Census tract · Bay County

Census Tract 2860, Bay County, Michigan

Census Tract 2860, GEOID 26017286000, in Bay County, Michigan, entirely within Bangor Charter Township. 3,076 residents in the ACS 2020-2024 5-year estimates (±369); the 2020 Census counted 3,137.

Residents, 2020-2024

3,076

±369 (90% margin)
2020 Census count: 3,137

Median household income

$84,151

±$19,887 (90% margin)
Bay County: $61,763

Median home value

$207,600

±$19,974 (90% margin)
Bay County: $152,200

Median gross rent

$936

±$104 (90% margin)
Bay County: $860

Where is Census Tract 2860?

Census Tract 2860 is one of 28 census tracts in Bay County, Michigan. It covers 3.80 square miles of land, 826 residents per square mile in 2020. Its GEOID, 26017286000, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 2860 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Bangor Charter Township100%
Census Tract 2860 (marked with a dot) in Bay County, Michigan. Boundaries: Census Bureau 2024.
285728592861.02 2860 2 mi
Census Tract 2860 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

3 census tracts border Census Tract 2860: Tract 2857 ($68,605), Tract 2859 ($52,699) and Tract 2861.02 ($79,211). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 2860?

The 2020-2024 American Community Survey puts Census Tract 2860's population at 3,076 (±369) in 1,334 households; the 2020 Census counted 3,137 residents and 1,488 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 2860Bangor Charter TownshipBay CountyMichigan
Total population 3,076 ±369 13,902 103,008 10,077,761
Households 1,334 ±167 6,271 45,103 4,076,369
Average household size 2.30 ±0.20 2.19 2.26 2.42
Housing units 1,498 ±165 6,789 48,659 4,622,236

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 2860?

The median resident of Census Tract 2860 is 50.6 years old; 19.7% are under 18 and 25.9% are 65 or older. The largest group is non-Hispanic white residents at 88.8%, then Hispanic or Latino residents (of any race) at 3.0%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 2860Bangor Charter TownshipBay CountyMichigan
Median age 50.6 ±3.5 45.3 43.9 40.2
Under 18 years 19.7% ±5.3 pts 18.1% 19.6% 21.2%
65 years and over 25.9% ±4.2 pts 25.0% 21.9% 18.6%
Hispanic or Latino (any race) 3.0% ±2.3 pts 1.3% 5.9% 5.9%
White alone, not Hispanic 88.8% ±5.8 pts 90.1% 88.2% 72.4%
Black or African American alone, not Hispanic 2.5% ±3.6 pts 1.7% 1.0% 13.1%
Asian alone, not Hispanic 2.3% ±4.2 pts 0.5% 0.5% 3.4%
American Indian and Alaska Native alone, not Hispanic 1.2% ±1.8 pts 0.4% 0.1% 0.3%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.0 pts 0.0% 0.1% 0.0%
Two or more races, not Hispanic 2.2% ±1.8 pts 3.8% 3.7% 4.5%
Some other race alone, not Hispanic 0.0% ±1.0 pts 2.1% 0.5% 0.5%
Born outside the United States 1.7% ±3.3 pts 0.9% 1.3% 7.2%
Speak a language other than English at home (age 5+) 3.1% ±3.4 pts 1.6% 2.3% 10.4%
Civilian veterans (age 18+) 10.9% ±3.7 pts 6.7% 7.5% 5.8%
With a disability 14.0% ±4.1 pts 18.3% 16.8% 14.3%
No health insurance coverage 5.3% ±3.2 pts 4.5% 4.4% 4.9%
High school graduate or higher (age 25+) 94.6% ±3.6 pts 93.3% 91.9% 92.1%
Bachelor's degree or higher (age 25+) 26.9% ±7.0 pts 21.4% 22.1% 32.4%
Graduate or professional degree (age 25+) 15.0% ±4.8 pts 8.9% 7.0% 12.7%
Lived in the same house a year earlier 86.3% ±8.9 pts 88.4% 90.1% 88.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 2860 earn?

Half of the 1,334 households in Census Tract 2860 earn less than $84,151 a year (±$19,887), against $61,763 across Bay County: 3rd highest of the county's 26 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 2860Bangor Charter TownshipBay CountyMichigan
Median household income $84,151 ±$19,887 $60,661 $61,763 $72,875
Mean household income $100,592 ±$14,431 $78,260 $79,153 $98,700
Per capita income $43,333 ±$6,186 $36,059 $35,602 $40,735
People below the poverty line 10.0% ±7.5 pts 14.8% 13.2% 13.2%
Children under 18 below the poverty line 23.9% ±22.7 pts 23.7% 16.3% 17.6%
Households receiving SNAP 2.4% ±2.1 pts 10.5% 13.6% 13.5%
Households with a computer 97.2% ±2.5 pts 95.8% 93.7% 95.1%
Households with a broadband subscription 96.0% ±4.4 pts 91.6% 88.2% 90.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 2860?

Owners occupy 95.0% of Census Tract 2860's occupied homes and renters 5.0%. The median owner-occupied home is valued at $207,600 by its owner (±$19,974). The median renter pays $936 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 2860Bangor Charter TownshipBay CountyMichigan
Median home value (owner-occupied) $207,600 ±$19,974 $170,200 $152,200 $231,600
Median gross rent $936 ±$104 $922 $860 $1,129
Renters paying 35% or more of income on rent 14.9% ±26.6 pts 39.8% 34.8% 41.4%
Median monthly owner costs, with a mortgage $1,446 ±$303 $1,305 $1,249 $1,569
Owner-occupied homes 95.0% ±4.3 pts 72.7% 77.0% 73.2%
Renter-occupied homes 5.0% ±4.3 pts 27.3% 23.0% 26.8%
Housing units 1,498 ±165 6,789 48,659 4,622,236
Single-family detached homes 97.9% ±2.8 pts 73.9% 76.2% 72.0%
Mobile homes 0.0% ±2.0 pts 3.9% 4.6% 5.0%
Built 2020 or later 0.0% ±2.0 pts 0.0% 0.4% 1.0%
Built 2010 to 2019 0.8% ±1.3 pts 3.5% 3.1% 4.9%
Built 1939 or earlier 6.9% ±4.5 pts 6.7% 23.4% 14.6%
Households with no vehicle 3.6% ±3.6 pts 3.1% 6.6% 7.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 2860 get to work?

85.3% of Census Tract 2860's workers drive alone and 11.0% work from home. The average trip to work takes 22.2 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 2860Bangor Charter TownshipBay CountyMichigan
In the labor force (age 16+) 59.7% ±5.3 pts 60.6% 59.3% 61.3%
Unemployment rate 2.3% ±2.3 pts 3.7% 4.3% 5.7%
Drove alone to work 85.3% ±6.5 pts 85.7% 82.1% 74.3%
Carpooled 3.7% ±4.0 pts 6.3% 6.6% 7.9%
Public transportation 0.0% ±2.0 pts 0.0% 0.3% 0.9%
Walked 0.0% ±2.0 pts 0.0% 1.2% 2.0%
Worked from home 11.0% ±6.5 pts 7.2% 8.6% 13.5%
Mean travel time to work 22.2 min ±3.8 20.7 min 23.1 min 24.2 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 2860 compare with the other tracts in Bay County?

Among Bay County's tracts with a reliable estimate, Census Tract 2860 ranks as shown below (1 = highest).

Census Tract 2860's rank among the tracts of Bay County
MeasureIn Bay County
Population19th of 27
Residents per square mile14th of 27
Median household income3rd of 26
Per capita income4th of 27
Median home value5th of 27
Median gross rent7th of 24
Bachelor's degree or higher7th of 27
Median age2nd of 27
Owner-occupied share1st of 27

The tracts next to it on Bay County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 28541st$92,685±$18,723 · within the margin of this tract3,678
Tract 2861.012nd$86,202±$4,538 · within the margin of this tract3,743
Tract 28603rd$84,151±$19,8873,076
Tract 28564th$82,583±$11,646 · within the margin of this tract7,345
Tract 28555th$81,939±$10,633 · within the margin of this tract6,382
Tract 28536th$81,310±$6,002 · within the margin of this tract4,589

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 2860?

4 of the 18 figures for Census Tract 2860 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections