Census tract · Rockwall County
Census Tract 404.03, Rockwall County, Texas
Census Tract 404.03, GEOID 48397040403, in Rockwall County, Texas, mostly within Royse City (52% of its census blocks). 3,198 residents in the ACS 2020-2024 5-year estimates (±522); the 2020 Census counted 2,681.
Residents, 2020-2024
3,198
±522 (90% margin)
2020 Census count: 2,681
Median household income
$118,125
±$43,728 (90% margin)
Rockwall County: $127,981
Median home value
$236,600
±$29,090 (90% margin)
Rockwall County: $415,500
Median gross rent
$1,875
±$772 (90% margin)
Rockwall County: $1,992
Where is Census Tract 404.03?
Census Tract 404.03 is one of 29 census tracts in Rockwall County, Texas. It covers 5.86 square miles of land, 458 residents per square mile in 2020. Its GEOID, 48397040403, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Royse City | 52% |
| Fate | 20% |
| Rockwall | 5% |
5 census tracts border Census Tract 404.03: Tract 312.02 in Collin County ($117,593), Tract 402.01 ($112,344), Tract 402.03 ($171,905), Tract 404.05 ($115,000) and Tract 404.07 ($181,941). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 404.03?
The 2020-2024 American Community Survey puts Census Tract 404.03's population at 3,198 (±522) in 1,240 households; the 2020 Census counted 2,681 residents and 1,038 housing units.
| Measure | Tract 404.03 | Royse City |
|---|---|---|
| Total population | 3,198 ±522 | 20,037 |
| Households | 1,240 ±206 | 6,573 |
| Average household size | 2.58 ±0.24 | 3.04 |
| Housing units | 1,334 ±214 | 7,146 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 404.03?
The median resident of Census Tract 404.03 is 31.9 years old; 18.3% are under 18 and 11.5% are 65 or older. The largest group is non-Hispanic white residents at 70.1%, then Hispanic or Latino residents (of any race) at 21.9%.
| Measure | Tract 404.03 | Royse City |
|---|---|---|
| Median age | 31.9 ±7.6 | 32.8 |
| Under 18 years | 18.3% ±5.1 pts | 26.6% |
| 65 years and over | 11.5% ±3.2 pts | 9.1% |
| Hispanic or Latino (any race) | 21.9% ±9.3 pts | 27.0% |
| White alone, not Hispanic | 70.1% ±8.4 pts | 59.1% |
| Black or African American alone, not Hispanic | 3.0% ±2.6 pts | 9.7% |
| Asian alone, not Hispanic | 2.8% ±3.9 pts | 1.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.5 pts | 0.0% |
| Two or more races, not Hispanic | 2.1% ±1.9 pts | 1.9% |
| Some other race alone, not Hispanic | 0.0% ±1.5 pts | 0.8% |
| Born outside the United States | 8.0% ±5.3 pts | 9.1% |
| Speak a language other than English at home (age 5+) | 17.3% ±8.1 pts | 18.9% |
| Civilian veterans (age 18+) | 5.2% ±2.8 pts | 8.6% |
| With a disability | 7.7% ±3.1 pts | 7.6% |
| No health insurance coverage | 20.2% ±8.5 pts | 9.0% |
| High school graduate or higher (age 25+) | 87.1% ±5.4 pts | 91.1% |
| Bachelor's degree or higher (age 25+) | 24.7% ±7.3 pts | 28.8% |
| Graduate or professional degree (age 25+) | 8.0% ±4.2 pts | 9.1% |
| Lived in the same house a year earlier | 72.0% ±12.6 pts | 83.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 404.03 earn?
Half of the 1,240 households in Census Tract 404.03 earn less than $118,125 a year (±$43,728), against $127,981 across Rockwall County: 18th highest of the county's 29 tracts with a reliable estimate.
| Measure | Tract 404.03 | Royse City |
|---|---|---|
| Median household income | $118,125 ±$43,728 | $116,660 |
| Mean household income | $106,745 ±$13,627 | $133,184 |
| Per capita income | $43,623 ±$7,072 | $45,175 |
| People below the poverty line | 9.3% ±6.5 pts | 7.3% |
| Children under 18 below the poverty line | 8.5% ±11.5 pts | 9.4% |
| Households receiving SNAP | 7.4% ±9.6 pts | 6.6% |
| Households with a computer | 91.4% ±5.9 pts | 97.8% |
| Households with a broadband subscription | 89.7% ±6.0 pts | 94.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 404.03?
Owners occupy 79.2% of Census Tract 404.03's occupied homes and renters 20.8%. The median owner-occupied home is valued at $236,600 by its owner (±$29,090). The median renter pays $1,875 a month including utilities, and 78.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 404.03 | Royse City |
|---|---|---|
| Median home value (owner-occupied) | $236,600 ±$29,090 | $322,500 |
| Median gross rent | $1,875 ±$772 | $2,078 |
| Renters paying 35% or more of income on rent | 78.4% ±19.7 pts | 72.3% |
| Median monthly owner costs, with a mortgage | $1,814 ±$116 | $2,187 |
| Owner-occupied homes | 79.2% ±9.1 pts | 83.8% |
| Renter-occupied homes | 20.8% ±9.1 pts | 16.2% |
| Housing units | 1,334 ±214 | 7,146 |
| Single-family detached homes | 88.0% ±6.1 pts | 85.5% |
| Mobile homes | 2.3% ±2.2 pts | 7.2% |
| Built 2020 or later | 0.0% ±3.7 pts | 23.6% |
| Built 2010 to 2019 | 8.0% ±9.1 pts | 25.4% |
| Built 1939 or earlier | 1.6% ±1.6 pts | 0.8% |
| Households with no vehicle | 7.3% ±5.7 pts | 2.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 404.03 get to work?
66.1% of Census Tract 404.03's workers drive alone and 14.7% work from home. The average trip to work takes 31.2 minutes.
| Measure | Tract 404.03 | Royse City |
|---|---|---|
| In the labor force (age 16+) | 75.8% ±6.7 pts | 74.6% |
| Unemployment rate | 6.4% ±5.4 pts | 1.9% |
| Drove alone to work | 66.1% ±8.2 pts | 70.2% |
| Carpooled | 19.2% ±10.6 pts | 11.1% |
| Public transportation | 0.0% ±2.7 pts | 0.0% |
| Walked | 0.0% ±2.7 pts | 0.2% |
| Worked from home | 14.7% ±6.1 pts | 17.6% |
| Mean travel time to work | 31.2 min ±2.9 | 34.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 404.03 compare with the other tracts in Rockwall County?
Among Rockwall County's tracts with a reliable estimate, Census Tract 404.03 ranks as shown below (1 = highest).
| Measure | In Rockwall County | In Royse City |
|---|---|---|
| Population | 22nd of 29 | 6th of 6 |
| Residents per square mile | 23rd of 29 | 3rd of 6 |
| Median household income | 18th of 29 | 2nd of 6 |
| Per capita income | 21st of 29 | 4th of 6 |
| Median home value | 29th of 29 | 6th of 6 |
| Median gross rent | 13th of 19 | 5th of 6 |
| Bachelor's degree or higher | 29th of 29 | 6th of 6 |
| Median age | 22nd of 29 | 3rd of 6 |
| Owner-occupied share | 23rd of 28 | 6th of 6 |
The tracts next to it on Rockwall County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 404.08 | 15th | $131,349±$15,415 · within the margin of this tract |
| Tract 404.09 | 16th | $127,966±$19,710 · within the margin of this tract |
| Tract 404.12 | 17th | $121,397±$17,498 · within the margin of this tract |
| Tract 404.03 | 18th | $118,125±$43,728 |
| Tract 405.12 | 19th | $117,500±$17,815 · within the margin of this tract |
| Tract 403.03 | 20th | $116,970±$23,922 · within the margin of this tract |
| Tract 404.05 | 21st | $115,000±$17,814 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 404.03?
3 of the 18 figures for Census Tract 404.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections