Census tract · Ramsey County
Census Tract 428, Ramsey County, Minnesota
Census Tract 428, GEOID 27123042800, in Ramsey County, Minnesota, entirely within St. Paul. 2,911 residents in the ACS 2020-2024 5-year estimates (±604); the 2020 Census counted 2,513.
Residents, 2020-2024
2,911
±604 (90% margin)
2020 Census count: 2,513
Median household income
$50,008
±$2,938 (90% margin)
Ramsey County: $81,568
Median home value
$208,900
±$129,159 (90% margin)
Ramsey County: $326,600
Median gross rent
$1,199
±$124 (90% margin)
Ramsey County: $1,329
Where is Census Tract 428?
Census Tract 428 is one of 143 census tracts in Ramsey County, Minnesota. It covers 0.63 square miles of land, 4,014 residents per square mile in 2020. Its GEOID, 27123042800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| St. Paul | 100% |
8 census tracts border Census Tract 428: Tract 314 ($62,759), Tract 327 ($55,089), Tract 330 ($88,047), Tract 337 ($23,893), Tract 342.01 ($58,065), Tract 342.03 ($64,057), Tract 342.04 ($62,682) and Tract 358 ($82,788). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 428?
The 2020-2024 American Community Survey puts Census Tract 428's population at 2,911 (±604) in 967 households; the 2020 Census counted 2,513 residents and 955 housing units.
| Measure | Tract 428 | St. Paul |
|---|---|---|
| Total population | 2,911±604 | 307,284 |
| Households | 967±170 | 125,249 |
| Average household size | 2.89±0.28 | 2.37 |
| Housing units | 1,024±146 | 133,051 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 428?
The median resident of Census Tract 428 is 27.4 years old; 38.6% are under 18 and 8.1% are 65 or older. The largest group is non-Hispanic Black residents at 58.5%, then non-Hispanic white residents at 19.0%. 37.0% of residents were born outside the United States.
| Measure | Tract 428 | St. Paul |
|---|---|---|
| Median age | 27.4±3.2 | 33.7 |
| Under 18 years | 38.6%±5.8 pts | 23.5% |
| 65 years and over | 8.1%±4.0 pts | 12.4% |
| Hispanic or Latino (any race) | 5.8%±6.1 pts | 9.5% |
| White alone, not Hispanic | 19.0%±5.3 pts | 50.0% |
| Black or African American alone, not Hispanic | 58.5%±10.4 pts | 15.7% |
| Asian alone, not Hispanic | 13.8%±6.7 pts | 17.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±0.8 pts | 0.4% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 2.8%±3.7 pts | 6.1% |
| Some other race alone, not Hispanic | 0.0%±0.8 pts | 0.4% |
| Born outside the United States | 37.0%±6.9 pts | 18.2% |
| Speak a language other than English at home (age 5+) | 53.8%±7.2 pts | 27.7% |
| Civilian veterans (age 18+) | 2.3%±2.0 pts | 3.9% |
| With a disability | 23.8%±6.1 pts | 12.4% |
| No health insurance coverage | 10.7%±9.4 pts | 6.7% |
| High school graduate or higher (age 25+) | 69.9%±10.2 pts | 89.3% |
| Bachelor's degree or higher (age 25+) | 26.3%±9.0 pts | 43.8% |
| Graduate or professional degree (age 25+) | 7.8%±7.6 pts | 18.8% |
| Lived in the same house a year earlier | 75.8%±15.6 pts | 83.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 428 earn?
Half of the 967 households in Census Tract 428 earn less than $50,008 a year (±$2,938), against $81,568 across Ramsey County: 135th highest of the county's 142 tracts with a reliable estimate. 15.8% of residents live below the poverty line.
| Measure | Tract 428 | St. Paul |
|---|---|---|
| Median household income | $50,008±$2,938 | $73,394 |
| Mean household income | $51,969±$8,319 | $103,590 |
| Per capita income | $18,067±$2,928 | $42,815 |
| People below the poverty line | 15.8%±8.2 pts | 15.6% |
| Children under 18 below the poverty line | 10.8%±10.2 pts | 22.0% |
| Households receiving SNAP | 41.7%±13.1 pts | 15.5% |
| Households with a computer | 96.2%±5.0 pts | 96.0% |
| Households with a broadband subscription | 91.8%±5.7 pts | 91.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 428?
Owners occupy 12.3% of Census Tract 428's occupied homes and renters 87.7%. The median owner-occupied home is valued at $208,900 by its owner (±$129,159). The median renter pays $1,199 a month including utilities, and 44.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 428 | St. Paul |
|---|---|---|
| Median home value (owner-occupied) | $208,900±$129,159 | $294,500 |
| Median gross rent | $1,199±$124 | $1,281 |
| Renters paying 35% or more of income on rent | 44.5%±12.2 pts | 40.1% |
| Median monthly owner costs, with a mortgage | $1,830±$283 | $1,911 |
| Owner-occupied homes | 12.3%±6.1 pts | 52.9% |
| Renter-occupied homes | 87.7%±6.1 pts | 47.1% |
| Housing units | 1,024±146 | 133,051 |
| Single-family detached homes | 16.3%±7.1 pts | 48.5% |
| Mobile homes | 0.0%±2.2 pts | 0.2% |
| Built 2020 or later | 8.6%±4.7 pts | 1.3% |
| Built 2010 to 2019 | 2.1%±2.4 pts | 5.1% |
| Built 1939 or earlier | 28.7%±10.1 pts | 41.6% |
| Households with no vehicle | 24.7%±8.6 pts | 13.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 428 get to work?
76.3% of Census Tract 428's workers drive alone and 8.5% work from home. The average trip to work takes 18.0 minutes.
| Measure | Tract 428 | St. Paul |
|---|---|---|
| In the labor force (age 16+) | 57.8%±6.8 pts | 70.0% |
| Unemployment rate | 4.3%±4.1 pts | 5.4% |
| Drove alone to work | 76.3%±10.5 pts | 58.9% |
| Carpooled | 7.1%±6.7 pts | 9.1% |
| Public transportation | 5.8%±4.4 pts | 5.4% |
| Walked | 1.6%±1.6 pts | 3.8% |
| Worked from home | 8.5%±4.9 pts | 20.2% |
| Mean travel time to work | 18.0 min±1.3 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 428 compare with the other tracts in Ramsey County?
Among Ramsey County's tracts with a reliable estimate, Census Tract 428 ranks as shown below (1 = highest).
| Measure | In Ramsey County | In St. Paul |
|---|---|---|
| Population | 103rd of 142 | 57th of 84 |
| Residents per square mile | 84th of 143 | 74th of 85 |
| Median household income | 135th of 142 | 77th of 84 |
| Per capita income | 139th of 142 | 81st of 84 |
| Median home value | 136th of 140 | 79th of 82 |
| Median gross rent | 105th of 135 | 60th of 83 |
| Poverty rate | 36th of 120 | 33rd of 74 |
| Bachelor's degree or higher | 117th of 142 | 60th of 84 |
| Median age | 130th of 142 | 73rd of 84 |
| Owner-occupied share | 139th of 141 | 81st of 83 |
The tracts next to it on Ramsey County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 421.01 | 132nd | $54,854±$12,194 · within the margin of this tract |
| Tract 359 | 133rd | $52,188±$15,257 · within the margin of this tract |
| Tract 315 | 134th | $51,674±$6,604 · within the margin of this tract |
| Tract 428 | 135th | $50,008±$2,938 |
| Tract 305 | 136th | $46,536±$8,709 · within the margin of this tract |
| Tract 317.02 | 137th | $42,650±$14,855 · within the margin of this tract |
| Tract 334 | 138th | $42,066±$14,234 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 428?
1 of the 18 figures for Census Tract 428 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections