Census tract · Cabarrus County
Census Tract 416.04, Cabarrus County, North Carolina
Census Tract 416.04, GEOID 37025041604, in Cabarrus County, North Carolina, partly within Midland and Locust. 4,909 residents in the ACS 2020-2024 5-year estimates (±694); the 2020 Census counted 4,288.
Residents, 2020-2024
4,909
±694 (90% margin)
2020 Census count: 4,288
Median household income
$145,450
±$27,444 (90% margin)
Cabarrus County: $89,005
Median home value
$403,900
±$52,075 (90% margin)
Cabarrus County: $354,800
Median gross rent
not published
Cabarrus County: $1,414
Where is Census Tract 416.04?
Census Tract 416.04 is one of 47 census tracts in Cabarrus County, North Carolina. It covers 32.73 square miles of land, 131 residents per square mile in 2020. Its GEOID, 37025041604, names it uniquely (how tract numbers and GEOIDs work).
6 census tracts border Census Tract 416.04: Tract 405.01 ($93,280), Tract 415.03 ($106,569), Tract 415.07 ($143,495), Tract 416.02 ($68,696), Tract 416.03 ($96,411) and Tract 9308.01 in Stanly County ($65,918). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 416.04?
The 2020-2024 American Community Survey puts Census Tract 416.04's population at 4,909 (±694) in 1,683 households; the 2020 Census counted 4,288 residents and 1,667 housing units.
| Measure | Tract 416.04 | Cabarrus County |
|---|---|---|
| Total population | 4,909 ±694 | 236,133 |
| Households | 1,683 ±233 | 84,246 |
| Average household size | 2.91 ±0.23 | 2.78 |
| Housing units | 1,795 ±244 | 93,691 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 416.04?
The median resident of Census Tract 416.04 is 46.6 years old; 21.7% are under 18 and 16.0% are 65 or older. The largest group is non-Hispanic white residents at 90.4%, then non-Hispanic Black residents at 4.2%.
| Measure | Tract 416.04 | Cabarrus County |
|---|---|---|
| Median age | 46.6 ±5.0 | 37.7 |
| Under 18 years | 21.7% ±4.8 pts | 25.2% |
| 65 years and over | 16.0% ±3.1 pts | 13.6% |
| Hispanic or Latino (any race) | 3.2% ±3.5 pts | 12.7% |
| White alone, not Hispanic | 90.4% ±5.1 pts | 57.3% |
| Black or African American alone, not Hispanic | 4.2% ±3.4 pts | 18.7% |
| Asian alone, not Hispanic | 1.2% ±1.3 pts | 6.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 1.0% ±1.0 pts | 4.4% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.6% |
| Born outside the United States | 3.0% ±2.1 pts | 10.8% |
| Speak a language other than English at home (age 5+) | 6.9% ±4.4 pts | 16.6% |
| Civilian veterans (age 18+) | 8.2% ±3.6 pts | 6.6% |
| With a disability | 8.8% ±3.2 pts | 11.2% |
| No health insurance coverage | 5.2% ±3.2 pts | 7.9% |
| High school graduate or higher (age 25+) | 95.6% ±2.5 pts | 92.1% |
| Bachelor's degree or higher (age 25+) | 42.9% ±8.4 pts | 37.9% |
| Graduate or professional degree (age 25+) | 8.8% ±3.9 pts | 13.9% |
| Lived in the same house a year earlier | 83.1% ±9.2 pts | 89.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 416.04 earn?
Half of the 1,683 households in Census Tract 416.04 earn less than $145,450 a year (±$27,444), against $89,005 across Cabarrus County: 4th highest of the county's 47 tracts with a reliable estimate.
| Measure | Tract 416.04 | Cabarrus County |
|---|---|---|
| Median household income | $145,450 ±$27,444 | $89,005 |
| Mean household income | $147,455 ±$19,560 | $115,945 |
| Per capita income | $51,044 ±$6,244 | $42,636 |
| People below the poverty line | 4.6% ±3.1 pts | 9.3% |
| Children under 18 below the poverty line | 4.8% ±6.0 pts | 13.0% |
| Households receiving SNAP | 0.8% ±1.6 pts | 10.3% |
| Households with a computer | 99.5% ±0.8 pts | 96.4% |
| Households with a broadband subscription | 98.9% ±1.2 pts | 93.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 416.04?
Owners occupy 94.4% of Census Tract 416.04's occupied homes and renters 5.6%. The median owner-occupied home is valued at $403,900 by its owner (±$52,075).
| Measure | Tract 416.04 | Cabarrus County |
|---|---|---|
| Median home value (owner-occupied) | $403,900 ±$52,075 | $354,800 |
| Renters paying 35% or more of income on rent | 0.0% ±34.5 pts | 40.8% |
| Median monthly owner costs, with a mortgage | $1,811 ±$292 | $1,806 |
| Owner-occupied homes | 94.4% ±4.6 pts | 71.2% |
| Renter-occupied homes | 5.6% ±4.6 pts | 28.8% |
| Housing units | 1,795 ±244 | 93,691 |
| Single-family detached homes | 88.8% ±5.9 pts | 76.3% |
| Mobile homes | 11.2% ±5.9 pts | 5.8% |
| Built 2020 or later | 5.2% ±3.5 pts | 4.0% |
| Built 2010 to 2019 | 15.6% ±8.3 pts | 19.8% |
| Built 1939 or earlier | 8.1% ±8.8 pts | 6.0% |
| Households with no vehicle | 0.0% ±2.5 pts | 4.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 416.04 get to work?
79.9% of Census Tract 416.04's workers drive alone and 12.2% work from home. The average trip to work takes 31.6 minutes.
| Measure | Tract 416.04 | Cabarrus County |
|---|---|---|
| In the labor force (age 16+) | 64.6% ±7.5 pts | 68.4% |
| Unemployment rate | 3.1% ±3.0 pts | 4.6% |
| Drove alone to work | 79.9% ±7.1 pts | 72.3% |
| Carpooled | 5.4% ±3.2 pts | 7.8% |
| Public transportation | 1.2% ±1.8 pts | 0.6% |
| Walked | 1.3% ±2.2 pts | 0.8% |
| Worked from home | 12.2% ±5.3 pts | 17.2% |
| Mean travel time to work | 31.6 min ±3.3 | 27.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 416.04 compare with the other tracts in Cabarrus County?
Among Cabarrus County's tracts with a reliable estimate, Census Tract 416.04 ranks as shown below (1 = highest).
| Measure | In Cabarrus County |
|---|---|
| Population | 21st of 47 |
| Residents per square mile | 46th of 47 |
| Median household income | 4th of 47 |
| Per capita income | 12th of 47 |
| Median home value | 14th of 47 |
| Bachelor's degree or higher | 15th of 46 |
| Median age | 4th of 47 |
| Owner-occupied share | 3rd of 47 |
The tracts next to it on Cabarrus County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 413.07 | 1st | $195,959±$28,268 |
| Tract 415.05 | 2nd | $156,675±$11,301 · within the margin of this tract |
| Tract 413.04 | 3rd | $148,624±$11,169 · within the margin of this tract |
| Tract 416.04 | 4th | $145,450±$27,444 |
| Tract 415.07 | 5th | $143,495±$32,438 · within the margin of this tract |
| Tract 415.04 | 6th | $141,576±$20,116 · within the margin of this tract |
| Tract 425.04 | 7th | $141,000±$20,719 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 416.04?
4 of the 17 figures for Census Tract 416.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections