Census tract · Rockwall County
Census Tract 403.05, Rockwall County, Texas
Census Tract 403.05, GEOID 48397040305, in Rockwall County, Texas, entirely within Rockwall. 4,010 residents in the ACS 2020-2024 5-year estimates (±497); the 2020 Census counted 3,370.
Residents, 2020-2024
4,010
±497 (90% margin)
2020 Census count: 3,370
Median household income
$85,350
±$31,061 (90% margin)
Rockwall County: $127,981
Median home value
$474,700
±$130,959 (90% margin)
Rockwall County: $415,500
Median gross rent
$1,802
±$85 (90% margin)
Rockwall County: $1,992
Where is Census Tract 403.05?
Census Tract 403.05 is one of 29 census tracts in Rockwall County, Texas. It covers 4.49 square miles of land, 751 residents per square mile in 2020. Its GEOID, 48397040305, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Rockwall | 100% |
9 census tracts border Census Tract 403.05: Tract 402.01 ($112,344), Tract 402.02 ($138,750), Tract 403.03 ($116,970), Tract 403.04 ($60,858), Tract 404.04 ($114,283), Tract 404.08 ($131,349), Tract 405.03 ($80,682), Tract 405.12 ($117,500) and Tract 405.13 ($170,371). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 403.05?
The 2020-2024 American Community Survey puts Census Tract 403.05's population at 4,010 (±497) in 1,657 households; the 2020 Census counted 3,370 residents and 1,626 housing units.
| Measure | Tract 403.05 | Rockwall |
|---|---|---|
| Total population | 4,010 ±497 | 51,168 |
| Households | 1,657 ±134 | 18,273 |
| Average household size | 2.22 ±0.29 | 2.78 |
| Housing units | 1,700 ±118 | 19,328 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 403.05?
The median resident of Census Tract 403.05 is 36.0 years old; 21.3% are under 18 and 16.7% are 65 or older. The largest group is non-Hispanic white residents at 61.2%, then Hispanic or Latino residents (of any race) at 20.4%. 8.4% of residents were born outside the United States.
| Measure | Tract 403.05 | Rockwall |
|---|---|---|
| Median age | 36.0 ±5.2 | 39.5 |
| Under 18 years | 21.3% ±5.0 pts | 24.3% |
| 65 years and over | 16.7% ±4.5 pts | 15.8% |
| Hispanic or Latino (any race) | 20.4% ±8.8 pts | 15.8% |
| White alone, not Hispanic | 61.2% ±9.8 pts | 65.3% |
| Black or African American alone, not Hispanic | 10.2% ±4.4 pts | 10.8% |
| Asian alone, not Hispanic | 6.9% ±4.9 pts | 4.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 1.1% ±1.0 pts | 3.2% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.2% |
| Born outside the United States | 8.4% ±4.5 pts | 9.7% |
| Speak a language other than English at home (age 5+) | 12.1% ±5.8 pts | 13.5% |
| Civilian veterans (age 18+) | 3.3% ±2.2 pts | 6.6% |
| With a disability | 11.4% ±4.1 pts | 9.9% |
| No health insurance coverage | 7.7% ±4.5 pts | 8.1% |
| High school graduate or higher (age 25+) | 97.6% ±2.4 pts | 96.0% |
| Bachelor's degree or higher (age 25+) | 39.2% ±7.6 pts | 48.6% |
| Graduate or professional degree (age 25+) | 9.6% ±5.3 pts | 17.7% |
| Lived in the same house a year earlier | 71.2% ±9.1 pts | 86.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 403.05 earn?
Half of the 1,657 households in Census Tract 403.05 earn less than $85,350 a year (±$31,061), against $127,981 across Rockwall County: 27th highest of the county's 29 tracts with a reliable estimate.
| Measure | Tract 403.05 | Rockwall |
|---|---|---|
| Median household income | $85,350 ±$31,061 | $115,580 |
| Mean household income | $103,287 ±$15,423 | $142,025 |
| Per capita income | $47,660 ±$6,780 | $52,156 |
| People below the poverty line | 8.0% ±6.9 pts | 4.0% |
| Children under 18 below the poverty line | 10.1% ±13.7 pts | 3.1% |
| Households receiving SNAP | 11.7% ±6.5 pts | 5.1% |
| Households with a computer | 98.2% ±2.7 pts | 98.8% |
| Households with a broadband subscription | 95.8% ±3.6 pts | 96.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 403.05?
Owners occupy 32.5% of Census Tract 403.05's occupied homes and renters 67.5%. The median owner-occupied home is valued at $474,700 by its owner (±$130,959). The median renter pays $1,802 a month including utilities, and 39.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 403.05 | Rockwall |
|---|---|---|
| Median home value (owner-occupied) | $474,700 ±$130,959 | $411,700 |
| Median gross rent | $1,802 ±$85 | $1,947 |
| Renters paying 35% or more of income on rent | 39.0% ±11.1 pts | 40.7% |
| Median monthly owner costs, with a mortgage | $2,645 ±$350 | $2,542 |
| Owner-occupied homes | 32.5% ±9.4 pts | 72.5% |
| Renter-occupied homes | 67.5% ±9.4 pts | 27.5% |
| Housing units | 1,700 ±118 | 19,328 |
| Single-family detached homes | 45.3% ±8.1 pts | 78.2% |
| Mobile homes | 0.0% ±2.9 pts | 1.3% |
| Built 2020 or later | 14.9% ±7.3 pts | 5.1% |
| Built 2010 to 2019 | 36.6% ±9.4 pts | 21.5% |
| Built 1939 or earlier | 1.1% ±1.8 pts | 0.5% |
| Households with no vehicle | 4.2% ±3.9 pts | 2.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 403.05 get to work?
61.0% of Census Tract 403.05's workers drive alone and 29.8% work from home. The average trip to work takes 32.8 minutes.
| Measure | Tract 403.05 | Rockwall |
|---|---|---|
| In the labor force (age 16+) | 64.8% ±5.1 pts | 68.3% |
| Unemployment rate | 8.6% ±7.4 pts | 4.4% |
| Drove alone to work | 61.0% ±10.4 pts | 71.9% |
| Carpooled | 3.3% ±3.3 pts | 6.9% |
| Public transportation | 0.0% ±2.8 pts | 0.2% |
| Walked | 1.4% ±1.8 pts | 0.8% |
| Worked from home | 29.8% ±10.4 pts | 19.2% |
| Mean travel time to work | 32.8 min ±7.1 | 31.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 403.05 compare with the other tracts in Rockwall County?
Among Rockwall County's tracts with a reliable estimate, Census Tract 403.05 ranks as shown below (1 = highest).
| Measure | In Rockwall County | In Rockwall |
|---|---|---|
| Population | 15th of 29 | 8th of 13 |
| Residents per square mile | 20th of 29 | 10th of 13 |
| Median household income | 27th of 29 | 11th of 13 |
| Per capita income | 17th of 29 | 10th of 13 |
| Median home value | 8th of 29 | 4th of 13 |
| Median gross rent | 15th of 19 | 7th of 9 |
| Bachelor's degree or higher | 18th of 29 | 10th of 13 |
| Median age | 15th of 29 | 9th of 13 |
| Owner-occupied share | 28th of 28 | 12th of 12 |
The tracts next to it on Rockwall County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 404.10 | 24th | $110,662±$27,524 · within the margin of this tract |
| Tract 401.04 | 25th | $98,191±$16,523 · within the margin of this tract |
| Tract 405.10 | 26th | $96,641±$34,553 · within the margin of this tract |
| Tract 403.05 | 27th | $85,350±$31,061 |
| Tract 405.03 | 28th | $80,682±$13,910 · within the margin of this tract |
| Tract 403.04 | 29th | $60,858±$22,695 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 403.05?
2 of the 18 figures for Census Tract 403.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections