Census tract · Ramsey County
Census Tract 323, Ramsey County, Minnesota
Census Tract 323, GEOID 27123032300, in Ramsey County, Minnesota, entirely within St. Paul. 4,228 residents in the ACS 2020-2024 5-year estimates (±556); the 2020 Census counted 3,589.
Residents, 2020-2024
4,228
±556 (90% margin)
2020 Census count: 3,589
Median household income
$103,125
±$11,383 (90% margin)
Ramsey County: $81,568
Median home value
$279,100
±$9,586 (90% margin)
Ramsey County: $326,600
Median gross rent
$1,473
±$174 (90% margin)
Ramsey County: $1,329
Where is Census Tract 323?
Census Tract 323 is one of 143 census tracts in Ramsey County, Minnesota. It covers 0.43 square miles of land, 8,386 residents per square mile in 2020. Its GEOID, 27123032300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| St. Paul | 100% |
5 census tracts border Census Tract 323: Tract 302.02 ($72,641), Tract 322 ($85,742), Tract 324 ($61,563), Tract 325 ($58,965) and Tract 334 ($42,066). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 323?
The 2020-2024 American Community Survey puts Census Tract 323's population at 4,228 (±556) in 1,550 households; the 2020 Census counted 3,589 residents and 1,523 housing units.
| Measure | Tract 323 | St. Paul |
|---|---|---|
| Total population | 4,228 ±556 | 307,284 |
| Households | 1,550 ±150 | 125,249 |
| Average household size | 2.72 ±0.25 | 2.37 |
| Housing units | 1,559 ±152 | 133,051 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 323?
The median resident of Census Tract 323 is 33.2 years old; 29.2% are under 18 and 8.4% are 65 or older. The largest group is non-Hispanic white residents at 51.8%, then non-Hispanic residents of two or more races at 18.7%. 13.9% of residents were born outside the United States.
| Measure | Tract 323 | St. Paul |
|---|---|---|
| Median age | 33.2 ±2.1 | 33.7 |
| Under 18 years | 29.2% ±3.9 pts | 23.5% |
| 65 years and over | 8.4% ±2.0 pts | 12.4% |
| Hispanic or Latino (any race) | 8.9% ±4.7 pts | 9.5% |
| White alone, not Hispanic | 51.8% ±8.0 pts | 50.0% |
| Black or African American alone, not Hispanic | 17.9% ±6.3 pts | 15.7% |
| Asian alone, not Hispanic | 2.7% ±2.0 pts | 17.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.5 pts | 0.4% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Two or more races, not Hispanic | 18.7% ±7.6 pts | 6.1% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.4% |
| Born outside the United States | 13.9% ±5.6 pts | 18.2% |
| Speak a language other than English at home (age 5+) | 17.4% ±6.9 pts | 27.7% |
| Civilian veterans (age 18+) | 4.1% ±1.8 pts | 3.9% |
| With a disability | 7.7% ±3.8 pts | 12.4% |
| No health insurance coverage | 5.7% ±4.6 pts | 6.7% |
| High school graduate or higher (age 25+) | 95.1% ±4.1 pts | 89.3% |
| Bachelor's degree or higher (age 25+) | 59.2% ±7.1 pts | 43.8% |
| Graduate or professional degree (age 25+) | 26.8% ±7.6 pts | 18.8% |
| Lived in the same house a year earlier | 91.8% ±4.5 pts | 83.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 323 earn?
Half of the 1,550 households in Census Tract 323 earn less than $103,125 a year (±$11,383), against $81,568 across Ramsey County: 33rd highest of the county's 142 tracts with a reliable estimate.
| Measure | Tract 323 | St. Paul |
|---|---|---|
| Median household income | $103,125 ±$11,383 | $73,394 |
| Mean household income | $109,341 ±$11,421 | $103,590 |
| Per capita income | $40,938 ±$5,469 | $42,815 |
| People below the poverty line | 10.4% ±7.9 pts | 15.6% |
| Children under 18 below the poverty line | 17.8% ±13.7 pts | 22.0% |
| Households receiving SNAP | 8.8% ±6.1 pts | 15.5% |
| Households with a computer | 97.5% ±2.2 pts | 96.0% |
| Households with a broadband subscription | 97.2% ±2.4 pts | 91.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 323?
Owners occupy 73.1% of Census Tract 323's occupied homes and renters 26.9%. The median owner-occupied home is valued at $279,100 by its owner (±$9,586). The median renter pays $1,473 a month including utilities.
| Measure | Tract 323 | St. Paul |
|---|---|---|
| Median home value (owner-occupied) | $279,100 ±$9,586 | $294,500 |
| Median gross rent | $1,473 ±$174 | $1,281 |
| Renters paying 35% or more of income on rent | 24.1% ±17.6 pts | 40.1% |
| Median monthly owner costs, with a mortgage | $1,758 ±$136 | $1,911 |
| Owner-occupied homes | 73.1% ±7.7 pts | 52.9% |
| Renter-occupied homes | 26.9% ±7.7 pts | 47.1% |
| Housing units | 1,559 ±152 | 133,051 |
| Single-family detached homes | 83.6% ±6.4 pts | 48.5% |
| Mobile homes | 0.0% ±1.4 pts | 0.2% |
| Built 2020 or later | 0.0% ±1.4 pts | 1.3% |
| Built 2010 to 2019 | 9.4% ±6.4 pts | 5.1% |
| Built 1939 or earlier | 71.9% ±6.6 pts | 41.6% |
| Households with no vehicle | 7.8% ±4.7 pts | 13.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 323 get to work?
64.0% of Census Tract 323's workers drive alone and 23.9% work from home. The average trip to work takes 24.3 minutes. The unemployment rate in 2020-2024 averaged 6.1%.
| Measure | Tract 323 | St. Paul |
|---|---|---|
| In the labor force (age 16+) | 86.6% ±3.8 pts | 70.0% |
| Unemployment rate | 6.1% ±3.4 pts | 5.4% |
| Drove alone to work | 64.0% ±10.5 pts | 58.9% |
| Carpooled | 2.6% ±2.3 pts | 9.1% |
| Public transportation | 7.8% ±6.4 pts | 5.4% |
| Walked | 0.0% ±0.9 pts | 3.8% |
| Worked from home | 23.9% ±8.1 pts | 20.2% |
| Mean travel time to work | 24.3 min ±5.8 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 323 compare with the other tracts in Ramsey County?
Among Ramsey County's tracts with a reliable estimate, Census Tract 323 ranks as shown below (1 = highest).
| Measure | In Ramsey County | In St. Paul |
|---|---|---|
| Population | 51st of 142 | 26th of 84 |
| Residents per square mile | 34th of 143 | 34th of 85 |
| Median household income | 33rd of 142 | 11th of 84 |
| Per capita income | 89th of 142 | 42nd of 84 |
| Median home value | 93rd of 140 | 39th of 82 |
| Median gross rent | 35th of 135 | 14th of 83 |
| Bachelor's degree or higher | 38th of 142 | 26th of 84 |
| Median age | 99th of 142 | 47th of 84 |
| Owner-occupied share | 36th of 141 | 9th of 83 |
The tracts next to it on Ramsey County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 411.06 | 30th | $106,875±$18,512 · within the margin of this tract |
| Tract 423.01 | 31st | $104,750±$22,069 · within the margin of this tract |
| Tract 349 | 32nd | $104,583±$23,248 · within the margin of this tract |
| Tract 323 | 33rd | $103,125±$11,383 |
| Tract 338 | 34th | $102,750±$33,455 · within the margin of this tract |
| Tract 408.01 | 35th | $101,875±$21,423 · within the margin of this tract |
| Tract 423.02 | 36th | $101,188±$17,695 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 323?
2 of the 18 figures for Census Tract 323 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections