37.9 ±4.6 | 34.0 |
| Under 18 years | 26.2% ±2.4 pts | 27.2% |
| 65 years and over | 16.4% ±2.7 pts | 18.4% |
| Hispanic or Latino (any race) | 1.9% ±1.5 pts | 1.5% |
| White alone, not Hispanic | 93.5% ±3.6 pts | 92.4% |
| Black or African American alone, not Hispanic | 0.3% ±0.3 pts | 0.3% |
| Asian alone, not Hispanic | 1.0% ±1.2 pts | 1.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Two or more races, not Hispanic | 3.3% ±2.1 pts | 4.4% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Born outside the United States | 1.8% ±1.5 pts | 2.6% |
| Speak a language other than English at home (age 5+) | 3.5% ±2.8 pts | 4.5% |
| Civilian veterans (age 18+) | 6.0% ±2.0 pts | 7.1% |
| With a disability | 10.0% ±2.5 pts | 12.1% |
| No health insurance coverage | 2.5% ±1.4 pts | 2.9% |
| High school graduate or higher (age 25+) | 91.3% ±3.7 pts | 89.1% |
| Bachelor's degree or higher (age 25+) | 21.9% ±3.8 pts | 20.5% |
| Graduate or professional degree (age 25+) | 5.2% ±2.1 pts | 5.9% |
| Lived in the same house a year earlier | 91.9% ±3.8 pts | 89.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 104.02 earn?
Half of the 1,620 households in Census Tract 104.02 earn less than $85,208 a year (±$16,521), against $77,066 across Stearns County: 15th highest of the county's 37 tracts with a reliable estimate. 7.7% of residents live below the poverty line.
| Measure | Tract 104.02 | Albany |
|---|---|---|
| Median household income | $85,208 ±$16,521 | $69,167 |
| Mean household income | $100,262 ±$8,638 | $86,210 |
| Per capita income | $39,703 ±$3,463 | $36,829 |
| People below the poverty line | 7.7% ±4.2 pts | 10.8% |
| Children under 18 below the poverty line | 9.7% ±7.8 pts | 14.0% |
| Households receiving SNAP | 8.6% ±4.0 pts | 10.4% |
| Households with a computer | 89.8% ±3.7 pts | 87.8% |
| Households with a broadband subscription | 88.2% ±4.0 pts | 86.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 104.02?
Owners occupy 73.8% of Census Tract 104.02's occupied homes and renters 26.2%. The median owner-occupied home is valued at $265,600 by its owner (±$17,825). The median renter pays $642 a month including utilities, and 24.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 104.02 | Albany |
|---|---|---|
| Median home value (owner-occupied) | $265,600 ±$17,825 | $238,500 |
| Median gross rent | $642 ±$112 | $642 |
| Renters paying 35% or more of income on rent | 24.7% ±12.6 pts | 22.7% |
| Median monthly owner costs, with a mortgage | $1,740 ±$122 | $1,600 |
| Owner-occupied homes | 73.8% ±5.0 pts | 66.8% |
| Renter-occupied homes | 26.2% ±5.0 pts | 33.2% |
| Housing units | 1,701 ±113 | 1,214 |
| Single-family detached homes | 72.1% ±4.5 pts | 63.3% |
| Mobile homes | 2.0% ±1.3 pts | 1.7% |
| Built 2020 or later | 0.0% ±1.3 pts | 0.0% |
| Built 2010 to 2019 | 9.7% ±4.5 pts | 8.4% |
| Built 1939 or earlier | 13.6% ±5.2 pts | 14.3% |
| Households with no vehicle | 10.2% ±4.9 pts | 14.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 104.02 get to work?
83.4% of Census Tract 104.02's workers drive alone and 8.6% work from home. The average trip to work takes 24.6 minutes.
| Measure | Tract 104.02 | Albany |
|---|---|---|
| In the labor force (age 16+) | 71.9% ±3.8 pts | 68.8% |
| Unemployment rate | 6.3% ±4.5 pts | 2.9% |
| Drove alone to work | 83.4% ±3.7 pts | 85.2% |
| Carpooled | 4.6% ±2.1 pts | 4.9% |
| Public transportation | 0.0% ±1.1 pts | 0.0% |
| Walked | 3.2% ±2.4 pts | 3.9% |
| Worked from home | 8.6% ±2.6 pts | 6.0% |
| Mean travel time to work | 24.6 min ±2.1 | 23.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 104.02 compare with the other tracts in Stearns County?
Among Stearns County's tracts with a reliable estimate, Census Tract 104.02 ranks as shown below (1 = highest).
| Measure | In Stearns County |
|---|---|
| Population | 16th of 37 |
| Residents per square mile | 26th of 37 |
| Median household income | 15th of 37 |
| Per capita income | 16th of 37 |
| Median home value | 19th of 35 |
| Median gross rent | 36th of 36 |
| Poverty rate | 20th of 34 |
| Bachelor's degree or higher | 26th of 37 |
| Median age | 18th of 37 |
| Owner-occupied share | 20th of 37 |
The tracts next to it on Stearns County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 111.02 | 12th | $88,315±$6,833 · within the margin of this tract |
| Tract 105 | 13th | $87,292±$7,108 · within the margin of this tract |
| Tract 113.02 | 14th | $86,250±$11,806 · within the margin of this tract |
| Tract 104.02 | 15th | $85,208±$16,521 |
| Tract 110 | 16th | $81,250±$8,670 · within the margin of this tract |
| Tract 10.03 | 17th | $80,964±$7,300 · within the margin of this tract |
| Tract 113.08 | 18th | $78,878±$9,914 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 104.02?
3 of the 18 figures for Census Tract 104.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections