Census tract · Montgomery County
Census Tract 707, Montgomery County, Ohio
Census Tract 707, GEOID 39113070700, in Montgomery County, Ohio, mostly within Trotwood (97% of its census blocks). 3,426 residents in the ACS 2020-2024 5-year estimates (±576); the 2020 Census counted 3,189.
Residents, 2020-2024
3,426
±576 (90% margin)
2020 Census count: 3,189
Median household income
$50,709
±$12,731 (90% margin)
Montgomery County: $66,139
Median home value
$103,800
±$33,226 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,105
±$64 (90% margin)
Montgomery County: $1,026
Where is Census Tract 707?
Census Tract 707 is one of 156 census tracts in Montgomery County, Ohio. It covers 1.27 square miles of land, 2,511 residents per square mile in 2020. Its GEOID, 39113070700, names it uniquely (how tract numbers and GEOIDs work).
4 census tracts border Census Tract 707: Tract 1, Tract 701.02 ($42,356), Tract 706 ($61,673) and Tract 801 ($45,782). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 707?
The 2020-2024 American Community Survey puts Census Tract 707's population at 3,426 (±576) in 1,526 households; the 2020 Census counted 3,189 residents and 1,465 housing units.
| Measure | Tract 707 | Trotwood |
|---|---|---|
| Total population | 3,426 ±576 | 23,041 |
| Households | 1,526 ±245 | 10,799 |
| Average household size | 2.11 ±0.17 | 2.10 |
| Housing units | 1,572 ±233 | 12,254 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 707?
The median resident of Census Tract 707 is 47.7 years old; 13.0% are under 18 and 24.3% are 65 or older. The largest group is non-Hispanic Black residents at 82.3%, then non-Hispanic white residents at 12.9%.
| Measure | Tract 707 | Trotwood |
|---|---|---|
| Median age | 47.7 ±7.1 | 44.6 |
| Under 18 years | 13.0% ±2.9 pts | 18.6% |
| 65 years and over | 24.3% ±5.4 pts | 22.4% |
| Hispanic or Latino (any race) | 3.9% ±4.0 pts | 2.0% |
| White alone, not Hispanic | 12.9% ±5.2 pts | 25.6% |
| Black or African American alone, not Hispanic | 82.3% ±5.4 pts | 65.4% |
| Asian alone, not Hispanic | 0.0% ±1.1 pts | 1.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 0.1% ±0.2 pts | 5.7% |
| Some other race alone, not Hispanic | 0.8% ±1.2 pts | 0.3% |
| Born outside the United States | 2.0% ±2.7 pts | 4.0% |
| Speak a language other than English at home (age 5+) | 6.6% ±5.1 pts | 6.2% |
| Civilian veterans (age 18+) | 7.4% ±3.4 pts | 8.9% |
| With a disability | 20.9% ±6.6 pts | 17.1% |
| No health insurance coverage | 2.7% ±2.3 pts | 6.8% |
| High school graduate or higher (age 25+) | 89.1% ±4.7 pts | 92.5% |
| Bachelor's degree or higher (age 25+) | 15.3% ±5.3 pts | 19.3% |
| Graduate or professional degree (age 25+) | 4.4% ±3.5 pts | 8.3% |
| Lived in the same house a year earlier | 90.3% ±6.2 pts | 87.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 707 earn?
Half of the 1,526 households in Census Tract 707 earn less than $50,709 a year (±$12,731), against $66,139 across Montgomery County: 107th highest of the county's 148 tracts with a reliable estimate. 27.4% of residents live below the poverty line.
| Measure | Tract 707 | Trotwood |
|---|---|---|
| Median household income | $50,709 ±$12,731 | $50,113 |
| Mean household income | $62,359 ±$11,745 | $63,169 |
| Per capita income | $29,625 ±$4,817 | $30,393 |
| People below the poverty line | 27.4% ±12.0 pts | 21.5% |
| Children under 18 below the poverty line | 52.4% ±38.0 pts | 33.2% |
| Households receiving SNAP | 24.9% ±9.4 pts | 20.2% |
| Households with a computer | 94.8% ±5.0 pts | 94.9% |
| Households with a broadband subscription | 88.4% ±7.5 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 707?
Owners occupy 59.0% of Census Tract 707's occupied homes and renters 41.0%. The median owner-occupied home is valued at $103,800 by its owner (±$33,226). The median renter pays $1,105 a month including utilities, and 59.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 707 | Trotwood |
|---|---|---|
| Median home value (owner-occupied) | $103,800 ±$33,226 | $113,200 |
| Median gross rent | $1,105 ±$64 | $1,031 |
| Renters paying 35% or more of income on rent | 59.7% ±19.0 pts | 46.2% |
| Median monthly owner costs, with a mortgage | $1,131 ±$246 | $1,165 |
| Owner-occupied homes | 59.0% ±9.5 pts | 57.6% |
| Renter-occupied homes | 41.0% ±9.5 pts | 42.4% |
| Housing units | 1,572 ±233 | 12,254 |
| Single-family detached homes | 81.5% ±8.1 pts | 69.7% |
| Mobile homes | 0.0% ±2.4 pts | 2.0% |
| Built 2020 or later | 0.0% ±2.4 pts | 0.1% |
| Built 2010 to 2019 | 4.8% ±4.9 pts | 1.0% |
| Built 1939 or earlier | 4.0% ±3.4 pts | 9.2% |
| Households with no vehicle | 6.8% ±5.4 pts | 8.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 707 get to work?
65.0% of Census Tract 707's workers drive alone and 10.7% work from home. The average trip to work takes 16.4 minutes.
| Measure | Tract 707 | Trotwood |
|---|---|---|
| In the labor force (age 16+) | 61.8% ±8.4 pts | 61.6% |
| Unemployment rate | 4.2% ±3.4 pts | 8.6% |
| Drove alone to work | 65.0% ±18.6 pts | 76.7% |
| Carpooled | 15.1% ±13.1 pts | 9.4% |
| Public transportation | 9.2% ±12.7 pts | 3.9% |
| Walked | 0.0% ±2.3 pts | 0.9% |
| Worked from home | 10.7% ±4.4 pts | 8.6% |
| Mean travel time to work | 16.4 min ±2.6 | 24.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 707 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 707 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Trotwood |
|---|---|---|
| Population | 64th of 155 | 3rd of 8 |
| Residents per square mile | 83rd of 156 | 1st of 8 |
| Median household income | 107th of 148 | 5th of 7 |
| Per capita income | 106th of 155 | 6th of 8 |
| Median home value | 115th of 150 | 5th of 8 |
| Median gross rent | 56th of 145 | 2nd of 7 |
| Poverty rate | 31st of 112 | 3rd of 7 |
| Bachelor's degree or higher | 120th of 142 | 5th of 6 |
| Median age | 22nd of 154 | 4th of 8 |
| Owner-occupied share | 89th of 153 | 4th of 8 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 705 | 104th | $52,951±$7,817 · within the margin of this tract |
| Tract 26 | 105th | $50,853±$2,254 · within the margin of this tract |
| Tract 701.01 | 106th | $50,722±$8,732 · within the margin of this tract |
| Tract 707 | 107th | $50,709±$12,731 |
| Tract 33 | 108th | $49,696±$15,868 · within the margin of this tract |
| Tract 32.01 | 109th | $49,637±$14,538 · within the margin of this tract |
| Tract 4 | 110th | $49,327±$12,411 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 707?
2 of the 18 figures for Census Tract 707 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections