Census tract · Cabarrus County
Census Tract 413.04, Cabarrus County, North Carolina
Census Tract 413.04, GEOID 37025041304, in Cabarrus County, North Carolina, mostly within Concord (78% of its census blocks). 8,030 residents in the ACS 2020-2024 5-year estimates (±920); the 2020 Census counted 8,674.
Residents, 2020-2024
8,030
±920 (90% margin)
2020 Census count: 8,674
Median household income
$148,624
±$11,169 (90% margin)
Cabarrus County: $89,005
Median home value
$469,600
±$27,720 (90% margin)
Cabarrus County: $354,800
Median gross rent
$2,000
±$275 (90% margin)
Cabarrus County: $1,414
Where is Census Tract 413.04?
Census Tract 413.04 is one of 47 census tracts in Cabarrus County, North Carolina. It covers 2.17 square miles of land, 4,003 residents per square mile in 2020. Its GEOID, 37025041304, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Concord | 78% |
4 census tracts border Census Tract 413.04: Tract 413.01 ($140,448), Tract 413.05 ($123,424), Tract 413.06 ($109,131) and Tract 63.10 in Mecklenburg County ($132,614). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 413.04?
The 2020-2024 American Community Survey puts Census Tract 413.04's population at 8,030 (±920) in 2,456 households; the 2020 Census counted 8,674 residents and 2,600 housing units.
| Measure | Tract 413.04 | Concord |
|---|---|---|
| Total population | 8,030 ±920 | 108,719 |
| Households | 2,456 ±228 | 38,669 |
| Average household size | 3.27 ±0.21 | 2.78 |
| Housing units | 2,456 ±228 | 43,142 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 413.04?
The median resident of Census Tract 413.04 is 35.2 years old; 32.1% are under 18 and 4.8% are 65 or older. The largest group is non-Hispanic white residents at 47.9%, then non-Hispanic Asian residents at 26.1%. 19.6% of residents were born outside the United States.
| Measure | Tract 413.04 | Concord |
|---|---|---|
| Median age | 35.2 ±2.9 | 36.5 |
| Under 18 years | 32.1% ±3.1 pts | 26.8% |
| 65 years and over | 4.8% ±1.7 pts | 12.0% |
| Hispanic or Latino (any race) | 7.6% ±3.8 pts | 15.8% |
| White alone, not Hispanic | 47.9% ±5.8 pts | 49.4% |
| Black or African American alone, not Hispanic | 12.5% ±7.0 pts | 22.3% |
| Asian alone, not Hispanic | 26.1% ±5.9 pts | 7.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Two or more races, not Hispanic | 6.0% ±2.3 pts | 4.0% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.8% |
| Born outside the United States | 19.6% ±4.3 pts | 13.5% |
| Speak a language other than English at home (age 5+) | 25.5% ±5.5 pts | 20.1% |
| Civilian veterans (age 18+) | 5.0% ±2.6 pts | 6.2% |
| With a disability | 7.8% ±2.1 pts | 10.2% |
| No health insurance coverage | 2.0% ±1.7 pts | 8.6% |
| High school graduate or higher (age 25+) | 95.2% ±3.2 pts | 91.4% |
| Bachelor's degree or higher (age 25+) | 63.7% ±6.9 pts | 40.9% |
| Graduate or professional degree (age 25+) | 26.7% ±5.6 pts | 16.0% |
| Lived in the same house a year earlier | 92.7% ±4.5 pts | 88.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 413.04 earn?
Half of the 2,456 households in Census Tract 413.04 earn less than $148,624 a year (±$11,169), against $89,005 across Cabarrus County: 3rd highest of the county's 47 tracts with a reliable estimate. 8.5% of residents live below the poverty line.
| Measure | Tract 413.04 | Concord |
|---|---|---|
| Median household income | $148,624 ±$11,169 | $86,921 |
| Mean household income | $151,974 ±$13,445 | $114,977 |
| Per capita income | $47,495 ±$4,478 | $42,090 |
| People below the poverty line | 8.5% ±4.7 pts | 9.6% |
| Children under 18 below the poverty line | 9.4% ±5.8 pts | 13.9% |
| Households receiving SNAP | 5.0% ±4.1 pts | 11.6% |
| Households with a computer | 99.3% ±1.2 pts | 96.5% |
| Households with a broadband subscription | 97.9% ±3.4 pts | 94.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 413.04?
Owners occupy 87.1% of Census Tract 413.04's occupied homes and renters 12.9%. The median owner-occupied home is valued at $469,600 by its owner (±$27,720). The median renter pays $2,000 a month including utilities, and 40.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 413.04 | Concord |
|---|---|---|
| Median home value (owner-occupied) | $469,600 ±$27,720 | $353,700 |
| Median gross rent | $2,000 ±$275 | $1,451 |
| Renters paying 35% or more of income on rent | 40.8% ±23.1 pts | 42.8% |
| Median monthly owner costs, with a mortgage | $2,067 ±$234 | $1,860 |
| Owner-occupied homes | 87.1% ±5.8 pts | 65.2% |
| Renter-occupied homes | 12.9% ±5.8 pts | 34.8% |
| Housing units | 2,456 ±228 | 43,142 |
| Single-family detached homes | 85.6% ±5.2 pts | 72.3% |
| Mobile homes | 0.0% ±1.7 pts | 3.0% |
| Built 2020 or later | 2.9% ±2.5 pts | 3.8% |
| Built 2010 to 2019 | 37.9% ±7.5 pts | 20.7% |
| Built 1939 or earlier | 0.0% ±1.7 pts | 6.4% |
| Households with no vehicle | 2.2% ±2.6 pts | 4.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 413.04 get to work?
62.8% of Census Tract 413.04's workers drive alone and 24.1% work from home. The average trip to work takes 29.1 minutes.
| Measure | Tract 413.04 | Concord |
|---|---|---|
| In the labor force (age 16+) | 76.5% ±4.4 pts | 70.9% |
| Unemployment rate | 1.9% ±1.8 pts | 5.5% |
| Drove alone to work | 62.8% ±7.7 pts | 71.7% |
| Carpooled | 9.4% ±4.8 pts | 7.9% |
| Public transportation | 0.0% ±1.0 pts | 0.2% |
| Walked | 2.5% ±3.2 pts | 1.0% |
| Worked from home | 24.1% ±6.4 pts | 17.4% |
| Mean travel time to work | 29.1 min ±3.1 | 26.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 413.04 compare with the other tracts in Cabarrus County?
Among Cabarrus County's tracts with a reliable estimate, Census Tract 413.04 ranks as shown below (1 = highest).
| Measure | In Cabarrus County | In Concord |
|---|---|---|
| Population | 7th of 47 | 4th of 24 |
| Residents per square mile | 1st of 47 | 1st of 24 |
| Median household income | 3rd of 47 | 2nd of 24 |
| Per capita income | 17th of 47 | 10th of 24 |
| Median home value | 9th of 47 | 4th of 24 |
| Median gross rent | 6th of 42 | 4th of 23 |
| Poverty rate | 17th of 21 | 8th of 11 |
| Bachelor's degree or higher | 3rd of 46 | 2nd of 23 |
| Median age | 35th of 47 | 16th of 24 |
| Owner-occupied share | 11th of 47 | 5th of 24 |
The tracts next to it on Cabarrus County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 413.07 | 1st | $195,959±$28,268 |
| Tract 415.05 | 2nd | $156,675±$11,301 · within the margin of this tract |
| Tract 413.04 | 3rd | $148,624±$11,169 |
| Tract 416.04 | 4th | $145,450±$27,444 · within the margin of this tract |
| Tract 415.07 | 5th | $143,495±$32,438 · within the margin of this tract |
| Tract 415.04 | 6th | $141,576±$20,116 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 413.04?
Every figure for Census Tract 413.04 on this page has a coefficient of variation under 40%, the Census Bureau's threshold for a usable estimate.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections