Census tract · Catawba County

Census Tract 115.05, Catawba County, North Carolina

Census Tract 115.05, GEOID 37035011505, in Catawba County, North Carolina, entirely within Lake Norman of Catawba. 3,672 residents in the ACS 2020-2024 5-year estimates (±467); the 2020 Census counted 3,669.

Residents, 2020-2024

3,672

±467 (90% margin)
2020 Census count: 3,669

Median household income

$107,143

±$33,795 (90% margin)
Catawba County: $67,864

Median home value

$403,900

±$65,820 (90% margin)
Catawba County: $241,600

Median gross rent

$1,476

±$232 (90% margin)
Catawba County: $965

Where is Census Tract 115.05?

Census Tract 115.05 is one of 34 census tracts in Catawba County, North Carolina. It covers 8.61 square miles of land, 426 residents per square mile in 2020. Its GEOID, 37035011505, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 115.05 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Lake Norman of Catawba100%
Census Tract 115.05 (marked with a dot) in Catawba County, North Carolina. Boundaries: Census Bureau 2024.
115.01115.03115.06614.01614.02 115.05 2 mi
Census Tract 115.05 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Catawba County.

5 census tracts border Census Tract 115.05: Tract 115.01 ($72,484), Tract 115.03 ($111,500), Tract 115.06 ($100,117), Tract 614.01 in Iredell County ($149,936) and Tract 614.02 in Iredell County ($108,934). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 115.05?

The 2020-2024 American Community Survey puts Census Tract 115.05's population at 3,672 (±467) in 1,714 households; the 2020 Census counted 3,669 residents and 2,032 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 115.05Lake Norman of CatawbaCatawba CountyNorth Carolina
Total population 3,672 ±467 9,906 163,573 10,730,404
Households 1,714 ±280 4,138 66,227 4,282,345
Average household size 2.14 ±0.19 2.39 2.43 2.44
Housing units 2,252 ±279 5,230 73,133 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 115.05?

The median resident of Census Tract 115.05 is 56.3 years old; 13.2% are under 18 and 25.2% are 65 or older. The largest group is non-Hispanic white residents at 92.0%, then non-Hispanic Asian residents at 3.1%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 115.05Lake Norman of CatawbaCatawba CountyNorth Carolina
Median age 56.3 ±6.1 51.2 42.1 39.1
Under 18 years 13.2% ±3.0 pts 17.8% 21.6% 21.8%
65 years and over 25.2% ±5.2 pts 22.2% 18.7% 17.2%
Hispanic or Latino (any race) 2.0% ±2.6 pts 8.9% 11.5% 11.3%
White alone, not Hispanic 92.0% ±4.7 pts 86.8% 71.9% 60.0%
Black or African American alone, not Hispanic 1.7% ±2.5 pts 1.1% 7.7% 20.0%
Asian alone, not Hispanic 3.1% ±3.1 pts 1.7% 4.3% 3.3%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.1% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.0% 0.1%
Two or more races, not Hispanic 1.2% ±1.5 pts 1.4% 4.3% 4.1%
Some other race alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.4% 0.5%
Born outside the United States 6.2% ±4.3 pts 4.7% 6.9% 9.1%
Speak a language other than English at home (age 5+) 9.9% ±7.5 pts 6.8% 12.8% 13.5%
Civilian veterans (age 18+) 7.9% ±3.0 pts 8.8% 6.3% 7.4%
With a disability 7.8% ±3.7 pts 8.2% 13.6% 13.6%
No health insurance coverage 8.4% ±3.6 pts 6.6% 10.6% 9.9%
High school graduate or higher (age 25+) 89.8% ±5.2 pts 94.7% 88.2% 90.1%
Bachelor's degree or higher (age 25+) 36.8% ±8.9 pts 44.0% 26.1% 35.7%
Graduate or professional degree (age 25+) 15.0% ±7.2 pts 12.5% 7.7% 13.5%
Lived in the same house a year earlier 92.5% ±4.4 pts 86.9% 90.7% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 115.05 earn?

Half of the 1,714 households in Census Tract 115.05 earn less than $107,143 a year (±$33,795), against $67,864 across Catawba County: 4th highest of the county's 33 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 115.05Lake Norman of CatawbaCatawba CountyNorth Carolina
Median household income $107,143 ±$33,795 $112,656 $67,864 $72,388
Mean household income $147,222 ±$22,013 $152,922 $90,959 $101,208
Per capita income $68,459 ±$12,078 $64,290 $37,462 $41,385
People below the poverty line 3.2% ±2.6 pts 4.2% 12.7% 13.0%
Children under 18 below the poverty line 0.0% ±9.0 pts 3.4% 17.3% 17.7%
Households receiving SNAP 5.0% ±3.9 pts 3.6% 11.9% 12.8%
Households with a computer 93.9% ±5.1 pts 96.5% 94.4% 94.9%
Households with a broadband subscription 87.4% ±7.2 pts 92.5% 88.5% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 115.05?

Owners occupy 77.9% of Census Tract 115.05's occupied homes and renters 22.1%. The median owner-occupied home is valued at $403,900 by its owner (±$65,820). The median renter pays $1,476 a month including utilities, and 37.7% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 115.05Lake Norman of CatawbaCatawba CountyNorth Carolina
Median home value (owner-occupied) $403,900 ±$65,820 $492,600 $241,600 $288,900
Median gross rent $1,476 ±$232 $1,319 $965 $1,228
Renters paying 35% or more of income on rent 37.7% ±20.3 pts 34.5% 28.7% 39.6%
Median monthly owner costs, with a mortgage $1,662 ±$259 $1,968 $1,343 $1,631
Owner-occupied homes 77.9% ±7.9 pts 85.7% 72.2% 66.6%
Renter-occupied homes 22.1% ±7.9 pts 14.3% 27.8% 33.4%
Housing units 2,252 ±279 5,230 73,133 4,895,668
Single-family detached homes 72.4% ±8.5 pts 78.1% 68.5% 65.3%
Mobile homes 9.3% ±5.1 pts 8.9% 11.6% 11.0%
Built 2020 or later 6.6% ±4.4 pts 6.7% 1.7% 3.0%
Built 2010 to 2019 14.7% ±6.0 pts 14.4% 6.6% 13.5%
Built 1939 or earlier 0.5% ±0.8 pts 0.4% 5.7% 4.9%
Households with no vehicle 2.9% ±2.9 pts 2.9% 5.2% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 115.05 get to work?

68.7% of Census Tract 115.05's workers drive alone and 17.8% work from home. The average trip to work takes 37.5 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 115.05Lake Norman of CatawbaCatawba CountyNorth Carolina
In the labor force (age 16+) 62.5% ±5.8 pts 60.6% 60.3% 62.8%
Unemployment rate 7.7% ±8.5 pts 3.8% 3.7% 4.7%
Drove alone to work 68.7% ±10.5 pts 67.1% 79.8% 71.5%
Carpooled 12.2% ±6.8 pts 13.6% 10.5% 8.5%
Public transportation 0.0% ±2.2 pts 0.0% 0.2% 0.7%
Walked 0.0% ±2.2 pts 0.0% 0.5% 1.6%
Worked from home 17.8% ±7.0 pts 18.7% 8.2% 16.3%
Mean travel time to work 37.5 min ±10.6 37.5 min 23.4 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 115.05 compare with the other tracts in Catawba County?

Among Catawba County's tracts with a reliable estimate, Census Tract 115.05 ranks as shown below (1 = highest).

Census Tract 115.05's rank among the tracts of Catawba County and of Lake Norman of Catawba
MeasureIn Catawba CountyIn Lake Norman of Catawba
Population29th of 343rd of 3
Residents per square mile21st of 342nd of 3
Median household income4th of 332nd of 3
Per capita income1st of 341st of 3
Median home value4th of 343rd of 3
Median gross rent1st of 311st of 3
Bachelor's degree or higher7th of 343rd of 3
Median age1st of 341st of 3
Owner-occupied share16th of 343rd of 3

The tracts next to it on Catawba County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 105.021st$127,763±$13,066 · within the margin of this tract3,673
Tract 118.012nd$114,407±$27,270 · within the margin of this tract6,360
Tract 115.033rd$111,500±$17,792 · within the margin of this tract3,992
Tract 115.054th$107,143±$33,7953,672
Tract 115.065th$100,117±$35,891 · within the margin of this tract3,872
Tract 105.016th$91,750±$30,270 · within the margin of this tract3,692
Tract 117.027th$83,313±$9,309 · within the margin of this tract6,948

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 115.05?

4 of the 18 figures for Census Tract 115.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections