Census tract · Rockwall County

Census Tract 404.08, Rockwall County, Texas

Census Tract 404.08, GEOID 48397040408, in Rockwall County, Texas, mostly within Fate (70% of its census blocks). 3,810 residents in the ACS 2020-2024 5-year estimates (±541); the 2020 Census counted 3,054.

Residents, 2020-2024

3,810

±541 (90% margin)
2020 Census count: 3,054

Median household income

$131,349

±$15,415 (90% margin)
Rockwall County: $127,981

Median home value

$365,900

±$27,747 (90% margin)
Rockwall County: $415,500

Median gross rent

$2,869

±$215 (90% margin)
Rockwall County: $1,992

Where is Census Tract 404.08?

Census Tract 404.08 is one of 29 census tracts in Rockwall County, Texas. It covers 3.84 square miles of land, 796 residents per square mile in 2020. Its GEOID, 48397040408, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 404.08 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Fate70%
Rockwall12%
Census Tract 404.08 (marked with a dot) in Rockwall County, Texas. Boundaries: Census Bureau 2024.
403.05404.04404.09405.13 404.08 1 mi
Census Tract 404.08 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

4 census tracts border Census Tract 404.08: Tract 403.05 ($85,350), Tract 404.04 ($114,283), Tract 404.09 ($127,966) and Tract 405.13 ($170,371). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 404.08?

The 2020-2024 American Community Survey puts Census Tract 404.08's population at 3,810 (±541) in 1,177 households; the 2020 Census counted 3,054 residents and 1,016 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 404.08FateRockwall CountyTexas
Total population 3,810 ±541 22,884 123,617 30,188,424
Households 1,177 ±135 6,737 41,237 10,992,816
Average household size 3.24 ±0.36 3.40 2.98 2.69
Housing units 1,177 ±135 7,109 43,580 12,128,515

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 404.08?

The median resident of Census Tract 404.08 is 33.0 years old; 36.9% are under 18 and 4.5% are 65 or older. The largest group is non-Hispanic white residents at 56.0%, then Hispanic or Latino residents (of any race) at 25.5%. 11.4% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 404.08FateRockwall CountyTexas
Median age 33.0 ±3.0 31.6 37.5 35.6
Under 18 years 36.9% ±5.7 pts 33.6% 26.5% 25.0%
65 years and over 4.5% ±2.6 pts 6.6% 12.6% 13.4%
Hispanic or Latino (any race) 25.5% ±7.3 pts 32.0% 20.8% 39.7%
White alone, not Hispanic 56.0% ±10.2 pts 49.5% 63.0% 39.1%
Black or African American alone, not Hispanic 10.3% ±4.0 pts 11.0% 9.1% 11.9%
Asian alone, not Hispanic 4.4% ±4.8 pts 3.1% 3.5% 5.5%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.3 pts 0.3% 0.1% 0.1%
Two or more races, not Hispanic 3.9% ±3.3 pts 3.8% 3.0% 3.1%
Some other race alone, not Hispanic 0.0% ±1.3 pts 0.3% 0.5% 0.4%
Born outside the United States 11.4% ±4.9 pts 10.8% 8.9% 17.6%
Speak a language other than English at home (age 5+) 20.7% ±8.5 pts 19.0% 14.7% 35.1%
Civilian veterans (age 18+) 7.4% ±4.1 pts 9.9% 7.5% 6.2%
With a disability 7.3% ±3.1 pts 5.0% 9.1% 12.3%
No health insurance coverage 8.5% ±4.3 pts 8.1% 8.7% 17.1%
High school graduate or higher (age 25+) 93.3% ±3.8 pts 92.1% 94.4% 86.0%
Bachelor's degree or higher (age 25+) 43.9% ±10.4 pts 42.3% 44.5% 33.8%
Graduate or professional degree (age 25+) 12.6% ±4.8 pts 14.7% 15.6% 12.3%
Lived in the same house a year earlier 85.0% ±8.8 pts 90.5% 87.7% 86.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 404.08 earn?

Half of the 1,177 households in Census Tract 404.08 earn less than $131,349 a year (±$15,415), against $127,981 across Rockwall County: 15th highest of the county's 29 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 404.08FateRockwall CountyTexas
Median household income $131,349 ±$15,415 $132,752 $127,981 $78,476
Mean household income $136,179 ±$19,051 $143,442 $162,868 $109,933
Per capita income $42,597 ±$4,713 $41,804 $55,374 $40,752
People below the poverty line 3.4% ±3.4 pts 3.6% 4.0% 13.8%
Children under 18 below the poverty line 2.4% ±3.7 pts 4.7% 3.7% 18.7%
Households receiving SNAP 5.4% ±4.2 pts 3.5% 4.3% 11.4%
Households with a computer 97.5% ±3.3 pts 98.9% 98.7% 96.3%
Households with a broadband subscription 99.4% ±1.1 pts 98.4% 96.8% 91.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 404.08?

Owners occupy 92.6% of Census Tract 404.08's occupied homes and renters 7.4%. The median owner-occupied home is valued at $365,900 by its owner (±$27,747). The median renter pays $2,869 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 404.08FateRockwall CountyTexas
Median home value (owner-occupied) $365,900 ±$27,747 $384,300 $415,500 $283,800
Median gross rent $2,869 ±$215 $2,500 $1,992 $1,403
Renters paying 35% or more of income on rent 13.8% ±24.1 pts 36.8% 42.4% 42.3%
Median monthly owner costs, with a mortgage $2,627 ±$181 $2,534 $2,622 $2,106
Owner-occupied homes 92.6% ±6.1 pts 91.5% 82.5% 62.6%
Renter-occupied homes 7.4% ±6.1 pts 8.5% 17.5% 37.4%
Housing units 1,177 ±135 7,109 43,580 12,128,515
Single-family detached homes 98.1% ±2.4 pts 99.2% 85.0% 64.4%
Mobile homes 0.8% ±1.2 pts 0.2% 3.2% 6.4%
Built 2020 or later 27.9% ±9.7 pts 19.0% 9.7% 4.0%
Built 2010 to 2019 52.6% ±11.9 pts 47.3% 26.8% 17.4%
Built 1939 or earlier 0.0% ±4.2 pts 0.0% 0.4% 3.1%
Households with no vehicle 3.7% ±3.7 pts 1.2% 2.1% 5.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 404.08 get to work?

62.5% of Census Tract 404.08's workers drive alone and 20.3% work from home. The average trip to work takes 34.3 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 404.08FateRockwall CountyTexas
In the labor force (age 16+) 73.3% ±7.2 pts 75.6% 69.9% 65.3%
Unemployment rate 1.6% ±2.2 pts 5.4% 4.3% 5.3%
Drove alone to work 62.5% ±9.9 pts 71.9% 72.0% 71.4%
Carpooled 13.4% ±10.1 pts 8.9% 7.7% 10.0%
Public transportation 0.0% ±2.7 pts 0.0% 0.3% 0.9%
Walked 2.6% ±3.6 pts 0.8% 0.6% 1.5%
Worked from home 20.3% ±8.4 pts 17.3% 18.6% 14.4%
Mean travel time to work 34.3 min ±7.2 35.2 min 33.8 min 26.7 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 404.08 compare with the other tracts in Rockwall County?

Among Rockwall County's tracts with a reliable estimate, Census Tract 404.08 ranks as shown below (1 = highest).

Census Tract 404.08's rank among the tracts of Rockwall County and of Fate
MeasureIn Rockwall CountyIn Fate
Population16th of 294th of 5
Residents per square mile17th of 293rd of 5
Median household income15th of 293rd of 5
Per capita income22nd of 292nd of 5
Median home value20th of 294th of 5
Median gross rent1st of 191st of 4
Bachelor's degree or higher15th of 293rd of 5
Median age21st of 293rd of 5
Owner-occupied share12th of 282nd of 5

The tracts next to it on Rockwall County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 405.1412th$134,632±$34,149 · within the margin of this tract3,090
Tract 403.0113th$134,430±$26,324 · within the margin of this tract6,150
Tract 404.1114th$132,316±$10,903 · within the margin of this tract3,766
Tract 404.0815th$131,349±$15,4153,810
Tract 404.0916th$127,966±$19,710 · within the margin of this tract4,861
Tract 404.1217th$121,397±$17,498 · within the margin of this tract2,279
Tract 404.0318th$118,125±$43,728 · within the margin of this tract3,198

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 404.08?

2 of the 18 figures for Census Tract 404.08 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections