Census tract · Ramsey County
Census Tract 321, Ramsey County, Minnesota
Census Tract 321, GEOID 27123032100, in Ramsey County, Minnesota, entirely within St. Paul. 3,509 residents in the ACS 2020-2024 5-year estimates (±725); the 2020 Census counted 3,190.
Residents, 2020-2024
3,509
±725 (90% margin)
2020 Census count: 3,190
Median household income
$55,904
±$13,942 (90% margin)
Ramsey County: $81,568
Median home value
$341,800
±$19,383 (90% margin)
Ramsey County: $326,600
Median gross rent
$1,132
±$116 (90% margin)
Ramsey County: $1,329
Where is Census Tract 321?
Census Tract 321 is one of 143 census tracts in Ramsey County, Minnesota. It covers 0.38 square miles of land, 8,417 residents per square mile in 2020. Its GEOID, 27123032100, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| St. Paul | 100% |
5 census tracts border Census Tract 321: Tract 302.02 ($72,641), Tract 319 ($62,413), Tract 320 ($81,500), Tract 322 ($85,742) and Tract 334 ($42,066). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 321?
The 2020-2024 American Community Survey puts Census Tract 321's population at 3,509 (±725) in 1,433 households; the 2020 Census counted 3,190 residents and 1,287 housing units.
| Measure | Tract 321 | St. Paul |
|---|---|---|
| Total population | 3,509±725 | 307,284 |
| Households | 1,433±251 | 125,249 |
| Average household size | 2.01±0.47 | 2.37 |
| Housing units | 1,511±236 | 133,051 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 321?
The median resident of Census Tract 321 is 23.7 years old. The largest group is non-Hispanic white residents at 58.6%, then non-Hispanic Black residents at 20.3%. 12.0% of residents were born outside the United States.
| Measure | Tract 321 | St. Paul |
|---|---|---|
| Median age | 23.7±4.1 | 33.7 |
| Under 18 years | 20.9%±15.6 pts | 23.5% |
| 65 years and over | 4.6%±2.9 pts | 12.4% |
| Hispanic or Latino (any race) | 3.2%±4.6 pts | 9.5% |
| White alone, not Hispanic | 58.6%±12.9 pts | 50.0% |
| Black or African American alone, not Hispanic | 20.3%±12.2 pts | 15.7% |
| Asian alone, not Hispanic | 6.6%±3.7 pts | 17.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.2%±0.4 pts | 0.4% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.1%±0.2 pts | 0.0% |
| Two or more races, not Hispanic | 10.9%±5.6 pts | 6.1% |
| Some other race alone, not Hispanic | 0.0%±0.6 pts | 0.4% |
| Born outside the United States | 12.0%±5.7 pts | 18.2% |
| Speak a language other than English at home (age 5+) | 14.1%±7.2 pts | 27.7% |
| Civilian veterans (age 18+) | 2.5%±1.9 pts | 3.9% |
| With a disability | 13.0%±3.4 pts | 12.4% |
| No health insurance coverage | 3.5%±3.2 pts | 6.7% |
| High school graduate or higher (age 25+) | 95.4%±4.4 pts | 89.3% |
| Bachelor's degree or higher (age 25+) | 50.4%±10.3 pts | 43.8% |
| Graduate or professional degree (age 25+) | 17.5%±7.8 pts | 18.8% |
| Lived in the same house a year earlier | 51.7%±14.4 pts | 83.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 321 earn?
Half of the 1,433 households in Census Tract 321 earn less than $55,904 a year (±$13,942), against $81,568 across Ramsey County: 130th highest of the county's 142 tracts with a reliable estimate. 14.4% of residents live below the poverty line.
| Measure | Tract 321 | St. Paul |
|---|---|---|
| Median household income | $55,904±$13,942 | $73,394 |
| Mean household income | $65,708±$8,808 | $103,590 |
| Per capita income | $28,626±$5,696 | $42,815 |
| People below the poverty line | 14.4%±8.5 pts | 15.6% |
| Children under 18 below the poverty line | 0.0%±3.1 pts | 22.0% |
| Households receiving SNAP | 13.7%±7.5 pts | 15.5% |
| Households with a computer | 95.6%±3.4 pts | 96.0% |
| Households with a broadband subscription | 89.9%±4.6 pts | 91.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 321?
Owners occupy 23.3% of Census Tract 321's occupied homes and renters 76.7%. The median owner-occupied home is valued at $341,800 by its owner (±$19,383). The median renter pays $1,132 a month including utilities, and 50.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 321 | St. Paul |
|---|---|---|
| Median home value (owner-occupied) | $341,800±$19,383 | $294,500 |
| Median gross rent | $1,132±$116 | $1,281 |
| Renters paying 35% or more of income on rent | 50.8%±16.4 pts | 40.1% |
| Median monthly owner costs, with a mortgage | $1,911±$422 | $1,911 |
| Owner-occupied homes | 23.3%±8.3 pts | 52.9% |
| Renter-occupied homes | 76.7%±8.3 pts | 47.1% |
| Housing units | 1,511±236 | 133,051 |
| Single-family detached homes | 32.2%±9.1 pts | 48.5% |
| Mobile homes | 0.0%±1.5 pts | 0.2% |
| Built 2020 or later | 0.0%±1.5 pts | 1.3% |
| Built 2010 to 2019 | 5.2%±5.1 pts | 5.1% |
| Built 1939 or earlier | 67.0%±9.3 pts | 41.6% |
| Households with no vehicle | 27.7%±9.3 pts | 13.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 321 get to work?
39.5% of Census Tract 321's workers drive alone and 12.3% work from home. The average trip to work takes 24.9 minutes. The unemployment rate in 2020-2024 averaged 14.5%.
| Measure | Tract 321 | St. Paul |
|---|---|---|
| In the labor force (age 16+) | 77.3%±4.9 pts | 70.0% |
| Unemployment rate | 14.5%±9.0 pts | 5.4% |
| Drove alone to work | 39.5%±7.8 pts | 58.9% |
| Carpooled | 5.8%±5.0 pts | 9.1% |
| Public transportation | 25.1%±9.2 pts | 5.4% |
| Walked | 11.6%±5.0 pts | 3.8% |
| Worked from home | 12.3%±5.8 pts | 20.2% |
| Mean travel time to work | 24.9 min±4.9 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 321 compare with the other tracts in Ramsey County?
Among Ramsey County's tracts with a reliable estimate, Census Tract 321 ranks as shown below (1 = highest).
| Measure | In Ramsey County | In St. Paul |
|---|---|---|
| Population | 85th of 142 | 46th of 84 |
| Residents per square mile | 33rd of 143 | 33rd of 85 |
| Median household income | 130th of 142 | 73rd of 84 |
| Per capita income | 125th of 142 | 67th of 84 |
| Median home value | 59th of 140 | 25th of 82 |
| Median gross rent | 121st of 135 | 71st of 83 |
| Poverty rate | 46th of 120 | 42nd of 74 |
| Bachelor's degree or higher | 58th of 142 | 32nd of 84 |
| Median age | 139th of 142 | 82nd of 84 |
| Owner-occupied share | 135th of 141 | 77th of 83 |
The tracts next to it on Ramsey County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 342.01 | 127th | $58,065±$10,194 · within the margin of this tract |
| Tract 304 | 128th | $56,727±$7,632 · within the margin of this tract |
| Tract 335 | 129th | $56,024±$16,715 · within the margin of this tract |
| Tract 321 | 130th | $55,904±$13,942 |
| Tract 327 | 131st | $55,089±$16,199 · within the margin of this tract |
| Tract 421.01 | 132nd | $54,854±$12,194 · within the margin of this tract |
| Tract 359 | 133rd | $52,188±$15,257 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 321?
1 of the 18 figures for Census Tract 321 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections