Census tract · Bay County
Census Tract 2861.01, Bay County, Michigan
Census Tract 2861.01, GEOID 26017286101, in Bay County, Michigan, mostly within Beaver Township, Bay County (67% of its census blocks). 3,743 residents in the ACS 2020-2024 5-year estimates (±256); the 2020 Census counted 3,706.
Residents, 2020-2024
3,743
±256 (90% margin)
2020 Census count: 3,706
Median household income
$86,202
±$4,538 (90% margin)
Bay County: $61,763
Median home value
$171,000
±$14,491 (90% margin)
Bay County: $152,200
Median gross rent
$990
±$812 (90% margin)
Bay County: $860
Where is Census Tract 2861.01?
Census Tract 2861.01 is one of 28 census tracts in Bay County, Michigan. It covers 46.14 square miles of land, 80 residents per square mile in 2020. Its GEOID, 26017286101, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Beaver Township, Bay County | 67% |
| Kawkawlin Township | 33% |
6 census tracts border Census Tract 2861.01: Tract 2856 ($82,583), Tract 2857 ($68,605), Tract 2861.02 ($79,211), Tract 2862 ($70,625), Tract 2911.01 in Midland County ($89,071) and Tract 2911.04 in Midland County ($112,718). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 2861.01?
The 2020-2024 American Community Survey puts Census Tract 2861.01's population at 3,743 (±256) in 1,520 households; the 2020 Census counted 3,706 residents and 1,584 housing units.
| Measure | Tract 2861.01 | Beaver Township, Bay County |
|---|---|---|
| Total population | 3,743 ±256 | 2,698 |
| Households | 1,520 ±160 | 1,037 |
| Average household size | 2.44 ±0.20 | 2.57 |
| Housing units | 1,608 ±164 | 1,041 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 2861.01?
The median resident of Census Tract 2861.01 is 45.8 years old; 20.2% are under 18 and 22.0% are 65 or older. The largest group is non-Hispanic white residents at 94.0%, then non-Hispanic residents of two or more races at 3.6%.
| Measure | Tract 2861.01 | Beaver Township, Bay County |
|---|---|---|
| Median age | 45.8 ±3.0 | 44.1 |
| Under 18 years | 20.2% ±4.0 pts | 23.8% |
| 65 years and over | 22.0% ±4.7 pts | 22.5% |
| Hispanic or Latino (any race) | 1.8% ±1.7 pts | 1.2% |
| White alone, not Hispanic | 94.0% ±3.1 pts | 92.9% |
| Black or African American alone, not Hispanic | 0.2% ±0.4 pts | 0.3% |
| Asian alone, not Hispanic | 0.4% ±0.5 pts | 0.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 3.6% ±2.2 pts | 4.9% |
| Some other race alone, not Hispanic | 0.1% ±0.2 pts | 0.1% |
| Born outside the United States | 0.6% ±0.6 pts | 0.8% |
| Speak a language other than English at home (age 5+) | 1.9% ±1.9 pts | 2.7% |
| Civilian veterans (age 18+) | 6.3% ±2.3 pts | 5.9% |
| With a disability | 14.3% ±3.8 pts | 9.4% |
| No health insurance coverage | 2.0% ±1.3 pts | 1.1% |
| High school graduate or higher (age 25+) | 90.9% ±4.2 pts | 93.5% |
| Bachelor's degree or higher (age 25+) | 19.0% ±4.4 pts | 22.6% |
| Graduate or professional degree (age 25+) | 3.4% ±1.8 pts | 3.6% |
| Lived in the same house a year earlier | 97.6% ±1.6 pts | 98.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 2861.01 earn?
Half of the 1,520 households in Census Tract 2861.01 earn less than $86,202 a year (±$4,538), against $61,763 across Bay County: 2nd highest of the county's 26 tracts with a reliable estimate. 5.1% of residents live below the poverty line.
| Measure | Tract 2861.01 | Beaver Township, Bay County |
|---|---|---|
| Median household income | $86,202 ±$4,538 | $89,154 |
| Mean household income | $106,102 ±$13,880 | $111,211 |
| Per capita income | $42,602 ±$4,943 | $43,331 |
| People below the poverty line | 5.1% ±2.3 pts | 4.8% |
| Children under 18 below the poverty line | 3.3% ±3.8 pts | 1.7% |
| Households receiving SNAP | 6.4% ±3.4 pts | 4.7% |
| Households with a computer | 96.6% ±1.9 pts | 95.0% |
| Households with a broadband subscription | 89.5% ±4.0 pts | 87.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 2861.01?
Owners occupy 84.9% of Census Tract 2861.01's occupied homes and renters 15.1%. The median owner-occupied home is valued at $171,000 by its owner (±$14,491).
| Measure | Tract 2861.01 | Beaver Township, Bay County |
|---|---|---|
| Median home value (owner-occupied) | $171,000 ±$14,491 | $193,800 |
| Median gross rent | $990 ±$812 | $1,445 |
| Renters paying 35% or more of income on rent | 20.0% ±27.7 pts | 45.7% |
| Median monthly owner costs, with a mortgage | $1,425 ±$202 | $1,405 |
| Owner-occupied homes | 84.9% ±8.5 pts | 89.3% |
| Renter-occupied homes | 15.1% ±8.5 pts | 10.7% |
| Housing units | 1,608 ±164 | 1,041 |
| Single-family detached homes | 86.9% ±6.3 pts | 96.0% |
| Mobile homes | 11.6% ±6.0 pts | 2.5% |
| Built 2020 or later | 1.2% ±1.2 pts | 1.0% |
| Built 2010 to 2019 | 2.9% ±1.9 pts | 4.4% |
| Built 1939 or earlier | 10.1% ±4.5 pts | 9.9% |
| Households with no vehicle | 2.2% ±1.6 pts | 1.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 2861.01 get to work?
83.1% of Census Tract 2861.01's workers drive alone and 7.8% work from home. The average trip to work takes 27.1 minutes. The unemployment rate in 2020-2024 averaged 2.9%.
| Measure | Tract 2861.01 | Beaver Township, Bay County |
|---|---|---|
| In the labor force (age 16+) | 57.8% ±5.3 pts | 57.5% |
| Unemployment rate | 2.9% ±1.7 pts | 4.2% |
| Drove alone to work | 83.1% ±5.6 pts | 82.4% |
| Carpooled | 9.1% ±4.5 pts | 7.3% |
| Public transportation | 0.0% ±1.7 pts | 0.0% |
| Walked | 0.0% ±1.7 pts | 0.0% |
| Worked from home | 7.8% ±4.1 pts | 10.2% |
| Mean travel time to work | 27.1 min ±3.0 | 28.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 2861.01 compare with the other tracts in Bay County?
Among Bay County's tracts with a reliable estimate, Census Tract 2861.01 ranks as shown below (1 = highest).
| Measure | In Bay County |
|---|---|
| Population | 11th of 27 |
| Residents per square mile | 25th of 27 |
| Median household income | 2nd of 26 |
| Per capita income | 6th of 27 |
| Median home value | 10th of 27 |
| Poverty rate | 24th of 25 |
| Bachelor's degree or higher | 18th of 27 |
| Median age | 9th of 27 |
| Owner-occupied share | 11th of 27 |
The tracts next to it on Bay County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 2854 | 1st | $92,685±$18,723 · within the margin of this tract |
| Tract 2861.01 | 2nd | $86,202±$4,538 |
| Tract 2860 | 3rd | $84,151±$19,887 · within the margin of this tract |
| Tract 2856 | 4th | $82,583±$11,646 · within the margin of this tract |
| Tract 2855 | 5th | $81,939±$10,633 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 2861.01?
4 of the 18 figures for Census Tract 2861.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections