Census tract · Stearns County
Census Tract 113.02, Stearns County, Minnesota
Census Tract 113.02, GEOID 27145011302, in Stearns County, Minnesota, mostly within Cold Spring (54% of its census blocks). 7,252 residents in the ACS 2020-2024 5-year estimates (±171); the 2020 Census counted 6,906.
Residents, 2020-2024
7,252
±171 (90% margin)
2020 Census count: 6,906
Median household income
$86,250
±$11,806 (90% margin)
Stearns County: $77,066
Median home value
$329,200
±$37,131 (90% margin)
Stearns County: $273,400
Median gross rent
$1,402
±$286 (90% margin)
Stearns County: $1,068
Where is Census Tract 113.02?
Census Tract 113.02 is one of 37 census tracts in Stearns County, Minnesota. It covers 36.43 square miles of land, 190 residents per square mile in 2020. Its GEOID, 27145011302, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cold Spring | 54% |
| Wakefield Township | 41% |
| Rockville | 2% |
| Luxemburg Township | 1% |
| Richmond | 1% |
| Collegeville Township | 1% |
| Maine Prairie Township | 0% |
5 census tracts border Census Tract 113.02: Tract 111.01 ($102,813), Tract 111.02 ($88,315), Tract 112.01 ($91,964), Tract 113.05 ($102,727) and Tract 113.06 ($107,614). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 113.02?
The 2020-2024 American Community Survey puts Census Tract 113.02's population at 7,252 (±171) in 2,944 households; the 2020 Census counted 6,906 residents and 2,956 housing units.
| Measure | Tract 113.02 | Cold Spring |
|---|---|---|
| Total population | 7,252 ±171 | 4,249 |
| Households | 2,944 ±199 | 1,855 |
| Average household size | 2.43 ±0.15 | 2.24 |
| Housing units | 3,068 ±216 | 1,878 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 113.02?
The median resident of Census Tract 113.02 is 41.9 years old; 22.7% are under 18 and 20.3% are 65 or older. The largest group is non-Hispanic white residents at 92.1%, then Hispanic or Latino residents (of any race) at 4.1%.
| Measure | Tract 113.02 | Cold Spring |
|---|---|---|
| Median age | 41.9 ±4.8 | 38.5 |
| Under 18 years | 22.7% ±3.6 pts | 21.6% |
| 65 years and over | 20.3% ±2.7 pts | 19.9% |
| Hispanic or Latino (any race) | 4.1% ±2.8 pts | 5.1% |
| White alone, not Hispanic | 92.1% ±3.2 pts | 89.6% |
| Black or African American alone, not Hispanic | 0.1% ±0.1 pts | 0.1% |
| Asian alone, not Hispanic | 0.3% ±0.5 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.3 pts | 0.0% |
| Two or more races, not Hispanic | 2.9% ±2.2 pts | 4.3% |
| Some other race alone, not Hispanic | 0.4% ±0.5 pts | 0.7% |
| Born outside the United States | 4.6% ±4.1 pts | 6.4% |
| Speak a language other than English at home (age 5+) | 6.4% ±4.9 pts | 8.3% |
| Civilian veterans (age 18+) | 7.8% ±2.3 pts | 5.7% |
| With a disability | 9.6% ±2.4 pts | 11.4% |
| No health insurance coverage | 1.7% ±1.2 pts | 1.8% |
| High school graduate or higher (age 25+) | 94.7% ±2.0 pts | 94.7% |
| Bachelor's degree or higher (age 25+) | 30.9% ±5.9 pts | 31.0% |
| Graduate or professional degree (age 25+) | 9.1% ±3.3 pts | 7.2% |
| Lived in the same house a year earlier | 95.1% ±2.6 pts | 94.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 113.02 earn?
Half of the 2,944 households in Census Tract 113.02 earn less than $86,250 a year (±$11,806), against $77,066 across Stearns County: 14th highest of the county's 37 tracts with a reliable estimate. 7.3% of residents live below the poverty line.
| Measure | Tract 113.02 | Cold Spring |
|---|---|---|
| Median household income | $86,250 ±$11,806 | $72,228 |
| Mean household income | $101,732 ±$9,404 | $84,311 |
| Per capita income | $42,351 ±$3,515 | $37,797 |
| People below the poverty line | 7.3% ±4.3 pts | 9.8% |
| Children under 18 below the poverty line | 13.4% ±13.1 pts | 20.7% |
| Households receiving SNAP | 6.6% ±2.9 pts | 9.9% |
| Households with a computer | 93.4% ±4.3 pts | 89.9% |
| Households with a broadband subscription | 88.9% ±4.8 pts | 87.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 113.02?
Owners occupy 77.9% of Census Tract 113.02's occupied homes and renters 22.1%. The median owner-occupied home is valued at $329,200 by its owner (±$37,131). The median renter pays $1,402 a month including utilities, and 54.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 113.02 | Cold Spring |
|---|---|---|
| Median home value (owner-occupied) | $329,200 ±$37,131 | $280,400 |
| Median gross rent | $1,402 ±$286 | $1,424 |
| Renters paying 35% or more of income on rent | 54.4% ±17.6 pts | 54.3% |
| Median monthly owner costs, with a mortgage | $1,835 ±$112 | $1,770 |
| Owner-occupied homes | 77.9% ±5.2 pts | 66.5% |
| Renter-occupied homes | 22.1% ±5.2 pts | 33.5% |
| Housing units | 3,068 ±216 | 1,878 |
| Single-family detached homes | 75.2% ±4.9 pts | 62.1% |
| Mobile homes | 2.0% ±1.4 pts | 2.0% |
| Built 2020 or later | 0.1% ±0.1 pts | 0.0% |
| Built 2010 to 2019 | 8.8% ±3.5 pts | 12.0% |
| Built 1939 or earlier | 9.8% ±4.0 pts | 8.3% |
| Households with no vehicle | 9.4% ±5.1 pts | 14.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 113.02 get to work?
78.1% of Census Tract 113.02's workers drive alone and 10.6% work from home. The average trip to work takes 26.0 minutes.
| Measure | Tract 113.02 | Cold Spring |
|---|---|---|
| In the labor force (age 16+) | 70.8% ±4.1 pts | 72.4% |
| Unemployment rate | 4.7% ±3.1 pts | 5.3% |
| Drove alone to work | 78.1% ±5.8 pts | 78.6% |
| Carpooled | 8.3% ±4.2 pts | 8.8% |
| Public transportation | 0.3% ±0.3 pts | 0.1% |
| Walked | 2.0% ±2.7 pts | 3.0% |
| Worked from home | 10.6% ±3.5 pts | 8.4% |
| Mean travel time to work | 26.0 min ±2.7 | 23.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 113.02 compare with the other tracts in Stearns County?
Among Stearns County's tracts with a reliable estimate, Census Tract 113.02 ranks as shown below (1 = highest).
| Measure | In Stearns County |
|---|---|
| Population | 2nd of 37 |
| Residents per square mile | 21st of 37 |
| Median household income | 14th of 37 |
| Per capita income | 11th of 37 |
| Median home value | 11th of 35 |
| Median gross rent | 3rd of 36 |
| Poverty rate | 22nd of 34 |
| Bachelor's degree or higher | 13th of 37 |
| Median age | 6th of 37 |
| Owner-occupied share | 16th of 37 |
The tracts next to it on Stearns County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 112.01 | 11th | $91,964±$11,870 · within the margin of this tract |
| Tract 111.02 | 12th | $88,315±$6,833 · within the margin of this tract |
| Tract 105 | 13th | $87,292±$7,108 · within the margin of this tract |
| Tract 113.02 | 14th | $86,250±$11,806 |
| Tract 104.02 | 15th | $85,208±$16,521 · within the margin of this tract |
| Tract 110 | 16th | $81,250±$8,670 · within the margin of this tract |
| Tract 10.03 | 17th | $80,964±$7,300 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 113.02?
3 of the 18 figures for Census Tract 113.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections