Census tract · Collin County
Census Tract 305.31, Collin County, Texas
Census Tract 305.31, GEOID 48085030531, in Collin County, Texas, entirely within McKinney. 7,285 residents in the ACS 2020-2024 5-year estimates (±1,349); the 2020 Census counted 6,856.
Residents, 2020-2024
7,285
±1,349 (90% margin)
2020 Census count: 6,856
Median household income
$170,960
±$18,584 (90% margin)
Collin County: $121,600
Median home value
$536,600
±$63,702 (90% margin)
Collin County: $475,600
Median gross rent
$2,397
±$933 (90% margin)
Collin County: $1,859
Where is Census Tract 305.31?
Census Tract 305.31 is one of 220 census tracts in Collin County, Texas. It covers 1.63 square miles of land, 4,211 residents per square mile in 2020. Its GEOID, 48085030531, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| McKinney | 100% |
8 census tracts border Census Tract 305.31: Tract 305.15 ($158,295), Tract 305.16 ($129,938), Tract 305.17 ($144,821), Tract 305.25 ($163,929), Tract 305.29 ($175,694), Tract 305.34 ($150,660), Tract 305.35 ($122,292) and Tract 305.47 ($158,058). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 305.31?
The 2020-2024 American Community Survey puts Census Tract 305.31's population at 7,285 (±1,349) in 2,409 households; the 2020 Census counted 6,856 residents and 2,617 housing units.
| Measure | Tract 305.31 | McKinney |
|---|---|---|
| Total population | 7,285 ±1,349 | 210,600 |
| Households | 2,409 ±321 | 74,072 |
| Average household size | 3.01 ±0.29 | 2.82 |
| Housing units | 2,597 ±280 | 77,617 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 305.31?
The median resident of Census Tract 305.31 is 39.9 years old; 27.4% are under 18 and 16.4% are 65 or older. The largest group is non-Hispanic white residents at 70.0%, then non-Hispanic Black residents at 12.6%. 15.3% of residents were born outside the United States.
| Measure | Tract 305.31 | McKinney |
|---|---|---|
| Median age | 39.9 ±2.5 | 36.9 |
| Under 18 years | 27.4% ±3.8 pts | 26.2% |
| 65 years and over | 16.4% ±2.9 pts | 10.3% |
| Hispanic or Latino (any race) | 5.1% ±2.4 pts | 17.2% |
| White alone, not Hispanic | 70.0% ±7.9 pts | 51.5% |
| Black or African American alone, not Hispanic | 12.6% ±7.8 pts | 12.1% |
| Asian alone, not Hispanic | 6.5% ±3.3 pts | 14.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.2% ±0.4 pts | 0.0% |
| Two or more races, not Hispanic | 5.0% ±2.9 pts | 4.1% |
| Some other race alone, not Hispanic | 0.7% ±0.8 pts | 0.4% |
| Born outside the United States | 15.3% ±6.2 pts | 19.5% |
| Speak a language other than English at home (age 5+) | 19.7% ±7.4 pts | 26.5% |
| Civilian veterans (age 18+) | 6.2% ±2.9 pts | 5.0% |
| With a disability | 9.1% ±3.8 pts | 7.9% |
| No health insurance coverage | 4.2% ±3.3 pts | 8.2% |
| High school graduate or higher (age 25+) | 96.0% ±2.9 pts | 95.2% |
| Bachelor's degree or higher (age 25+) | 58.4% ±9.3 pts | 54.1% |
| Graduate or professional degree (age 25+) | 18.9% ±6.1 pts | 20.3% |
| Lived in the same house a year earlier | 85.1% ±8.9 pts | 85.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 305.31 earn?
Half of the 2,409 households in Census Tract 305.31 earn less than $170,960 a year (±$18,584), against $121,600 across Collin County: 38th highest of the county's 215 tracts with a reliable estimate.
| Measure | Tract 305.31 | McKinney |
|---|---|---|
| Median household income | $170,960 ±$18,584 | $124,215 |
| Mean household income | $188,571 ±$24,307 | $153,221 |
| Per capita income | $64,066 ±$10,040 | $55,643 |
| People below the poverty line | 12.0% ±7.9 pts | 5.7% |
| Children under 18 below the poverty line | 15.5% ±13.3 pts | 6.7% |
| Households receiving SNAP | 2.9% ±3.9 pts | 2.7% |
| Households with a computer | 94.7% ±4.1 pts | 98.6% |
| Households with a broadband subscription | 93.3% ±4.3 pts | 95.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 305.31?
Owners occupy 77.1% of Census Tract 305.31's occupied homes and renters 22.9%. The median owner-occupied home is valued at $536,600 by its owner (±$63,702). The median renter pays $2,397 a month including utilities, and 53.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 305.31 | McKinney |
|---|---|---|
| Median home value (owner-occupied) | $536,600 ±$63,702 | $471,800 |
| Median gross rent | $2,397 ±$933 | $1,901 |
| Renters paying 35% or more of income on rent | 53.5% ±25.2 pts | 40.2% |
| Median monthly owner costs, with a mortgage | $2,950 ±$294 | $2,763 |
| Owner-occupied homes | 77.1% ±7.7 pts | 63.8% |
| Renter-occupied homes | 22.9% ±7.7 pts | 36.2% |
| Housing units | 2,597 ±280 | 77,617 |
| Single-family detached homes | 74.1% ±6.9 pts | 70.5% |
| Mobile homes | 0.0% ±1.9 pts | 0.9% |
| Built 2020 or later | 0.6% ±1.1 pts | 4.9% |
| Built 2010 to 2019 | 23.1% ±7.0 pts | 34.7% |
| Built 1939 or earlier | 0.0% ±1.9 pts | 1.5% |
| Households with no vehicle | 5.6% ±4.6 pts | 3.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 305.31 get to work?
61.0% of Census Tract 305.31's workers drive alone and 31.0% work from home. The average trip to work takes 32.9 minutes.
| Measure | Tract 305.31 | McKinney |
|---|---|---|
| In the labor force (age 16+) | 60.1% ±5.7 pts | 71.5% |
| Unemployment rate | 7.9% ±6.3 pts | 3.7% |
| Drove alone to work | 61.0% ±8.6 pts | 65.4% |
| Carpooled | 1.6% ±1.5 pts | 7.0% |
| Public transportation | 0.0% ±1.7 pts | 0.1% |
| Walked | 6.0% ±4.7 pts | 0.9% |
| Worked from home | 31.0% ±8.2 pts | 24.5% |
| Mean travel time to work | 32.9 min ±7.7 | 27.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 305.31 compare with the other tracts in Collin County?
Among Collin County's tracts with a reliable estimate, Census Tract 305.31 ranks as shown below (1 = highest).
| Measure | In Collin County | In McKinney |
|---|---|---|
| Population | 36th of 219 | 10th of 36 |
| Residents per square mile | 102nd of 220 | 18th of 37 |
| Median household income | 38th of 215 | 7th of 35 |
| Per capita income | 77th of 219 | 10th of 36 |
| Median home value | 67th of 206 | 11th of 36 |
| Median gross rent | 56th of 206 | 10th of 34 |
| Bachelor's degree or higher | 119th of 218 | 20th of 36 |
| Median age | 80th of 219 | 10th of 36 |
| Owner-occupied share | 97th of 207 | 12th of 36 |
The tracts next to it on Collin County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 303.03 | 35th | $173,049±$32,626 · within the margin of this tract |
| Tract 313.29 | 36th | $171,998±$23,104 · within the margin of this tract |
| Tract 305.21 | 37th | $171,726±$27,264 · within the margin of this tract |
| Tract 305.31 | 38th | $170,960±$18,584 |
| Tract 313.28 | 39th | $170,476±$21,180 · within the margin of this tract |
| Tract 305.19 | 40th | $170,357±$21,939 · within the margin of this tract |
| Tract 313.30 | 41st | $170,083±$42,291 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 305.31?
1 of the 18 figures for Census Tract 305.31 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections